BHW Share Price | Bank Handlowy w Warszawie SA Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Compare Bank Handlowy w Warszawie SA with Similar Stocks

ING Bank Slaski SA BANK POLSKA KASA OPIEKI SA Santander Bank Polska SA

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with a 29.70% CAGR growth in Net Profits

Healthy long term growth as Net profit has grown by an annual rate of 29.70%

Flat results in Sep 25

With ROA of 1.57%, it has a very attractive valuation with a 1.51 Price to Book Value

Consistent Underperformance against the benchmark over the last 3 years

Mojo Parameters

Stock DNA

Industry

Regional Banks

Market cap

PLN 15,522 Million (Large Cap)

P/E

8.00

Industry P/E

Dividend Yield

11.56%

Debt Equity

0.00

Return on Equity

18.84%

Price to Book

1.66

Revenue and Profits:

Net Sales:

706 Million

(Quarterly Results - Dec 2025)

Net Profit:

473 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

4.34%

6 Months

5.53%

1 Year

-7.06%

2 Years

1.47%

3 Years

36.88%

4 Years

79.25%

5 Years

181.07%

Bank Handlowy w Warszawie SA for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

25.60%

EBIT Growth (5y)

30.94%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

76.33%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.51

EV to EBIT

3.38

EV to EBITDA

3.21

EV to Capital Employed

2.70

EV to Sales

1.69

PEG Ratio

Dividend Yield

9.63%

ROCE (Latest)

79.82%

ROE (Latest)

19.06%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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          "val2": "449.40",
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          "val2": "130.90",
          "chgp": "7.10%",
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          "val2": "0.00%",
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Quarterly Results Snapshot (Standalone) - Dec'04 - QoQ

Dec'04

Sep'04

Change(%)

Interest Earned

442.20

449.40

-1.6%

Operating Profit (PBDIT)

140.20

130.90

7.10%

% of Net NPAs

0.00%

% of Gross NPAs

0.00%

Exceptional Items

0.00

Net Profit

94.30

97.00

-2.78%

USD in Million.

Compare with Peers

Interest Earned

QoQ Growth in quarter ended Dec 2004 is -1.6% vs 11.93% in Sep 2004

Net Profit

QoQ Growth in quarter ended Dec 2004 is -2.78% vs -39.15% in Sep 2004

All Quarterly Results

Annual Results Snapshot (Standalone) - Dec'04

Dec'04

Dec'03

Change(%)

Interest Earned

1,653.20

1,380.90

19.72%

Operating Profit (PBDIT)

550.90

669.40

-17.70%

% of Net NPAs

0.00%

% of Gross NPAs

0.00%

Exceptional Items

0.00

Net Profit

416.10

296.60

40.29%

USD in Million.

Compare with Peers

Interest Earned

YoY Growth in year ended Dec 2004 is 19.72% vs -22.46% in Dec 2003

Net Profit

YoY Growth in year ended Dec 2004 is 40.29% vs 22.21% in Dec 2003

All Annual Results

Company CV

About Bank Handlowy w Warszawie SA

Bank Handlowy w Warszawie SA

Regional Banks

Bank Handlowy w Warszawie SA is a Poland-based commercial bank. It offers its products and services under Citibank Handlowy brand. The Bank operates through two segments: Corporate and Investment Banking; and Retail Banking. The Bank’s offer includes cash management, trade services, treasury services, corporate finance, debt instruments, syndicated loans, structured trade finance, securitization services, asset management services, management buy-outs and acquisitions advisory services, custodian services and brokerage. In addition, through its subsidiaries, the Bank is engaged in vendor leasing and other leasing activities; the management of pension funds; the provision of insurance, and the management of securities portfolios. The Bank’s parent entity is Citibank Overseas Investment Corporation (COIC).

Company Coordinates

Company Details

Ul. Senatorska 16 , WARSZAWA None : 00-923

Tel: 48 22 657720048 22 6577095

http://www.citibank.pl

Registrar Details