CSL Finance

Why is CSL Finance Ltd falling/rising?

As of 11-Jun, CSL Finance Ltd's stock price is rising to 224.70, but it has declined significantly over the past week, month, and year. The stock's recent increase is overshadowed by a broader downward trend and reduced investor participation.

As of 11-Jun, CSL Finance Ltd's stock price is rising, currently at 224.70, reflecting an increase of 1.6 (0.72%). This rise is notable as it outperformed its sector by 2.1% today. However, it is important to consider the broader context of the stock's performance. Over the past week, the stock has declined by 1.45%, and over the past month, it has fallen by 4.06%. Year-to-date, the stock is down 25.61%, and over the past year, it has decreased by 34.89%. <BR><BR>Despite today's positive movement, the stock is still close to its 52-week low, being only 4.63% away from Rs 214.3. Additionally, the stock's moving averages indicate a mixed performance; it is higher than the 5-day moving average but lower than the 20-day, 50-day, 100-day, and 200-day moving averages. Furthermore, there has been a significant drop in investor participation, with delivery volume on June 10 falling by 79.16% compared to the 5-day average. <BR><BR>In summary, while CSL Finance Ltd's stock is experiencing a rise today, the overall trend shows significant declines over various periods, coupled with reduced investor participation, which may indicate underlying challenges despite the short-term gain.

Which are the latest news on CSL Finance?

How big is CSL Finance?

As of 10th June, CSL Finance Ltd has a market capitalization of 510.00 Cr, with recent net sales of 256.08 Cr and a net profit of 86.12 Cr.

As of 10th June, CSL Finance Ltd has a market capitalization of 510.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, CSL Finance reported Net Sales of 256.08 Cr and a Net Profit of 86.12 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 541.65 Cr and Total Assets of 1,243.96 Cr.

Who are in the management team of CSL Finance?

The management team of CSL Finance includes Rohit Gupta (Managing Director), Ashok Kumar Kathuria (Director), Akash Gupta, Anjna Mittal, Manoj Gupta (Independent Directors), Ayush Mittal, Rachita Gupta (Whole-Time & Additional Director), and several Company Secretaries. They oversee the company's strategic direction and management.

The management team of CSL Finance includes the following individuals:<BR><BR>1. **Rohit Gupta** - Managing Director<BR>2. **Ashok Kumar Kathuria** - Director<BR>3. **Akash Gupta** - Company Secretary<BR>4. **Anjna Mittal** - Independent Director<BR>5. **Manoj Gupta** - Independent Director<BR>6. **Ayush Mittal** - Additional Director<BR>7. **Rachita Gupta** - Whole-Time Director & Additional Director<BR>8. **Anju Biyani** - Company Secretary<BR>9. **Preeti Gupta** - Company Secretary<BR>10. **Chandra Subhash Kwatra** - Additional Director<BR>11. **Parmod Bindal** - Additional Director<BR><BR>This team is responsible for the strategic direction and management of the company.

Who are the peers of the CSL Finance?

CSL Finance's peers include Manba Finance, India Finsec, Laxmi India Fin., Niyogin Fintech, Kiran Vyapar, Aryaman Capital, The Invest.Trust, Moneyboxx Fin., and Mangal Credit. India Finsec leads in 1-year returns at 21.90%, while CSL Finance's return is -34.29%, better than Moneyboxx Fin.'s -64.43%.

Peers: The peers of CSL Finance are Manba Finance, India Finsec, Laxmi India Fin., Niyogin Fintech, Kiran Vyapar, Aryaman Capital, The Invest.Trust, Moneyboxx Fin., Mangal Credit.<BR><BR>Quality Snapshot: Excellent management risk is observed at Manba Finance, India Finsec, Laxmi India Fin., Moneyboxx Fin., and Mangal Credit, while Average management risk is found at Niyogin Fintech and Aryaman Capital. Below Average management risk is noted at Kiran Vyapar, The Invest.Trust. Growth is rated as Excellent for Manba Finance, India Finsec, Laxmi India Fin., Niyogin Fintech, Moneyboxx Fin., and Mangal Credit, while Average growth is seen at Aryaman Capital. Below Average growth is present at Kiran Vyapar and The Invest.Trust. All peers have Excellent capital structure except for Kiran Vyapar and Aryaman Capital, which have Excellent and Average capital structure respectively.<BR><BR>Return Snapshot: India Finsec has the highest 1-year return at 21.90%, while Moneyboxx Fin. has the lowest at -64.43%. CSL Finance's 1-year return of -34.29% is better than Moneyboxx Fin. but worse than India Finsec. Additionally, Kiran Vyapar, The Invest.Trust, Moneyboxx Fin., and CSL Finance all have negative six-month returns.

