Banas Finance

Why is Banas Finance Ltd falling/rising?

As of 28-Jun, Banas Finance Ltd's stock price is rising to 7.03, reflecting a 1.74% increase today. However, the stock has significant long-term declines and decreased investor participation, suggesting potential future challenges.

As of 28-Jun, Banas Finance Ltd's stock price is rising, currently at 7.03, with a change of 0.12 (1.74%) upward. This increase can be attributed to its performance today, where it outperformed the sector by 2.57%. Additionally, the stock is currently trading higher than its 5-day, 20-day, and 100-day moving averages, indicating a short-term positive trend. <BR><BR>However, it is important to note that despite the current rise, the stock has experienced significant declines over longer periods, with a year-to-date decrease of 14.58% and a 1-year decline of 17.10%. Furthermore, there has been a notable drop in investor participation, with delivery volume falling by 79.18% against the 5-day average, which could indicate a lack of sustained interest from investors. <BR><BR>Overall, while Banas Finance Ltd is experiencing a rise in its stock price today, the broader context shows ongoing challenges that may affect its future performance.

Which are the latest news on Banas Finance?

How big is Banas Finance?

As of 10th June, Banas Finance Ltd has a market capitalization of 61.00 Cr, categorizing it as a Micro Cap company, with recent net sales of 72.94 Cr and net profit of 27.29 Cr over the latest four quarters.

As of 10th June, <BR><BR>Market Cap: Banas Finance Ltd has a market capitalization of 61.00 Cr, which categorizes it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 72.94 Cr, while the sum of Net Profit for the same period is 27.29 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds are valued at 181.68 Cr, and Total Assets amount to 176.28 Cr.

Who are in the management team of Banas Finance?

The management team of Banas Finance includes G K Agrawal (Director), Amit Gulecha (Managing Director), Tanu Agrawal (Executive Director), Prajna Naik (Company Secretary), and independent directors Chirag Goyal and Vikas Kulhriya, along with non-executive director Pratham Jethliya.

The management team of Banas Finance includes the following individuals:<BR><BR>1. G K Agrawal - Director<BR>2. Amit Gulecha - Managing Director<BR>3. Tanu Agrawal - Executive Director<BR>4. Prajna Naik - Company Secretary<BR>5. Chirag Goyal - Independent Director<BR>6. Vikas Kulhriya - Independent Director<BR>7. Pratham Jethliya - Non Executive Director<BR><BR>If you need more details about their roles or the company, feel free to ask!

Who are the peers of the Banas Finance?

Banas Finance's peers include Odyssey Corpn., BAMPSL Sec., Gowra Leasing, and others, with varying management risks and growth rates. Banas Finance has an average management risk, below-average growth, and a 1-year return of -18.00%.

Peers: The peers of Banas Finance are Odyssey Corpn., BAMPSL Sec., Gowra Leasing, SPA CAPT SER, R R Fin. Cons., 3P Land Hold., Guj. Credit Corp, Mega Corp., and Dar Credit & Cap.<BR><BR>Quality Snapshot: Excellent management risk is observed at Odyssey Corpn., BAMPSL Sec., Gowra Leasing, SPA CAPT SER, R R Fin. Cons., Mega Corp., and Dar Credit & Cap, while Average management risk is found at Banas Finance. Below Average management risk is noted for all other peers. Growth is Excellent at Gowra Leasing, Good at R R Fin. Cons. and Mega Corp., Average at Odyssey Corpn., BAMPSL Sec., SPA CAPT SER, and 3P Land Hold., and Below Average at Banas Finance. Guj. Credit Corp does not qualify in terms of growth. Capital Structure is Excellent for Odyssey Corpn., BAMPSL Sec., Gowra Leasing, Banas Finance, SPA CAPT SER, R R Fin. Cons., Mega Corp., and Dar Credit & Cap, while 3P Land Hold. has a Good capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is R R Fin. Cons. at 117.51%, while the lowest is Odyssey Corpn. at -43.60%. Banas Finance's 1-year return is -18.00%, which is higher than Odyssey Corpn. but lower than R R Fin. Cons. Additionally, the six-month return is negative for Gowra Leasing, Banas Finance, R R Fin. Cons., and Guj. Credit Corp.

What does Banas Finance do?

Banas Finance Ltd is a Non Banking Financial Company (NBFC) involved in finance, share trading, investments, consultancy, and realty, with a market cap of INR 61 Cr and a net profit of 7 Cr as of March 2026. It was incorporated in 1983 and has a P/E ratio of 2.00.

Overview: <BR>Banas Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, engaged in finance, share trading, investments, consultancy, and realty business.<BR><BR>History: <BR>Banas Finance Ltd was incorporated on 06th June, 1983, originally as Pioneer Leasing Company Limited, and changed its name on 28th August, 1986. The latest quarterly results reported net sales and profit for March 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 21 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 7 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 61 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 2.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 19.86% <BR>Price to Book: 0.44 <BR><BR>Contact Details: <BR>Address: E-109 Crystal Plaza, New Link Road Andheri (West) Mumbai Maharashtra : 400053 <BR>Tel: 91-52096140/41 <BR>Email: banasfin@gmail.com <BR>Website: http://www.banasfinance.com

Should I buy, sell or hold Banas Finance Ltd?

Are Banas Finance Ltd latest results good or bad?

Banas Finance Ltd's latest results show a significant increase in net sales and improved operating margins, but a 19.98% decline in net profit and negative long-term EBIT growth raise concerns about profitability and sustainability, leading to a "SELL" rating for the stock. Overall, the results are more concerning than encouraging.

