Compare Bank Handlowy w Warszawie SA with Similar Stocks
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
11.72%
0%
11.72%
6 Months
15.53%
0%
15.53%
1 Year
2.18%
0%
2.18%
2 Years
24.74%
0%
24.74%
3 Years
41.2%
0%
41.2%
4 Years
117.08%
0%
117.08%
5 Years
166.96%
0%
166.96%
Bank Handlowy w Warszawie SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
22.50%
EBIT Growth (5y)
37.62%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
103.51%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.59
EV to EBIT
3.51
EV to EBITDA
3.44
EV to Capital Employed
4.96
EV to Sales
2.39
PEG Ratio
NA
Dividend Yield
19.16%
ROCE (Latest)
141.27%
ROE (Latest)
17.43%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Bullish
OBV
No Trend
Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Standalone) - Dec'04 - QoQ
Dec'04
Sep'04
Change(%)
Interest Earned
442.20
449.40
-1.6%
Operating Profit (PBDIT)
140.20
130.90
7.10%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
0.00
0.00
Net Profit
94.30
97.00
-2.78%
USD in Million.
Interest Earned
QoQ Growth in quarter ended Dec 2004 is -1.6% vs 11.93% in Sep 2004
Net Profit
QoQ Growth in quarter ended Dec 2004 is -2.78% vs -39.15% in Sep 2004
Annual Results Snapshot (Standalone) - Dec'04
Dec'04
Dec'03
Change(%)
Interest Earned
1,653.20
1,380.90
19.72%
Operating Profit (PBDIT)
550.90
669.40
-17.70%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
0.00
0.00
Net Profit
416.10
296.60
40.29%
USD in Million.
Interest Earned
YoY Growth in year ended Dec 2004 is 19.72% vs -22.46% in Dec 2003
Net Profit
YoY Growth in year ended Dec 2004 is 40.29% vs 22.21% in Dec 2003
About Bank Handlowy w Warszawie SA 
Bank Handlowy w Warszawie SA
Regional Banks
Bank Handlowy w Warszawie SA is a Poland-based commercial bank. It offers its products and services under Citibank Handlowy brand. The Bank operates through two segments: Corporate and Investment Banking; and Retail Banking. The Bank’s offer includes cash management, trade services, treasury services, corporate finance, debt instruments, syndicated loans, structured trade finance, securitization services, asset management services, management buy-outs and acquisitions advisory services, custodian services and brokerage. In addition, through its subsidiaries, the Bank is engaged in vendor leasing and other leasing activities; the management of pension funds; the provision of insurance, and the management of securities portfolios. The Bank’s parent entity is Citibank Overseas Investment Corporation (COIC).
Company Coordinates 
Company Details
Ul. Senatorska 16 , WARSZAWA None : 00-923
Registrar Details






