Chicago Atlantic Real Estate Finance, Inc. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Orchid Island Capital, Inc.

CTO Realty Growth, Inc.

Postal Realty Trust, Inc.

NexPoint Real Estate Finance, Inc.

Chicago Atlantic Real Estate Finance, Inc.

One Liberty Properties, Inc.

BRT Apartments Corp.

Orion Office REIT, Inc.

NexPoint Diversified Real Estate Trust

Seritage Growth Properties

Hersha Hospitality Trust

Why is Chicago Atlantic Real Estate Finance, Inc. ?

Negative results in Mar 26

ROCE(HY) Lowest at 10.03%
INTEREST(Q) At USD 2.04 MM has Grown at 11.05%
INTEREST COVERAGE RATIO(Q) Lowest at 525.28

Reducing Promoter Confidence

Promoters have decreased their stake in the company by -0.58% over the previous quarter and currently hold 0% of the company
Promoters decreasing their stake may signify reduced confidence in the future of the business

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -19.65% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Realty)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Chicago Atlantic Real Estate Finance, Inc. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Chicago Atlantic Real Estate Finance, Inc.

-19.65%

-1.09

24.73%

S&P 500

25.41%

1.92

13.25%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

129.70%

EBIT Growth (5y)

115.61%

EBIT to Interest (avg)

7.99

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

111.89%

Pledged Shares

Institutional Holding

38.71%

ROCE (avg)

12.96%

ROE (avg)

11.14%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.78

EV to EBIT

4.98

EV to EBITDA

4.98

EV to Capital Employed

0.77

EV to Sales

3.59

PEG Ratio

Dividend Yield

ROCE (Latest)

15.49%

ROE (Latest)

11.70%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bullish

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company

DIVIDEND PAYOUT RATIO(Y)

Highest at 208.61%

RAW MATERIAL COST(Y)

Fallen by -0.17% (YoY

-21What is not working for the Company

ROCE(HY)

Lowest at 10.03%

INTEREST(Q)

At USD 2.04 MM has Grown at 11.05%

INTEREST COVERAGE RATIO(Q)

Lowest at 525.28

DEBT-EQUITY RATIO (HY)

Highest at 29.2 %

DEBTORS TURNOVER RATIO(HY)

Lowest at 16.32 times

PRE-TAX PROFIT(Q)

Lowest at USD 4.84 MM

NET PROFIT(Q)

Lowest at USD 4.84 MM

EPS(Q)

Lowest at USD 0.23

Here's what is working for Chicago Atlantic Real Estate Finance, Inc.

Dividend Payout Ratio

Highest at 208.61%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Raw Material Cost

Fallen by -0.17% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Chicago Atlantic Real Estate Finance, Inc.

Pre-Tax Profit

At USD 4.84 MM has Fallen at -51.8%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD 4.84 MM has Fallen at -51.8%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Interest

At USD 2.04 MM has Grown at 11.05%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Interest Coverage Ratio

Lowest at 525.28

in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Pre-Tax Profit

Lowest at USD 4.84 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD 4.84 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

EPS

Lowest at USD 0.23

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Debt-Equity Ratio

Highest at 29.2 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Debtors Turnover Ratio

Lowest at 16.32 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio