ScoreWhy is Bank of Innovation, Inc. ?
1
High Management Efficiency with a high ROE of 21.41%
2
Company has very low debt and has enough cash to service the debt requirements
3
Healthy long term growth as Net Sales has grown by an annual rate of 28.06% and Operating profit at 38.16%
4
With ROE of 11.15%, it has a expensive valuation with a 7.81 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -40.19%, its profits have fallen by -48.6%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Bank of Innovation, Inc. should be less than 10%
- Overall Portfolio exposure to Software Products should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Innovation, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Bank of Innovation, Inc.
-40.19%
0.10
65.30%
Japan Nikkei 225
36.73%
1.30
28.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
28.06%
EBIT Growth (5y)
38.16%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.81
Sales to Capital Employed (avg)
3.16
Tax Ratio
51.53%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
183.34%
ROE (avg)
21.41%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
70
Industry P/E
Price to Book Value
7.81
EV to EBIT
31.17
EV to EBITDA
30.75
EV to Capital Employed
36.42
EV to Sales
2.79
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
116.84%
ROE (Latest)
11.15%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
NET PROFIT(9M)
Higher at JPY 1,194 MM
CASH AND EQV(HY)
Highest at JPY 10,535 MM
-1What is not working for the Company
RAW MATERIAL COST(Y)
Grown by 16.83% (YoY
Here's what is working for Bank of Innovation, Inc.
Net Profit
At JPY 1,194 MM has Grown at 94.78%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Cash and Eqv
Highest at JPY 10,535 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Net Profit
Higher at JPY 1,194 MM
than preceding 12 month period ended Dec 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (JPY MM)
Here's what is not working for Bank of Innovation, Inc.
Raw Material Cost
Grown by 16.83% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
