Share Price | Chicago Atlantic Real Estate Finance, Inc. Stock Analysis & Recommendation

Q: Is Chicago Atlantic Real Estate Finance, Inc. technically bullish or bearish?

As of 9 September 2025, the technical trend for Chicago Atlantic Real Estate Finance, Inc. has changed from mildly bearish to bearish. The current stance is bearish, with key indicators such as the daily moving averages confirming this bearish sentiment. The MACD shows a mixed picture with a mildly bullish signal on the weekly chart but bearish on the monthly. The Bollinger Bands and KST also indicate bearish conditions on the monthly timeframe. The stock has underperformed compared to the S&P 500 across multiple periods, with a year-to-date return of -11.09% versus the S&P 500's 12.22%.

Q: Is Chicago Atlantic Real Estate Finance, Inc. overvalued or undervalued?

As of 7 May 2025, the valuation grade for Chicago Atlantic Real Estate Finance, Inc. has moved from attractive to very attractive. The company appears to be undervalued, with a P/E ratio of 8, significantly lower than the industry average, which is not provided but can be inferred to be higher given the peer comparisons. Additionally, the price to book value stands at 0.97, and the EV to EBITDA ratio is 6.40, indicating that the company is trading at a discount relative to its earnings potential.In comparison to its peers, Chicago Atlantic's P/E ratio of 7.75 is notably lower than Orchid Island Capital, Inc. at 21.15 and One Liberty Properties, Inc. at 17.89, both of which are also classified as very attractive. The company's return on capital employed (ROCE) is 15.11%, and return on equity (ROE) is 12.34%, suggesting solid profitability metrics. Despite recent underperformance compared to the S&P 500, where the stock has declined 8.5% over the past year while the index gained 10.26%, the current valuation indicates a strong potential for upside.

Q: What does Chicago Atlantic Real Estate Finance, Inc. do?

Overview: Chicago Atlantic Real Estate Finance, Inc. operates in the realty industry and falls within the micro-cap market segment.Financial Snapshot: Most recent Net Sales: 15 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 10 Million (Quarterly Results - Mar 2025) Market-cap: USD 297.11 Million (Micro Cap)Key Metrics: P/E: 8.00 Dividend Yield: 0.00% Debt Equity: -999,999.00 Return on Equity: 12.34% Price to Book: 0.96Contact Details: Registrar Address: Not available.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

203.59 k

Shareholding (Mar 2026)

FII

1.84%

Held by 20 FIIs

DII

98.17%

Held by 17 DIIs

Promoter

0.00%

Is Chicago Atlantic Real Estate Finance, Inc. technically bullish or bearish?

20-Sep-2025

As of September 9, 2025, Chicago Atlantic Real Estate Finance, Inc. is in a bearish trend, supported by daily moving averages and monthly indicators, with a year-to-date return of -11.09% compared to the S&P 500's 12.22%.

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Is Chicago Atlantic Real Estate Finance, Inc. overvalued or undervalued?

25-Jun-2025

As of May 7, 2025, Chicago Atlantic Real Estate Finance, Inc. is considered very attractive due to its undervalued status with a P/E ratio of 8, a price to book value of 0.97, and an EV to EBITDA ratio of 6.40, alongside solid profitability metrics like a ROCE of 15.11% and ROE of 12.34%, despite a recent decline of 8.5% compared to the S&P 500's gain of 10.26%.

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How big is Chicago Atlantic Real Estate Finance, Inc.?

22-Jun-2025

As of Jun 18, Chicago Atlantic Real Estate Finance, Inc. has a market capitalization of 297.11 million, with net sales of 61.87 million and a net profit of 38.35 million over the last four quarters. Shareholder's funds are 308.96 million, and total assets are 435.15 million.

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What does Chicago Atlantic Real Estate Finance, Inc. do?

22-Jun-2025

Chicago Atlantic Real Estate Finance, Inc. operates in the real estate sector as a micro-cap company, reporting net sales of $15 million and a net profit of $10 million for Q1 2025, with a market cap of $297.11 million. Key metrics include a P/E ratio of 8.00 and a return on equity of 12.34%.

