Coral India Fin.

Why is Coral India Finance & Housing Ltd falling/rising?

As of 01-Sep, Coral India Finance & Housing Ltd's stock price is at 32.33, with a year-to-date decline of 19.18% and a one-year decrease of 23.24%. The stock is underperforming against the Sensex and shows decreased investor participation, indicating a bearish trend and negative sentiment.

As of 01-Sep, Coral India Finance & Housing Ltd's stock price is currently at 32.33, reflecting a slight increase of 0.05 (0.15%). Despite this minor uptick, the stock has shown a significant decline over various time periods, with a year-to-date drop of 19.18% and a one-year decrease of 23.24%. <BR><BR>In the short term, the stock has underperformed compared to the benchmark Sensex, with a 1-week decline of 4.43% against the Sensex's 0.92% drop. Additionally, the stock is trading below its moving averages across multiple time frames, indicating a bearish trend. <BR><BR>Investor participation has also decreased, as evidenced by a delivery volume of 15.41k on August 31, which is down by 88.27% compared to the 5-day average. This decline in trading activity suggests a lack of confidence among investors, contributing to the overall negative sentiment surrounding the stock. <BR><BR>While the stock has outperformed its sector by 2.45% today, the broader trends indicate that Coral India Finance & Housing Ltd is experiencing challenges that are likely influencing its price movements negatively.

Who are in the management team of Coral India Fin.?

The management team of Coral India Fin. includes Navinchandra B Doshi (Executive Director & Managing Director), Meeta Samir Sheth (Non-Executive & Non-Independent Director), Kishor R Mehta (Whole Time Director & CFO), and independent directors Sheela R Kamdar, Sharad R Mehta, and Niraj A. Mehta.

The management team of Coral India Fin. includes the following individuals:<BR><BR>1. **Navinchandra B Doshi** - Executive Director & Managing Director<BR>2. **Meeta Samir Sheth** - Non-Executive & Non-Independent Director<BR>3. **Kishor R Mehta** - Whole Time Director & Chief Financial Officer<BR>4. **Sheela R Kamdar** - Independent Director<BR>5. **Sharad R Mehta** - Independent Director<BR>6. **Niraj A. Mehta** - Independent Director<BR><BR>If you need more specific information about any of these individuals or their roles, feel free to ask!

What does Coral India Fin. do?

Coral India Finance & Housing Ltd is a micro-cap company involved in diversified financial services, construction, and real estate development. As of June 2026, it reported net sales and profit of 4 Cr each, with a market cap of INR 133 Cr.

Overview:<BR>Coral India Finance & Housing Ltd is a micro-cap company operating in the diversified commercial services industry, providing a range of financial services and engaging in construction and real estate development.<BR><BR>History:<BR>The company was incorporated on January 4, 1995. The latest quarterly results reported are for June 2026, showing both net sales and net profit.<BR><BR>Financial Snapshot:<BR>Net Sales: 4 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 4 Cr (Quarterly Results - Jun 2026) <BR>Market-cap: INR 133 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 9.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 1.80% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 6.94% <BR>Price to Book: 0.65 <BR><BR>Contact Details:<BR>Address: Dalamal House 4th Floor, J B Marg Nariman Point Mumbai Maharashtra : 400021 <BR>Tel: 91-022-22853910/11 <BR>Email: cs@coralhousing.in <BR>Website: http://www.corallab.com

Who are the peers of the Coral India Fin.?

Coral India Fin.'s peers include Alankit, Pro Fin Capital, Ruchi Infrastr., Eyantra Ventures, Kemp & Co., and Motor & Gen Fin. Coral India Fin. has an average management risk, below average growth, and a strong capital structure, with a 1-year return of -23.83%.

