Dashboard
1
Strong lending practices with low Gross NPA ratio of 0.57%
2
Healthy long term growth as Net profit has grown by an annual rate of 17.71%
3
The company has declared Positive results for the last 16 consecutive quarters
4
With ROE of 13.9, it has a fair valuation with a 0.8 Price to Book Value
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-9.09%
0%
-9.09%
6 Months
19.04%
0%
19.04%
1 Year
37.58%
0%
37.58%
2 Years
-6.0%
0%
-6.0%
3 Years
-1.34%
0%
-1.34%
4 Years
50.56%
0%
50.56%
5 Years
-1.72%
0%
-1.72%
Summit Financial Group, Inc. (West Virginia) for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
21.23%
EBIT Growth (5y)
14.71%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.05%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.83
EV to EBIT
9.19
EV to EBITDA
8.25
EV to Capital Employed
0.90
EV to Sales
2.52
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
9.75%
ROE (Latest)
13.87%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
Shareholding Snapshot : Mar 2024
Shareholding Compare (%holding) 
Majority shareholders
Domestic Funds
Domestic Funds
Held in 24 Schemes (17.15%)
Foreign Institutions
Held by 25 Foreign Institutions (2.38%)
Strategic Entities with highest holding
Highest Public shareholder
About Summit Financial Group, Inc. (West Virginia) 
Summit Financial Group, Inc. (West Virginia)
Regional Banks
Summit Financial Group Inc. is a financial holding company. The Company provide community banking services primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia and the Northern, Shenandoah Valley and Southwestern regions of Virginia. It provides its services through its community bank subsidiary, Summit Community Bank (the Bank). The Bank operates through approximately 43 banking locations. Its loan portfolio includes commercial, commercial real estate, construction and land development, residential real estate, consumer and mortgage warehouse lines of credit. It offers various deposit products, such as noninterest bearing demand deposit, interest bearing demand deposit, savings deposit and time deposits. The bank also offers trust and wealth management services and cash management services.
Company Coordinates 
Company Details
300 N Main St , MOOREFIELD WV : 26836-1055
Registrar Details






