Compare Commercial Credit & Finance PLC with Similar Stocks
Dashboard
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 17.05%
2
The company has declared negative results in Mar'2026 after 4 consecutive positive quarters
3
With ROE of 29.04%, it has a fair valuation with a 1.18 Price to Book Value
4
Consistent Returns over the last 3 years
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-7.32%
0%
-7.32%
6 Months
-13.96%
0%
-13.96%
1 Year
12.87%
0%
12.87%
2 Years
199.21%
0%
199.21%
3 Years
229.48%
0%
229.48%
4 Years
500.0%
0%
500.0%
5 Years
341.86%
0%
341.86%
Commercial Credit & Finance PLC for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
9.08%
EBIT Growth (5y)
17.52%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
37.73%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
45.12%
ROE (avg)
17.05%
Valuation key factors
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
1.18
EV to EBIT
2.81
EV to EBITDA
2.69
EV to Capital Employed
1.21
EV to Sales
1.12
PEG Ratio
0.03
Dividend Yield
NA
ROCE (Latest)
43.30%
ROE (Latest)
29.04%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - Mar'26 - YoY
Mar'26
Mar'25
Change(%)
Net Sales
5,869.20
8,523.20
-31.14%
Operating Profit (PBDIT) excl Other Income
884.00
3,640.80
-75.72%
Interest
0.00
0.00
Exceptional Items
428.10
731.30
-41.46%
Consolidate Net Profit
3,605.90
3,959.20
-8.92%
Operating Profit Margin (Excl OI)
745.30%
584.80%
16.05%
USD in Million.
Net Sales
YoY Growth in quarter ended Mar 2026 is -31.14% vs 6.57% in Mar 2025
Consolidated Net Profit
YoY Growth in quarter ended Mar 2026 is -8.92% vs 81.86% in Mar 2025
Annual Results Snapshot (Consolidated) - Mar'26
Mar'26
Mar'25
Change(%)
Net Sales
26,298.30
27,591.00
-4.69%
Operating Profit (PBDIT) excl Other Income
11,879.30
13,084.00
-9.21%
Interest
2,378.90
2,289.30
3.91%
Exceptional Items
404.00
586.70
-31.14%
Consolidate Net Profit
9,752.80
6,147.10
58.66%
Operating Profit Margin (Excl OI)
619.00%
398.90%
22.01%
USD in Million.
Net Sales
YoY Growth in year ended Mar 2026 is -4.69% vs -9.13% in Mar 2025
Consolidated Net Profit
YoY Growth in year ended Mar 2026 is 58.66% vs 68.84% in Mar 2025
About Commercial Credit & Finance PLC 
Commercial Credit & Finance PLC
Finance
Commercial Credit and Finance PLC is a Sri Lanka-based company, which is engaged in acceptance of deposits, granting lease facilities, hire purchase, personal loans, micro loans, pawning and other credit facilities, real estate development and related services. The Company operates through seven segments: Finance Lease, Hire Purchase, Microfinance and SME Loans, Pawning, Term Loan, Revolving Loans and Investments. It offers fixed deposits and various savings products, such as Punchita Panchita, Daily Savings, Regular Savings and One to One Business. It offers leasing solutions to a range of vehicles and equipment, including personal and commercial vehicles, three wheelers, motor bikes, special purpose vehicles, machinery and agricultural equipment. It also offers gold loan facilities. It offers term loan, term draft, educational loan and short term loan. It offers multi-asset portfolios and services that include advice, investments and implementation.
Company Coordinates 
Company Details
No. 106 Yatinuwara Veediya , KANDY None : None
Registrar Details