Peers: The peers of Coral India Fin. are Alankit, Pro Fin Capital, Ruchi Infrastr., Eyantra Ventures, Kemp & Co., and Motor & Gen Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Alankit and Motor & Gen Fin, while Average management risk is found at Pro Fin Capital, Coral India Fin., and the rest. Growth is Average at Alankit and Pro Fin Capital, while Below Average growth is seen at Ruchi Infrastr., Coral India Fin., Eyantra Ventures, Kemp & Co., and the rest. Excellent capital structure is noted at Coral India Fin. and Motor & Gen Fin, while Good capital structure is found at Pro Fin Capital, and Below Average capital structure is observed at Ruchi Infrastr., Eyantra Ventures, Kemp & Co., and the rest.<BR><BR>Return Snapshot: Motor & Gen Fin has the highest 1-year return at 7.00%, while Pro Fin Capital has the lowest at -54.01%. Coral India Fin.'s 1-year return of -23.83% is better than Pro Fin Capital's but worse than Motor & Gen Fin's. Additionally, Eyantra Ventures, Kemp & Co., and Ruchi Infrastr. all have negative six-month returns.

How big is Coral India Fin.?

As of 31st August, Coral India Finance & Housing Ltd has a market capitalization of 133.00 Cr, with Net Sales of 14.54 Cr and a Net Profit of 14.38 Cr reported in the latest four quarters. The company has Shareholder's Funds of 207.17 Cr and Total Assets of 223.12 Cr as of March 2026.

As of 31st August, Coral India Finance & Housing Ltd has a market capitalization of 133.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Coral India Finance & Housing Ltd reported Net Sales of 14.54 Cr and a Net Profit of 14.38 Cr.<BR><BR>For the reporting period ending March 2026, the company had Shareholder's Funds amounting to 207.17 Cr and Total Assets of 223.12 Cr.

Which are the latest news on Coral India Fin.?

Should I buy, sell or hold Coral India Finance & Housing Ltd?

Are Coral India Finance & Housing Ltd latest results good or bad?

Coral India Finance & Housing Ltd's latest Q4 FY26 results are poor, with a 28.27% decline in net profit and a 22.39% drop in revenue, raising concerns about its business sustainability and resulting in significant underperformance compared to the market.

Coral India Finance & Housing Ltd's latest results for Q4 FY26 indicate a challenging performance. The company reported a net profit of ₹2.69 crores, which reflects a significant decline of 28.27% compared to the previous quarter. Revenue also fell sharply by 22.39% to ₹3.05 crores, showing no growth year-on-year. <BR><BR>Despite maintaining high profit margins, with a PAT margin of 88.20%, the overall decline in both revenue and profit raises concerns about the sustainability of its business model. The return on equity (ROE) has dropped to 6.73%, which is below the average of previous years, signaling inefficiencies in capital deployment.<BR><BR>Additionally, the stock has underperformed significantly over the past year, losing 33.92% compared to the Sensex's decline of 6.83%. This underperformance, coupled with the lack of institutional interest and minimal revenue growth, suggests that the company's outlook is quite negative. <BR><BR>In summary, the latest results can be characterized as poor, highlighting operational challenges and raising red flags for potential investors.

When is the next results date for Coral India Finance & Housing Ltd?

The next results date for Coral India Finance & Housing Ltd is 25 May 2026.

The next results date for Coral India Finance & Housing Ltd is scheduled for 25 May 2026.

How has been the historical performance of Coral India Fin.?

Coral India Fin. has shown fluctuating financial performance, with net sales and profits declining from Mar'23 to Mar'25, while total assets and shareholder funds increased. Despite challenges in sales and profit margins, cash flow from operations improved significantly.

Answer:<BR>The historical performance of Coral India Fin. shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Coral India Fin. experienced a decline in net sales from 29.55 Cr in Mar'23 to 21.16 Cr in Mar'25, following a peak in Mar'23. The total operating income mirrored this trend, decreasing from 29.55 Cr in Mar'23 to 21.16 Cr in Mar'25. Operating profit (PBDIT) also saw a decline, dropping from 22.40 Cr in Mar'23 to 21.26 Cr in Mar'25, while profit before tax decreased from 22.32 Cr in Mar'23 to 21.19 Cr in Mar'25. However, profit after tax showed a slight decrease from 18.32 Cr in Mar'23 to 17.49 Cr in Mar'25. The company's total assets increased from 164.11 Cr in Mar'23 to 234.06 Cr in Mar'25, indicating growth in asset base despite the decline in sales and profits. Shareholder's funds rose from 149.57 Cr in Mar'23 to 220.82 Cr in Mar'25, reflecting an increase in reserves from 141.51 Cr to 212.76 Cr during the same period. Cash flow from operating activities improved significantly to 18.00 Cr in Mar'25 from 5.00 Cr in Mar'24, while cash flow from investing activities showed a negative trend at -17.00 Cr in Mar'25. Overall, while Coral India Fin. faced challenges in sales and profit margins, it managed to strengthen its asset base and shareholder equity.

