ScoreWhy is Bank Handlowy w Warszawie SA ?
1
Strong Long Term Fundamental Strength with a 29.70% CAGR growth in Net Profits
2
Healthy long term growth as Net profit has grown by an annual rate of 29.70%
3
With ROA of 1.57%, it has a very attractive valuation with a 1.51 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 11.72%, its profits have fallen by -22%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Bank Handlowy w Warszawie SA should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank Handlowy w Warszawie SA for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Bank Handlowy w Warszawie SA
12.46%
-0.08
25.38%
Poland WIG
39.24%
1.84
20.48%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
25.60%
EBIT Growth (5y)
30.94%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
76.33%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.51
EV to EBIT
3.38
EV to EBITDA
3.21
EV to Capital Employed
2.70
EV to Sales
1.69
PEG Ratio
NA
Dividend Yield
9.63%
ROCE (Latest)
79.82%
ROE (Latest)
19.06%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend0What is working for the Company
NO KEY POSITIVE TRIGGERS
-2What is not working for the Company
NII(Q)
Lowest at PLN 789.73 MM
Here's what is not working for Bank Handlowy w Warszawie SA
NII
Lowest at PLN 789.73 MM
in the last five periodsMOJO Watch
The bank's income from core business is falling
NII (PLN MM)
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