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1
High Management Efficiency with a high ROE of 21.41%
2
Company has very low debt and has enough cash to service the debt requirements
3
Healthy long term growth as Net Sales has grown by an annual rate of 28.06% and Operating profit at 38.16%
4
With ROE of 11.15%, it has a expensive valuation with a 7.81 Price to Book Value
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-39.71%
0%
-39.71%
6 Months
-43.62%
0%
-43.62%
1 Year
-5.13%
0%
-5.13%
2 Years
71.59%
0%
71.59%
3 Years
-11.9%
0%
-11.9%
4 Years
208.33%
0%
208.33%
5 Years
109.56%
0%
109.56%
Bank of Innovation, Inc. for the last several years.
Risk Adjusted Returns v/s 
News

Bank of Innovation Hits Day Low at JPY 8,050 Amid Price Pressure
Bank of Innovation, Inc. saw its stock price fall significantly today, continuing a trend of decline over the past week and month. Despite recent challenges, the company has demonstrated long-term resilience with a notable annual stock increase. Financial metrics indicate high management efficiency, though recent profits and sales have decreased.
Read More Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
28.06%
EBIT Growth (5y)
38.16%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.81
Sales to Capital Employed (avg)
3.31
Tax Ratio
51.53%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
183.34%
ROE (avg)
21.41%
Valuation key factors
Factor
Value
P/E Ratio
70
Industry P/E
Price to Book Value
7.81
EV to EBIT
31.17
EV to EBITDA
30.75
EV to Capital Employed
36.42
EV to Sales
2.79
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
116.84%
ROE (Latest)
11.15%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ
Jun'25
Mar'25
Change(%)
Net Sales
2,843.00
3,050.00
-6.79%
Operating Profit (PBDIT) excl Other Income
633.00
185.00
242.16%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
374.00
-62.00
703.23%
Operating Profit Margin (Excl OI)
220.90%
59.70%
16.12%
USD in Million.
Net Sales
QoQ Growth in quarter ended Jun 2025 is -6.79% vs -13.70% in Mar 2025
Consolidated Net Profit
QoQ Growth in quarter ended Jun 2025 is 703.23% vs -111.55% in Mar 2025
Annual Results Snapshot (Consolidated) - Sep'24
Sep'24
Sep'23
Change(%)
Net Sales
13,615.00
21,333.00
-36.18%
Operating Profit (PBDIT) excl Other Income
1,348.00
4,907.00
-72.53%
Interest
3.00
6.00
-50.00%
Exceptional Items
0.00
0.00
Consolidate Net Profit
895.00
3,293.00
-72.82%
Operating Profit Margin (Excl OI)
97.80%
229.70%
-13.19%
USD in Million.
Net Sales
YoY Growth in year ended Sep 2024 is -36.18% vs 778.30% in Sep 2023
Consolidated Net Profit
YoY Growth in year ended Sep 2024 is -72.82% vs 492.73% in Sep 2023
About Bank of Innovation, Inc. 
Bank of Innovation, Inc.
Software Products
No Details Available.
Company Coordinates 
No Company Details Available






