Summit Financial Group Inc. is a financial holding company. The Company provide community banking services primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia and the Northern, Shenandoah Valley and Southwestern regions of Virginia. It provides its services through its community bank subsidiary, Summit Community Bank (the Bank). The Bank operates through approximately 43 banking locations. Its loan portfolio includes commercial, commercial real estate, construction and land development, residential real estate, consumer and mortgage warehouse lines of credit. It offers various deposit products, such as noninterest bearing demand deposit, interest bearing demand deposit, savings deposit and time deposits. The bank also offers trust and wealth management services and cash management services.