Why is Coral India Finance & Housing Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.24%
- Poor long term growth as Net Sales has grown by an annual rate of 3.40%
2
Flat results in Dec 25
- NET SALES(9M) At Rs 12.35 cr has Grown at -31.81%
- PAT(9M) At Rs 12.09 cr has Grown at -20.15%
- NON-OPERATING INCOME(Q) is 33.40 % of Profit Before Tax (PBT)
3
With ROE of 6.7, it has a Expensive valuation with a 0.6 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -8.09%, its profits have fallen by -34.4%
4
Below par performance in long term as well as near term
- Along with generating -8.09% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Diversified Commercial Services)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Coral India Fin. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Coral India Fin.
-8.09%
-0.18
46.07%
Sensex
8.53%
0.73
11.73%
Valuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
21
Price to Book Value
0.64
EV to EBIT
0.14
EV to EBITDA
0.14
EV to Capital Employed
0.02
EV to Sales
0.11
PEG Ratio
NA
Dividend Yield
1.18%
ROCE (Latest)
14.20%
ROE (Latest)
6.73%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bullish
Technical Movement
5What is working for the Company
PBT LESS OI(Q)
At Rs 3.13 cr has Grown at 48.34%
PAT(Q)
At Rs 3.75 cr has Grown at 60.9%
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 19.78 cr
-7What is not working for the Company
NET SALES(9M)
At Rs 12.35 cr has Grown at -31.81%
PAT(9M)
At Rs 12.09 cr has Grown at -20.15%
NON-OPERATING INCOME(Q)
is 33.40 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Coral India Fin.
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 3.13 cr has Grown at 48.34%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 3.75 cr has Grown at 60.9%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 19.78 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Coral India Fin.
Net Sales - Latest six months
At Rs 7.77 cr has Grown at -23.82%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Non Operating Income - Quarterly
is 33.40 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT






