Wierzyciel SA is a Poland based company active in the financial sector. The Company is engaged in the consumer financial services provision. It also operates on the cash loan sales market. Wierzyciel SA conducts its primary business via a network of financial intermediaries located throughout Poland. It co-operates with Helikon Sp. z o.o., which offers a financial products of the Company and helps with the establishment of Information Technology (IT) systems, which meet the Company's customers needs. The Company together with Helikon Sp. z o.o. has developed software application SKOP, which is a complex system of loans services.