Coral India Fin.

Why is Coral India Finance & Housing Ltd falling/rising?

As of 17-Jul, Coral India Finance & Housing Ltd's stock price is Rs 31.51, down 3.11%, reflecting significant underperformance against the Sensex, with year-to-date and one-year declines of 21.22% and 30.75%, respectively. The stock is trading below all major moving averages, indicating a sustained bearish sentiment despite a rise in delivery volume.

As of 17-Jul, Coral India Finance & Housing Ltd is experiencing a decline in its stock price, currently at Rs 31.51, which reflects a change of -1.01 or -3.11%. This drop is part of a broader trend, as the stock has underperformed significantly compared to the benchmark Sensex, with a 1-week decline of -7.51% while the Sensex gained +0.75%. Over the past month, the stock has decreased by -1.84%, contrasting with the Sensex's +1.29% increase.<BR><BR>Year-to-date, Coral India Finance & Housing Ltd has seen a substantial decline of -21.22%, compared to the Sensex's -8.30%. The one-year performance shows a decrease of -30.75% for the stock, while the Sensex has only fallen by -4.99%. Additionally, over a three-year period, the stock has decreased by -14.65%, while the Sensex has risen by +17.36%. The five-year performance indicates a significant drop of -40.55% for Coral India Finance & Housing Ltd, against a +47.07% increase in the Sensex.<BR><BR>Today's trading performance indicates that the stock has underperformed its sector by -3.5%. It reached an intraday low of Rs 31.51, which is a clear indication of the downward trend. Furthermore, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a sustained bearish sentiment among investors. Despite a notable increase in delivery volume by 319.05% against the 5-day average, the overall liquidity remains low, indicating challenges in attracting buyers at current price levels.

Which are the latest news on Coral India Fin.?

What does Coral India Fin. do?

Coral India Finance & Housing Ltd offers various financial services and operates in the diversified commercial services sector. As of March 2026, it reported net sales and profit of 3 Cr each, with a market cap of INR 127 Cr.

Overview:<BR>Coral India Finance & Housing Ltd provides a range of financial services and operates in the diversified commercial services industry, categorized as a micro-cap company.<BR><BR>History:<BR>The company was incorporated on January 4, 1995. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 3 Cr (Quarterly Results - Mar 2026)<BR>Net Profit: 3 Cr (Quarterly Results - Mar 2026)<BR>Market cap: INR 127 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 9.00<BR>Industry P/E: 20<BR>Dividend Yield: 1.27%<BR>Debt Equity: 0.00<BR>Return on Equity: 6.89%<BR>Price to Book: 0.59<BR><BR>Contact Details:<BR>Address: Dalamal House 4th Floor, J B Marg Nariman Point Mumbai Maharashtra : 400021<BR>Tel: 91-022-22853910/11<BR>Email: cs@coralhousing.in<BR>Website: http://www.corallab.com

How big is Coral India Fin.?

As of 10th June, Coral India Finance & Housing Ltd has a market capitalization of 127.00 Cr, with recent net sales of 15.40 Cr and a net profit of 14.78 Cr. Shareholder's funds are 220.82 Cr, and total assets amount to 234.06 Cr.

As of 10th June, Coral India Finance & Housing Ltd has a market capitalization of 127.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 15.40 Cr and a Net Profit of 14.78 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 220.82 Cr and Total Assets of 234.06 Cr.

Who are in the management team of Coral India Fin.?

The management team of Coral India Fin. includes Navinchandra B Doshi (Executive Director & Managing Director), Meeta Samir Sheth (Non-Executive & Non-Independent Director), Kishor R Mehta (Whole Time Director & CFO), and independent directors Sheela R Kamdar, Sharad R Mehta, and Niraj A. Mehta.

The management team of Coral India Fin. includes the following individuals:<BR><BR>1. **Navinchandra B Doshi** - Executive Director & Managing Director<BR>2. **Meeta Samir Sheth** - Non-Executive & Non-Independent Director<BR>3. **Kishor R Mehta** - Whole Time Director & Chief Financial Officer<BR>4. **Sheela R Kamdar** - Independent Director<BR>5. **Sharad R Mehta** - Independent Director<BR>6. **Niraj A. Mehta** - Independent Director<BR><BR>If you need more details about their roles or contributions, feel free to ask!

Who are the peers of the Coral India Fin.?

