Bank of Innovation, Inc. (4393) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

eWell Co., Ltd. (Japan)

Cyber Security Cloud, Inc.

System Support, Inc.

Kanamic Network Co., LTD.

Bank of Innovation, Inc.

Intelligent Wave, Inc.

FRONTEO, Inc.

FIXER Inc

Data Horizon Co., Ltd.

kaonavi, Inc.

Cybernet Systems Co., Ltd.

Why is Bank of Innovation, Inc. ?

High Management Efficiency with a high ROE of 21.41%

Company has very low debt and has enough cash to service the debt requirements

Healthy long term growth as Net Sales has grown by an annual rate of 28.06% and Operating profit at 38.16%

With ROE of 11.15%, it has a expensive valuation with a 7.81 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -5.13%, its profits have fallen by -48.6%

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Bank of Innovation, Inc. should be less than 10%
Overall Portfolio exposure to Software Products should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Bank of Innovation, Inc. for you?

High Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Bank of Innovation, Inc.

-5.13%

0.40

65.51%

Japan Nikkei 225

28.54%

1.11

25.75%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

28.06%

EBIT Growth (5y)

38.16%

EBIT to Interest (avg)

100.00

Debt to EBITDA (avg)

Net Debt to Equity (avg)

-0.81

Sales to Capital Employed (avg)

3.31

Tax Ratio

51.53%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

183.34%

ROE (avg)

21.41%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

7.81

EV to EBIT

31.17

EV to EBITDA

30.75

EV to Capital Employed

36.42

EV to Sales

2.79

PEG Ratio

Dividend Yield

ROCE (Latest)

116.84%

ROE (Latest)

11.15%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

Bullish

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Bullish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

PRE-TAX PROFIT(Q)

At JPY 633 MM has Grown at 121.91%

NET PROFIT(Q)

At JPY 374 MM has Grown at 171.51%

RAW MATERIAL COST(Y)

Fallen by -11.73% (YoY

CASH AND EQV(HY)

Highest at JPY 8,724 MM

-9What is not working for the Company

NET PROFIT(HY)

At JPY 312 MM has Grown at -33.19%

ROCE(HY)

Lowest at 18.34%

NET SALES(Q)

At JPY 2,843 MM has Fallen at -8.19%

Here's what is working for Bank of Innovation, Inc.

Pre-Tax Profit

At JPY 633 MM has Grown at 121.91%

over average net sales of the previous four periods of JPY 285.25 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JPY MM)

Net Profit

At JPY 374 MM has Grown at 171.51%

over average net sales of the previous four periods of JPY 137.75 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (JPY MM)

Cash and Eqv

Highest at JPY 8,724 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Raw Material Cost

Fallen by -11.73% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

At JPY 5 MM has Grown at 66.67%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (JPY MM)

Here's what is not working for Bank of Innovation, Inc.

Net Sales

At JPY 2,843 MM has Fallen at -8.19%

over average net sales of the previous four periods of JPY 3,096.75 MM

MOJO Watch

Near term sales trend is negative

Net Sales (JPY MM)