Commercial Credit and Finance PLC is a Sri Lanka-based company, which is engaged in acceptance of deposits, granting lease facilities, hire purchase, personal loans, micro loans, pawning and other credit facilities, real estate development and related services. The Company operates through seven segments: Finance Lease, Hire Purchase, Microfinance and SME Loans, Pawning, Term Loan, Revolving Loans and Investments. It offers fixed deposits and various savings products, such as Punchita Panchita, Daily Savings, Regular Savings and One to One Business. It offers leasing solutions to a range of vehicles and equipment, including personal and commercial vehicles, three wheelers, motor bikes, special purpose vehicles, machinery and agricultural equipment. It also offers gold loan facilities. It offers term loan, term draft, educational loan and short term loan. It offers multi-asset portfolios and services that include advice, investments and implementation.