Coral India Fin.'s peers include Ruchi Infrastr., Motor & Gen Fin, TCI Industries, Kemp & Co., Droneacharya Aer, Eyantra Ventures, and NIS Management. Motor & Gen Fin shows the best returns and capital structure, while Coral India Fin. has below-average growth and negative returns.

Peers: The peers of Coral India Fin. are Ruchi Infrastr., Motor & Gen Fin, TCI Industries, Kemp & Co., Droneacharya Aer, Eyantra Ventures, NIS Management.<BR><BR>Quality Snapshot: Excellent capital structure is observed at Coral India Fin. and Motor & Gen Fin, while Good capital structure is found at NIS Management. Below Average management risk is noted for Ruchi Infrastr., Coral India Fin., Motor & Gen Fin, TCI Industries, Kemp & Co., Droneacharya Aer, and Eyantra Ventures, and the rest. Average management risk is found at NIS Management. Growth is Average at Motor & Gen Fin and Below Average at Ruchi Infrastr., Coral India Fin., TCI Industries, Kemp & Co., Droneacharya Aer, Eyantra Ventures, and the rest.<BR><BR>Return Snapshot: Motor & Gen Fin has the highest 1-year return at 8.74%, while Ruchi Infrastr. has the lowest at -34.26%, with Coral India Fin.'s 1-year return at -33.32%, indicating it is slightly better than Ruchi Infrastr. Additionally, the six-month returns for Ruchi Infrastr., Coral India Fin., TCI Industries, Kemp & Co., Droneacharya Aer, and Eyantra Ventures are all negative.

Should I buy, sell or hold Coral India Finance & Housing Ltd?

Are Coral India Finance & Housing Ltd latest results good or bad?

Coral India Finance & Housing Ltd's latest Q4 FY26 results are poor, with a 28.27% decline in net profit and a 22.39% drop in revenue, raising concerns about its business sustainability and resulting in significant underperformance compared to the market.

Coral India Finance & Housing Ltd's latest results for Q4 FY26 indicate a challenging performance. The company reported a net profit of ₹2.69 crores, which reflects a significant decline of 28.27% compared to the previous quarter. Revenue also fell sharply by 22.39% to ₹3.05 crores, showing no growth year-on-year. <BR><BR>Despite maintaining high profit margins, with a PAT margin of 88.20%, the overall decline in both revenue and profit raises concerns about the sustainability of its business model. The return on equity (ROE) has dropped to 6.73%, which is below the average of previous years, signaling inefficiencies in capital deployment.<BR><BR>Additionally, the stock has underperformed significantly over the past year, losing 33.92% compared to the Sensex's decline of 6.83%. This underperformance, coupled with the lack of institutional interest and minimal revenue growth, suggests that the company's outlook is quite negative. <BR><BR>In summary, the latest results can be characterized as poor, highlighting operational challenges and raising red flags for potential investors.

When is the next results date for Coral India Finance & Housing Ltd?

The next results date for Coral India Finance & Housing Ltd is 25 May 2026.

The next results date for Coral India Finance & Housing Ltd is scheduled for 25 May 2026.

How has been the historical performance of Coral India Fin.?

Coral India Fin. has shown fluctuating financial performance, with net sales and profits declining from Mar'23 to Mar'25, while total assets and shareholder funds increased. Despite challenges in sales and profit margins, cash flow from operations improved significantly.

Answer:<BR>The historical performance of Coral India Fin. shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Coral India Fin. experienced a decline in net sales from 29.55 Cr in Mar'23 to 21.16 Cr in Mar'25, following a peak in Mar'23. The total operating income mirrored this trend, decreasing from 29.55 Cr in Mar'23 to 21.16 Cr in Mar'25. Operating profit (PBDIT) also saw a decline, dropping from 22.40 Cr in Mar'23 to 21.26 Cr in Mar'25, while profit before tax decreased from 22.32 Cr in Mar'23 to 21.19 Cr in Mar'25. However, profit after tax showed a slight decrease from 18.32 Cr in Mar'23 to 17.49 Cr in Mar'25. The company's total assets increased from 164.11 Cr in Mar'23 to 234.06 Cr in Mar'25, indicating growth in asset base despite the decline in sales and profits. Shareholder's funds rose from 149.57 Cr in Mar'23 to 220.82 Cr in Mar'25, reflecting an increase in reserves from 141.51 Cr to 212.76 Cr during the same period. Cash flow from operating activities improved significantly to 18.00 Cr in Mar'25 from 5.00 Cr in Mar'24, while cash flow from investing activities showed a negative trend at -17.00 Cr in Mar'25. Overall, while Coral India Fin. faced challenges in sales and profit margins, it managed to strengthen its asset base and shareholder equity.

