ScoreWhy is Apna Microfinance Bank Ltd. ?
Unrated Stock - No Analysis Available
Real-Time Research ReportHow much should you sell?
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Is Apna Microfinance Bank Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Apna Microfinance Bank Ltd.
-100.0%
-0.73
54.78%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-0.60%
EBIT Growth (5y)
-491.78%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
-0.49
EV to EBIT
-1.29
EV to EBITDA
-1.41
EV to Capital Employed
-0.42
EV to Sales
1.53
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
Negative BV
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING PROFIT(Q)
Highest at PKR -496.27 MM
OPERATING PROFIT MARGIN(Q)
Highest at -73.37 %
PRE-TAX PROFIT(Q)
Highest at PKR -491.61 MM
NET PROFIT(Q)
Highest at PKR -491.61 MM
EPS(Q)
Highest at PKR -1.15
-6What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at PKR -2,475.11 MM
GROSS NPA (%)
(Q
Here's what is working for Apna Microfinance Bank Ltd.
Operating Profit
Highest at PKR -496.27 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (PKR MM)
Operating Profit Margin
Highest at -73.37 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at PKR -491.61 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (PKR MM)
Net Profit
Highest at PKR -491.61 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (PKR MM)
EPS
Highest at PKR -1.15
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (PKR)
Here's what is not working for Apna Microfinance Bank Ltd.
Non Performing Loans (%)
Highest at 35.27% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Operating Cash Flow
Lowest at PKR -2,475.11 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (PKR MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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