Banas Finance Ltd's latest results present a mixed picture. On one hand, the company reported a significant increase in net sales, which surged by 407.56% year-on-year to ₹20.81 crores, reflecting a recovery from a low base in the previous year. Additionally, the operating margin improved to 50.17%, the highest in seven quarters, and the return on equity stands at a strong 24.63%, indicating efficient capital use when profits are generated.<BR><BR>However, the consolidated net profit of ₹6.81 crores represents a decline of 19.98% year-on-year, which raises concerns about the sustainability of the company's profitability. The volatility in earnings is alarming, with past quarters showing extreme fluctuations between profits and losses. Furthermore, the five-year EBIT growth is notably negative at -181.75%, indicating long-term structural challenges.<BR><BR>The stock has also underperformed significantly, trading at ₹7.00, down 32.17% from its 52-week high, and it carries a "SELL" rating with a proprietary advisory score of 37/100. Overall, while there are some positive indicators in the latest results, the underlying volatility and long-term performance issues suggest that the results are more concerning than encouraging.

Is Banas Finance overvalued or undervalued?

As of December 4, 2025, Banas Finance is considered undervalued with a PE ratio of 5.03 and a price-to-book value of 0.42, significantly lower than competitors like Bajaj Finance and Life Insurance, indicating a potential recovery despite recent underperformance against the Sensex.

As of 4 December 2025, Banas Finance has moved from a risky to a very attractive valuation grade. The company is currently considered undervalued, with a price-to-earnings (PE) ratio of 5.03, a price-to-book value of 0.42, and an EV to EBITDA ratio of -40.79. These ratios indicate that Banas Finance is trading at a significant discount compared to its peers.<BR><BR>In comparison to notable competitors, Bajaj Finance is classified as very expensive with a PE ratio of 34.9, while Life Insurance is very attractive with a PE of 10.85. The stark contrast in valuation metrics highlights Banas Finance's undervaluation in the market. Additionally, while the stock has underperformed the Sensex over the past year, it has shown a positive return of 9.75% over the last month, suggesting a potential recovery phase.

How has been the historical performance of Banas Finance?

Banas Finance has faced significant financial challenges, with net sales dropping from 97.80 Cr in March 2022 to 42.87 Cr in March 2025, resulting in increasing losses and negative profits. Total assets and liabilities rose to 176.28 Cr in March 2025, but cash flow from operations remained stagnant at 0.00 Cr.

Answer:<BR>The historical performance of Banas Finance has shown significant fluctuations over the years, particularly in net sales and profitability.<BR><BR>Breakdown:<BR>Banas Finance's net sales peaked at 97.80 Cr in March 2022 but have since declined to 42.87 Cr by March 2025. The total operating income followed a similar trend, dropping from 97.80 Cr in March 2022 to 42.87 Cr in March 2025. The company's total expenditure, excluding depreciation, increased sharply to 80.88 Cr in March 2025 from 39.92 Cr in March 2024, contributing to an operating profit (PBDIT) of -38.01 Cr in March 2025, a stark contrast to the positive operating profit of 33.72 Cr in March 2024. Profit before tax also turned negative, reaching -37.45 Cr in March 2025, compared to a profit of 33.63 Cr in March 2024. Consequently, the profit after tax was -25.84 Cr in March 2025, down from a profit of 2.25 Cr in March 2024. The company's total assets increased to 176.28 Cr in March 2025 from 167.47 Cr in March 2024, while total liabilities also rose to 176.28 Cr in March 2025 from 167.47 Cr in March 2024. Cash flow from operating activities remained stagnant at 0.00 Cr in March 2025, reflecting ongoing challenges in generating cash from operations. Overall, Banas Finance has experienced a turbulent financial trajectory, characterized by significant revenue declines and increasing losses in recent years.

When is the next results date for Banas Finance?

The next results date for Banas Finance is 14 November 2025.

The next results date for Banas Finance is scheduled for 14 November 2025.

Who are the top shareholders of the Banas Finance?

The top shareholders of Banas Finance are Prismx Global Ventures Limited with 20.7%, Handful Investrade Pvt Ltd at 10.68%, and individual investors holding a combined 31.89%. There are no reported holdings from mutual funds or foreign institutional investors, indicating a majority of shares are held by non-institutional shareholders.

The top shareholders of Banas Finance include Prismx Global Ventures Limited, which holds 20.7% of the shares, making it the highest public shareholder. Additionally, Handful Investrade Pvt Ltd is the promoter with the highest holding at 10.68%. Individual investors collectively hold 31.89% of the shares, while there are no holdings reported from mutual funds or foreign institutional investors. The majority of the shares are held by non-institutional shareholders.

What is the technical trend for Banas Finance?

As of May 14, 2025, Banas Finance shows a mildly bearish trend overall, with mixed signals from MACD and moving averages, indicating a cautious outlook despite some bullish indicators on longer time frames.

As of 14 May 2025, the technical trend for Banas Finance has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD remains bearish, suggesting mixed signals. The RSI shows no signal on the weekly chart but is bullish on the monthly, indicating potential strength over a longer time frame. Bollinger Bands and moving averages are both mildly bearish on the daily and weekly charts, contributing to the overall cautious outlook. The KST is mildly bullish weekly but bearish monthly, and Dow Theory reflects a mildly bullish weekly trend against a mildly bearish monthly trend. Overall, the current technical stance is mildly bearish, driven primarily by the mixed signals from MACD and moving averages.

Has Banas Finance declared dividend?

No Dividend History Available