Is Coral India Fin. overvalued or undervalued?

As of September 18, 2025, Coral India Fin. is considered overvalued with a valuation grade of expensive, reflected in its PE Ratio of 12.58 and poor year-to-date performance of -17.18%, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 18 September 2025, Coral India Fin. has moved from a valuation grade of very expensive to expensive. The company is currently considered overvalued based on its financial metrics. Key ratios include a PE Ratio of 12.58, a Price to Book Value of 0.86, and an EV to EBIT of 1.04, which indicate a premium compared to its peers.<BR><BR>In comparison with industry peers, Bajaj Finance has a significantly higher PE Ratio of 35.53, while Life Insurance stands out with a more attractive PE Ratio of 11.55. This suggests that Coral India Fin. is not only overvalued but also underperforming relative to its more favorable competitors. Additionally, while the stock has shown a strong 1-week return of 6.05% compared to the Sensex's 1.80%, its year-to-date performance of -17.18% indicates a troubling trend that reinforces the overvaluation narrative.

What is the technical trend for Coral India Fin.?

As of June 6, 2025, Coral India Fin. shows a neutral sideways trend with mixed signals: mildly bullish weekly MACD and Bollinger Bands, but mildly bearish daily moving averages and monthly MACD, indicating a lack of strong momentum.

As of 6 June 2025, the technical trend for Coral India Fin. has changed from mildly bearish to sideways. The current stance is neutral, with mixed signals across different time frames. The weekly MACD is mildly bullish, while the monthly MACD is mildly bearish. Bollinger Bands indicate bullish conditions on both weekly and monthly charts. Moving averages show a mildly bearish trend on the daily chart. The KST is mildly bullish weekly but bearish monthly, and Dow Theory supports a mildly bullish view on both time frames. Overall, the indicators suggest a lack of strong momentum in either direction, reflecting a sideways trend.

Who are the top shareholders of the Coral India Fin.?

The top shareholders of Coral India Fin. include Navin Bachubhai Doshi with 24.3%, individual investors with 20.14%, and three foreign institutional investors holding 0.7%. The highest public shareholder is the Coral India Finance And Housing Limited - Unclaimed Suspense Account at 1.43%, with no pledged promoter holdings or mutual funds involved.

The top shareholders of Coral India Fin. include the promoters, with Navin Bachubhai Doshi holding the largest share at 24.3%. Additionally, individual investors collectively hold 20.14% of the shares. There are also three foreign institutional investors (FIIs) that hold a combined 0.7%. The highest public shareholder is the Coral India Finance And Housing Limited - Unclaimed Suspense Account, which holds 1.43%. Notably, there are no pledged promoter holdings and no mutual funds currently involved.

Has Coral India Fin. declared dividend?

Coral India Finance & Housing Ltd has declared a 20% dividend, amounting to 0.4 per share, with an ex-date of August 20, 2024. The company has shown strong total returns over various periods, with a 5-year total return of 246.94%.

Coral India Finance & Housing Ltd has declared a 20% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 20%<BR>- Amount per share: 0.4<BR>- Ex-date: 20 Aug 24<BR><BR>Dividend Yield: 0.84%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 2.5%, with no dividend return, resulting in a total return of 2.5%.<BR><BR>Over the past year, the price return was 9.16%, the dividend return was 0.86%, leading to a total return of 10.02%.<BR><BR>In the 2-year period, the price return was 52.61%, with a dividend return of 2.10%, culminating in a total return of 54.71%.<BR><BR>For the 3-year period, the price return was 28.63%, the dividend return was 3.11%, resulting in a total return of 31.74%.<BR><BR>In the 4-year span, the price return was 47.31%, with a dividend return of 3.47%, giving a total return of 50.78%.<BR><BR>Over the last 5 years, the price return was 240.72%, the dividend return was 6.22%, leading to a total return of 246.94%.<BR><BR>Overall, Coral India Finance & Housing Ltd has declared a dividend, contributing positively to its total returns, especially over longer periods, indicating a strong performance in both price appreciation and dividend distribution.