Apna Microfinance Bank Limited is a commercial microfinance bank. The Bank provides microfinance services to the poor and underserved segment of the society. The Bank's segments include Investments in Government Securities, including investments in market treasury bills in Pakistan Investment Bonds; Retail Banking, which includes retail deposits and banking services, and Micro Finance Banking, which includes advances provided to customers on Micro Credit and Micro Lease basis. It also offers financial services to less privileged/marginal poor, including economic empowerment of women and micro-entrepreneurs in the Agri and Micro enterprises in rural areas. Its products include Deposits, such as Apna Current Account, Apna Saving Account, Term Deposits, Apna Sarmaya Account, Apna Mahanama Munafa and Peshgi Profit Account; Loans, such as Apna Hunner, Apna Sawari, Apna Maal, Apna Mustaqibal, Apna Karobar, Apna Ghar, Apna Group, Apna Tractor and Apna Gold, and Composite Insurance.