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Compare Chicago Atlantic Real Estate Finance, Inc. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Negative results in Mar 26

ROCE(HY) Lowest at 10.03%
INTEREST(Q) At USD 2.04 MM has Grown at 11.05%
INTEREST COVERAGE RATIO(Q) Lowest at 525.28

Reducing Promoter Confidence

Consistent Underperformance against the benchmark over the last 3 years

Mojo Parameters

Stock DNA

Industry

Realty

Market cap

USD 241 Million (Micro Cap)

P/E

7.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

11.70%

Price to Book

0.78

Revenue and Profits:

Net Sales:

15 Million

(Quarterly Results - Mar 2026)

Net Profit:

5 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-7.51%

6 Months

-13.06%

1 Year

-19.65%

2 Years

-27.99%

3 Years

-27.99%

4 Years

-29.06%

5 Years

0.0%

Chicago Atlantic Real Estate Finance, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

129.70%

EBIT Growth (5y)

115.61%

EBIT to Interest (avg)

7.99

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

111.89%

Pledged Shares

Institutional Holding

38.71%

ROCE (avg)

12.96%

ROE (avg)

11.14%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.78

EV to EBIT

4.98

EV to EBITDA

4.98

EV to Capital Employed

0.77

EV to Sales

3.59

PEG Ratio

Dividend Yield

ROCE (Latest)

15.49%

ROE (Latest)

11.70%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bullish

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 28 Schemes (16.01%)

Foreign Institutions

Held by 20 Foreign Institutions (1.84%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'26 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Mar 2026 is 0.66% vs -1.95% in Mar 2025",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Mar 2026 is -52.00% vs 14.94% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'26",
        "Mar'25",
        "Change(%)"
      ],
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          "val1": "15.20",
          "val2": "15.10",
          "chgp": "0.66%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "10.70",
          "val2": "12.10",
          "chgp": "-11.57%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "2.00",
          "val2": "2.10",
          "chgp": "-4.76%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "4.80",
          "val2": "10.00",
          "chgp": "-52.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "453.70%",
          "val2": "801.40%",
          "chgp": "-34.77%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2025 is 1.13% vs -1.27% in Dec 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2025 is -2.70% vs -4.39% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "62.90",
          "val2": "62.20",
          "chgp": "1.13%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "44.30",
          "val2": "44.20",
          "chgp": "0.23%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "7.50",
          "val2": "7.20",
          "chgp": "4.17%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "36.00",
          "val2": "37.00",
          "chgp": "-2.70%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "692.10%",
          "val2": "710.90%",
          "chgp": "-1.88%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Mar'26 - YoY

Mar'26

Mar'25

Change(%)

Net Sales

15.20

15.10

0.66%

Operating Profit (PBDIT) excl Other Income

10.70

12.10

-11.57%

Interest

2.00

2.10

-4.76%

Exceptional Items

0.00

Consolidate Net Profit

4.80

10.00

-52.00%

Operating Profit Margin (Excl OI)

453.70%

801.40%

-34.77%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Mar 2026 is 0.66% vs -1.95% in Mar 2025

Consolidated Net Profit

YoY Growth in quarter ended Mar 2026 is -52.00% vs 14.94% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

62.90

62.20

1.13%

Operating Profit (PBDIT) excl Other Income

44.30

44.20

0.23%

Interest

7.50

7.20

4.17%

Exceptional Items

0.00

Consolidate Net Profit

36.00

37.00

-2.70%

Operating Profit Margin (Excl OI)

692.10%

710.90%

-1.88%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 1.13% vs -1.27% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -2.70% vs -4.39% in Dec 2024

All Annual Results

Company CV

About Chicago Atlantic Real Estate Finance, Inc.

Chicago Atlantic Real Estate Finance, Inc.

Realty

No Details Available.

Company Coordinates

No Company Details Available