Compare Cass Information Systems, Inc. with Similar Stocks
Dashboard
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.22%
2
Poor long term growth as Net Sales has grown by an annual rate of 6.15% and Operating profit at -1.63%
3
The company has declared positive results in Mar'2025 after 2 consecutive negative quarters
4
With ROE of 8.78%, it has a expensive valuation with a 2.69 Price to Book Value
5
Underperformed the market in the last 1 year
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
9.35%
0%
9.35%
6 Months
4.79%
0%
4.79%
1 Year
13.32%
0%
13.32%
2 Years
16.74%
0%
16.74%
3 Years
38.97%
0%
38.97%
4 Years
2.21%
0%
2.21%
5 Years
13.96%
0%
13.96%
Cass Information Systems, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
6.15%
EBIT Growth (5y)
-1.63%
EBIT to Interest (avg)
35.34
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.93
Tax Ratio
20.05%
Dividend Payout Ratio
86.97%
Pledged Shares
0
Institutional Holding
71.75%
ROCE (avg)
350.51%
ROE (avg)
12.22%
Valuation key factors
Factor
Value
P/E Ratio
31
Industry P/E
Price to Book Value
2.69
EV to EBIT
12.88
EV to EBITDA
10.74
EV to Capital Employed
30.19
EV to Sales
1.89
PEG Ratio
NA
Dividend Yield
2.01%
ROCE (Latest)
234.40%
ROE (Latest)
8.78%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bearish
Shareholding Snapshot : Sep 2025
Shareholding Compare (%holding) 
Majority shareholders
Domestic Funds
Domestic Funds
Held in 48 Schemes (28.95%)
Foreign Institutions
Held by 48 Foreign Institutions (3.71%)
Strategic Entities with highest holding
Highest Public shareholder
Quarterly Results Snapshot (Consolidated) - Sep'25 - YoY
Sep'25
Sep'24
Change(%)
Net Sales
54.00
55.60
-2.88%
Operating Profit (PBDIT) excl Other Income
13.20
11.60
13.79%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
9.20
2.90
217.24%
Operating Profit Margin (Excl OI)
215.00%
65.70%
14.93%
USD in Million.
Net Sales
YoY Growth in quarter ended Sep 2025 is -2.88% vs 2.96% in Sep 2024
Consolidated Net Profit
YoY Growth in quarter ended Sep 2025 is 217.24% vs -60.81% in Sep 2024
Annual Results Snapshot (Consolidated) - Dec'24
Dec'24
Dec'23
Change(%)
Net Sales
219.90
213.20
3.14%
Operating Profit (PBDIT) excl Other Income
30.70
41.90
-26.73%
Interest
0.00
0.10
-100.00%
Exceptional Items
0.00
0.00
Consolidate Net Profit
19.20
30.10
-36.21%
Operating Profit Margin (Excl OI)
110.10%
175.70%
-6.56%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2024 is 3.14% vs 13.83% in Dec 2023
Consolidated Net Profit
YoY Growth in year ended Dec 2024 is -36.21% vs -13.75% in Dec 2023
About Cass Information Systems, Inc. 
Cass Information Systems, Inc.
Miscellaneous
Cass Information Systems, Inc. (Cass) is a provider of payment and information processing services to manufacturing, distribution and retail enterprises across the United States with operating locations in Missouri, Ohio, Massachusetts, South Carolina and Florida. The Company provides transportation invoice rating, payment processing, auditing, accounting and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility related expenses. The Company operates in two segments: Information Services and Banking Services. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses and churches. The Company, through its bank subsidiary, Cass Commercial Bank (the Bank), provides commercial banking services.
Company Coordinates 
Company Details
12444 Powerscourt Dr , ST. LOUIS MO : 63131-3660
Registrar Details






