ScoreWhy is nCino, Inc. ?
1
With a growth in Operating Profit of 88.88%, the company declared Very Positive results in Oct 25
- The company has declared positive results in Jan 70 after 2 consecutive negative quarters
- PRE-TAX PROFIT(Q) At USD 8.76 MM has Grown at 343.59%
- NET SALES(Q) Highest at USD 152.16 MM
- RAW MATERIAL COST(Y) Fallen by 0.24% (YoY)
2
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -50.24%, its profits have risen by 123.8% ; the PEG ratio of the company is 9.8
3
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Below par performance in long term as well as near term
- Along with generating -50.24% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to nCino, Inc. should be less than 10%
- Overall Portfolio exposure to Software Products should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is nCino, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
nCino, Inc.
-50.24%
-1.07
48.88%
S&P 500
13.68%
0.71
19.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
25.79%
EBIT Growth (5y)
18.21%
EBIT to Interest (avg)
-23.08
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0.08
Sales to Capital Employed (avg)
0.44
Tax Ratio
25.37%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
1212
Industry P/E
Price to Book Value
1.68
EV to EBIT
156.45
EV to EBITDA
34.49
EV to Capital Employed
1.61
EV to Sales
3.18
PEG Ratio
9.80
Dividend Yield
NA
ROCE (Latest)
1.03%
ROE (Latest)
0.14%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend23What is working for the Company
PRE-TAX PROFIT(Q)
At USD 8.76 MM has Grown at 343.59%
NET SALES(Q)
Highest at USD 152.16 MM
RAW MATERIAL COST(Y)
Fallen by 0.24% (YoY
OPERATING PROFIT(Q)
Highest at USD 23.15 MM
OPERATING PROFIT MARGIN(Q)
Highest at 15.21 %
NET PROFIT(Q)
Highest at USD 7.38 MM
EPS(Q)
Highest at USD 0.06
-9What is not working for the Company
INTEREST(HY)
At USD 8.78 MM has Grown at 151.69%
DEBT-EQUITY RATIO
(HY)
Highest at 17.44 %
Here's what is working for nCino, Inc.
Pre-Tax Profit
At USD 8.76 MM has Grown at 343.59%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 7.38 MM has Grown at 530.57%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
Highest at USD 152.16 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Profit
Highest at USD 23.15 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 15.21 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Net Profit
Highest at USD 7.38 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.06
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Raw Material Cost
Fallen by 0.24% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for nCino, Inc.
Interest
At USD 8.78 MM has Grown at 151.69%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Debt-Equity Ratio
Highest at 17.44 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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