Compare Wierzyciel SA with Similar Stocks
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
4.36%
0%
4.36%
6 Months
-3.04%
0%
-3.04%
1 Year
7.29%
0%
7.29%
2 Years
-64.57%
0%
-64.57%
3 Years
32.87%
0%
32.87%
4 Years
-1.88%
0%
-1.88%
5 Years
-8.89%
0%
-8.89%
Wierzyciel SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
26.90%
EBIT Growth (5y)
16.63%
EBIT to Interest (avg)
-0.60
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
NA
EV to EBIT
EV to EBITDA
EV to Capital Employed
NA
EV to Sales
NA
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-4.08%
ROE (Latest)
-3.68%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ
Dec'25
Sep'25
Change(%)
Net Sales
0.30
1.80
-83.33%
Operating Profit (PBDIT) excl Other Income
-0.00
0.10
-100.00%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
0.00
0.10
-100.00%
Operating Profit Margin (Excl OI)
-12.20%
63.90%
-7.61%
USD in Million.
Net Sales
QoQ Growth in quarter ended Dec 2025 is -83.33% vs 800.00% in Sep 2025
Consolidated Net Profit
QoQ Growth in quarter ended Dec 2025 is -100.00% vs 200.00% in Sep 2025
Annual Results Snapshot (Consolidated) - Dec'25
Dec'25
Dec'24
Change(%)
Net Sales
2.80
2.20
27.27%
Operating Profit (PBDIT) excl Other Income
0.00
-0.30
100.00%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
0.10
-0.30
133.33%
Operating Profit Margin (Excl OI)
6.30%
-139.80%
14.61%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2025 is 27.27% vs 4.76% in Dec 2024
Consolidated Net Profit
YoY Growth in year ended Dec 2025 is 133.33% vs 25.00% in Dec 2024
About Wierzyciel SA 
Wierzyciel SA
Finance
Wierzyciel SA is a Poland based company active in the financial sector. The Company is engaged in the consumer financial services provision. It also operates on the cash loan sales market. Wierzyciel SA conducts its primary business via a network of financial intermediaries located throughout Poland. It co-operates with Helikon Sp. z o.o., which offers a financial products of the Company and helps with the establishment of Information Technology (IT) systems, which meet the Company's customers needs. The Company together with Helikon Sp. z o.o. has developed software application SKOP, which is a complex system of loans services.
Company Coordinates 
Company Details
Ul. Wyzwolenia 27 , MIKOLOW None : 43-190
Registrar Details