What does CSL Finance do?

CSL Finance Ltd is a micro cap NBFC that provides financing to small and medium-sized businesses. As of March 2026, it reported net sales of ₹69 Cr and a net profit of ₹19 Cr, with a market cap of ₹510 Cr.

Overview:<BR>CSL Finance Ltd is a Non Banking Financial Company (NBFC) in the micro cap category that provides finance facilities to small and medium-sized business units.<BR><BR>History:<BR>CSL Finance Ltd, formerly known as Consolidated Securities Limited, was incorporated on December 28, 1992. The latest quarterly results reported net sales and profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 69 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 19 Cr (Quarterly Results - Mar 2026)<BR>- Market cap: INR 510 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 6.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 1.35%<BR>- Debt Equity: 1.38<BR>- Return on Equity: 13.87%<BR>- Price to Book: 0.82<BR><BR>Contact Details:<BR>Address: 410-412 18/12 4th Floor W.E.A, Arya Samaj Road Karol Bagh New Delhi New Delhi : 110005 <BR>Tel: 91-11-42503441-44 <BR>Fax: 91-11-42503445 <BR>Email: info@consec.in <BR>Website: http://www.cslfinance.in

Should I buy, sell or hold CSL Finance Ltd?

Are CSL Finance Ltd latest results good or bad?

CSL Finance Ltd's latest results show strong revenue growth of 21.71% year-on-year, reaching ₹68.80 crores, but net profit declined by 7.17% quarter-on-quarter due to a higher tax rate and rising interest costs, raising concerns about consistent profitability.

CSL Finance Ltd's latest results present a mixed picture. On one hand, the company achieved a significant revenue growth of 21.71% year-on-year in Q4 FY26, reaching a record ₹68.80 crores. This reflects strong demand in the SME financing segment and indicates robust operational performance. The operating margin also remained high at 77.50%, showcasing effective cost management.<BR><BR>However, the net profit for the quarter was ₹19.42 crores, which represents a decline of 7.17% quarter-on-quarter, despite a slight increase of 2.32% year-on-year. This decline in profit is primarily attributed to a sharp increase in the effective tax rate, which rose to 35.69% from 17.93% in the previous quarter, alongside rising interest costs. The profit margin also compressed, falling to 28.23% from 32.61% in the previous quarter.<BR><BR>Overall, while the revenue growth is commendable, the volatility in net profit and the significant tax burden raise concerns about the company's ability to maintain consistent profitability. Investors may need to weigh these factors carefully when assessing the company's financial health and future prospects.

When is the next results date for CSL Finance Ltd?

The next results date for CSL Finance Ltd is 26 May 2026.

The next results date for CSL Finance Ltd is scheduled for 26 May 2026.

Is CSL Finance technically bullish or bearish?

As of November 26, 2025, the market trend is mildly bearish, indicated by daily moving averages and weekly KST, despite mixed signals from the MACD and Dow Theory suggesting a lack of strong bullish momentum.

As of 26 November 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish trend and the weekly KST also showing bearish momentum. The MACD is mildly bullish on the weekly timeframe, but bearish on the monthly, creating a mixed signal. The Bollinger Bands and OBV both reflect a mildly bearish outlook on both weekly and monthly timeframes. Dow Theory supports a mildly bullish view on the weekly but remains bearish on the monthly. Overall, the indicators suggest a lack of strong bullish momentum, reinforcing the mildly bearish stance.

How has been the historical performance of CSL Finance?

CSL Finance has experienced significant growth from March 2020 to March 2025, with net sales increasing from 60.86 Cr to 215.06 Cr and profit before tax rising from 31.74 Cr to 96.88 Cr. However, the company faces challenges with rising interest expenses and negative cash flow from operating activities.

