Ncino Inc. is a global provider of cloud-based software for financial institutions. It enhances banks and credit unions with the technology to enhancevisibility into their operations and operate digitally. The Company’s solution, the nCino Bank Operating System, digitizes, automates and streamlines complex processes and workflow. Its nCino IQ (nIQ) application utilizes data analytics and artificial intelligence and machine learning (AI/ML) to provide its customers with automation and insights into their operations. Its platform also enables financial institutions to onboard new clients, make loans and manage the entire loan life cycle, open deposit and other accounts and manage regulatory compliance. The Company serves financial institution customers of all sizes and complexities, including global financial institutions, enterprise banks, regional banks, community banks, credit unions and new market entrants, such as challenger banks.