Is Coral India Fin. overvalued or undervalued?

As of September 18, 2025, Coral India Fin. is considered overvalued with a valuation grade of expensive, reflected in its PE Ratio of 12.58 and poor year-to-date performance of -17.18%, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 18 September 2025, Coral India Fin. has moved from a valuation grade of very expensive to expensive. The company is currently considered overvalued based on its financial metrics. Key ratios include a PE Ratio of 12.58, a Price to Book Value of 0.86, and an EV to EBIT of 1.04, which indicate a premium compared to its peers.<BR><BR>In comparison with industry peers, Bajaj Finance has a significantly higher PE Ratio of 35.53, while Life Insurance stands out with a more attractive PE Ratio of 11.55. This suggests that Coral India Fin. is not only overvalued but also underperforming relative to its more favorable competitors. Additionally, while the stock has shown a strong 1-week return of 6.05% compared to the Sensex's 1.80%, its year-to-date performance of -17.18% indicates a troubling trend that reinforces the overvaluation narrative.

What is the technical trend for Coral India Fin.?

As of June 6, 2025, Coral India Fin. shows a neutral sideways trend with mixed signals: mildly bullish weekly MACD and Bollinger Bands, but mildly bearish daily moving averages and monthly MACD, indicating a lack of strong momentum.

As of 6 June 2025, the technical trend for Coral India Fin. has changed from mildly bearish to sideways. The current stance is neutral, with mixed signals across different time frames. The weekly MACD is mildly bullish, while the monthly MACD is mildly bearish. Bollinger Bands indicate bullish conditions on both weekly and monthly charts. Moving averages show a mildly bearish trend on the daily chart. The KST is mildly bullish weekly but bearish monthly, and Dow Theory supports a mildly bullish view on both time frames. Overall, the indicators suggest a lack of strong momentum in either direction, reflecting a sideways trend.

Who are the top shareholders of the Coral India Fin.?

The top shareholders of Coral India Fin. include Navin Bachubhai Doshi with 24.3%, individual investors with 20.14%, and three foreign institutional investors holding 0.7%. The highest public shareholder is the Coral India Finance And Housing Limited - Unclaimed Suspense Account at 1.43%, with no pledged promoter holdings or mutual funds involved.

The top shareholders of Coral India Fin. include the promoters, with Navin Bachubhai Doshi holding the largest share at 24.3%. Additionally, individual investors collectively hold 20.14% of the shares. There are also three foreign institutional investors (FIIs) that hold a combined 0.7%. The highest public shareholder is the Coral India Finance And Housing Limited - Unclaimed Suspense Account, which holds 1.43%. Notably, there are no pledged promoter holdings and no mutual funds currently involved.

Has Coral India Fin. declared dividend?

Coral India Finance & Housing Ltd has declared a 20% dividend, amounting to 0.4 per share, with an ex-date of August 20, 2024. The company has shown strong total returns over various periods, with a 5-year total return of 246.94%.

Coral India Finance & Housing Ltd has declared a 20% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 20%<BR>- Amount per share: 0.4<BR>- Ex-date: 20 Aug 24<BR><BR>Dividend Yield: 0.84%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 2.5%, with no dividend return, resulting in a total return of 2.5%.<BR><BR>Over the past year, the price return was 9.16%, the dividend return was 0.86%, leading to a total return of 10.02%.<BR><BR>In the 2-year period, the price return was 52.61%, with a dividend return of 2.10%, culminating in a total return of 54.71%.<BR><BR>For the 3-year period, the price return was 28.63%, the dividend return was 3.11%, resulting in a total return of 31.74%.<BR><BR>In the 4-year span, the price return was 47.31%, with a dividend return of 3.47%, giving a total return of 50.78%.<BR><BR>Over the last 5 years, the price return was 240.72%, the dividend return was 6.22%, leading to a total return of 246.94%.<BR><BR>Overall, Coral India Finance & Housing Ltd has declared a dividend, contributing positively to its total returns, especially over longer periods, indicating a strong performance in both price appreciation and dividend distribution.