Answer:<BR>CSL Finance has shown significant growth in its historical performance, particularly in net sales and profit metrics over the past several years. <BR><BR>Breakdown:<BR>From March 2020 to March 2025, net sales increased from 60.86 Cr to 215.06 Cr, reflecting a strong upward trend. Total operating income followed a similar trajectory, rising from 60.86 Cr in March 2020 to 215.06 Cr in March 2025. Operating profit (PBDIT) also saw substantial growth, climbing from 32.49 Cr in March 2020 to 98.60 Cr in March 2025. However, interest expenses increased significantly during this period, from 10.61 Cr to 64.91 Cr, impacting the gross profit before tax, which was 33.69 Cr in March 2025 compared to 21.88 Cr in March 2020. Profit before tax rose from 31.74 Cr in March 2020 to 96.88 Cr in March 2025, while profit after tax increased from 22.47 Cr to 72.09 Cr over the same period. The company’s total assets grew from 331.35 Cr in March 2020 to 1,243.96 Cr in March 2025, with total liabilities also rising from 331.35 Cr to 694.94 Cr. Cash flow from operating activities remained negative, indicating challenges in cash generation despite the growth in profits, with a cash flow of -172.00 Cr in March 2025. Overall, CSL Finance has demonstrated robust revenue growth and profitability, although it faces rising interest costs and cash flow challenges.

Is CSL Finance overvalued or undervalued?

As of October 23, 2025, CSL Finance is undervalued with a PE ratio of 8.65 and strong fundamentals, making it a compelling investment opportunity despite a recent stock decline of 20.45%.

As of 23 October 2025, CSL Finance has moved from an attractive to a very attractive valuation grade. The company is currently undervalued, with a PE ratio of 8.65, an EV to EBIT of 7.54, and a PEG ratio of 0.94, indicating strong earnings potential relative to its price. In comparison to its peers, Bajaj Finance is deemed very expensive with a PE ratio of 39.07, while Life Insurance, classified as very attractive, has a PE ratio of 11.68, further supporting CSL Finance's undervaluation.<BR><BR>Despite recent stock performance showing a decline of 20.45% over the past year compared to a 5.59% increase in the Sensex, the company's solid fundamentals, including a ROCE of 13.89% and a ROE of 13.83%, suggest that it is well-positioned for future growth. Given these factors, CSL Finance presents a compelling investment opportunity in the current market landscape.

Who are the top shareholders of the CSL Finance?

The top shareholders of CSL Finance are Csl Capital Private Limited with 29.19%, individual investors with 27.41%, and Aadi Financial Advisors LLP as the largest public shareholder at 3.38%. There are also 8 foreign institutional investors holding a combined 0.83%, with no pledged promoter holdings or mutual fund schemes.

The top shareholders of CSL Finance include Csl Capital Private Limited, which holds the largest stake at 29.19%. Following that, individual investors collectively own 27.41% of the company. Additionally, Aadi Financial Advisors LLP is the highest public shareholder with a holding of 3.38%. The company also has 8 foreign institutional investors (FIIs) with a combined holding of 0.83%. There are no pledged promoter holdings or mutual fund schemes involved.

What is the bonus history of the CSL Finance?

CSL Finance announced a 2:1 bonus issue on August 9, 2021, with a record date of August 10, 2021, meaning shareholders received two shares for every one share held.

CSL Finance has a bonus history that includes a notable event on August 9, 2021, when the company announced a 2:1 bonus issue. The record date for this bonus was August 10, 2021. This means that shareholders received two shares for every one share they held as of the record date. If you have any more questions about CSL Finance or its financial activities, feel free to ask!

Has CSL Finance declared dividend?

CSL Finance Ltd has declared a 25% dividend, amounting to 2.5 per share, with an ex-date of September 15, 2023. While the company has shown significant long-term growth, recent total returns have varied, including a -17.48% return over the past year.

CSL Finance Ltd has declared a 25% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 25%<BR>- Amount per share: 2.5<BR>- Ex-date: 15 Sep 23<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 4.37%, the dividend return was 0%, resulting in a total return of 4.37%.<BR><BR>Over the past year, the price return was -17.48%, with a dividend return of 0%, leading to a total return of -17.48%.<BR><BR>In the last 2 years, the price return was 46.55%, the dividend return was 0.92%, culminating in a total return of 47.47%.<BR><BR>For the 3-year period, the price return was 63.25%, the dividend return was 2.59%, which resulted in a total return of 65.84%.<BR><BR>In the last 4 years, the price return was 317.81%, the dividend return was 6.81%, giving a total return of 324.62%.<BR><BR>Over the past 5 years, the price return was 451.83%, with a dividend return of 17.20%, leading to a total return of 469.03%.<BR><BR>Overall, CSL Finance has declared a dividend while experiencing varying total returns across different periods, with significant growth in the long term despite some negative returns in the short term.