Dar Credit & Cap

Which are the latest news on Dar Credit & Cap?

Why is Dar Credit & Capital Ltd falling/rising?

As of 05-Sep, the stock price of Dar Credit & Capital Ltd is at 43.00, unchanged from the previous session. The stock has underperformed significantly over various periods, with notable declines and reduced investor interest, indicating a bearish trend.

As of 05-Sep, the stock price of Dar Credit & Capital Ltd is currently at 43.00, showing no change from the previous trading session. The stock has experienced a decline in performance over various time periods, with a 1-week decrease of 3.37%, a 1-month drop of 10.70%, and a year-to-date decline of 6.52%. Over the past year, the stock has fallen by 26.50, significantly underperforming compared to the benchmark Sensex, which has only declined by 3.38% during the same period.<BR><BR>Today's performance indicates that the stock has underperformed its sector by 1.08%. Additionally, the stock's moving averages reveal that it is currently higher than the 100-day moving average but lower than the 5-day, 20-day, 50-day, and 200-day moving averages, suggesting a bearish trend in the short to medium term. Furthermore, there has been a notable decrease in investor participation, with delivery volume falling by 28.57% against the 5-day average, indicating reduced interest from investors. Despite being liquid enough for trade, these factors collectively contribute to the stock's declining performance.

What does Dar Credit & Cap do?

Dar Credit & Capital Ltd is a Non Banking Financial Company (NBFC) that provides personal and MSME loans, with a market cap of INR 64 Cr and recent net sales of 13 Cr and net profit of 2 Cr as of June 2026. Key metrics include a P/E ratio of 6.00 and a dividend yield of 2.25%.

Overview:<BR>Dar Credit & Capital Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, offering personal loans and MSME loans.<BR><BR>History:<BR>Dar Credit & Capital Ltd was incorporated as a Public Limited Company in 1994. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 13 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 2 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 64 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 6.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 2.25% <BR>Debt Equity: 1.88 <BR>Return on Equity: 9.69% <BR>Price to Book: 0.60 <BR><BR>Contact Details:<BR>Details: No Company Details Available <BR>Registrar Address: Not available.

Who are the peers of the Dar Credit & Cap?

Dar Credit & Cap's peers include Odyssey Corpn., Cont. Securities, Everlon Fin., and others. It has below-average management risk and a 1-year return of -8.33%, compared to Cont. Securities' highest return of 0.00%.

Peers: The peers of Dar Credit & Cap are Odyssey Corpn., Cont. Securities, Everlon Fin., Minolta Finance, Oasis Securities, HB Portfolio, BAMPSL Sec., Mantra Capital, Banas Finance, and Dhruva Cap.Serv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Cont. Securities, Minolta Finance, and Dhruva Cap.Serv., while Average management risk is found at Everlon Fin. and Banas Finance, and Below Average management risk is present at Dar Credit & Cap, Odyssey Corpn., Oasis Securities, HB Portfolio, BAMPSL Sec., Mantra Capital, and the rest. Growth is Excellent at Cont. Securities, Minolta Finance, and Dhruva Cap.Serv., Good at Dar Credit & Cap and BAMPSL Sec., Average at Mantra Capital, and Below Average at Odyssey Corpn., Everlon Fin., Oasis Securities, and HB Portfolio. Capital Structure is Excellent at Dar Credit & Cap, Odyssey Corpn., Cont. Securities, Minolta Finance, Oasis Securities, HB Portfolio, BAMPSL Sec., Mantra Capital, and the rest, while Good is observed at Everlon Fin. and Average at Banas Finance.<BR><BR>Return Snapshot: Dar Credit & Cap has a 1-year return of -8.33%, while the peer with the highest 1-year return is Cont. Securities at 0.00%, and the peer with the lowest is Odyssey Corpn. at N/A. Compared to its peers, Dar Credit & Cap's return is negative. Additionally, HB Portfolio has a negative six-month return of -2.48%.

How big is Dar Credit & Cap?

As of 31st August, Dar Credit & Capital Ltd has a market capitalization of 64.00 Cr, with recent Net Sales of 52.23 Cr and a Net Profit of 10.26 Cr. Shareholder's Funds are 103.85 Cr and Total Assets amount to 293.90 Cr as of March 2026.

As of 31st August, Dar Credit & Capital Ltd has a market capitalization of 64.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 52.23 Cr and a Net Profit of 10.26 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026, with Shareholder's Funds amounting to 103.85 Cr and Total Assets of 293.90 Cr.

Should I buy, sell or hold Dar Credit & Capital Ltd?

Are Dar Credit & Capital Ltd latest results good or bad?

Dar Credit & Capital Ltd's latest Q4 FY26 results are strong, with a 60.73% increase in net profit and a 41.78% rise in revenue. However, concerns about low return on equity and a 25.18% decline in stock price over six months indicate a mixed outlook.

Dar Credit & Capital Ltd's latest results for Q4 FY26 indicate a strong performance overall. The company reported a net profit of ₹3.07 crores, which reflects a significant year-on-year increase of 60.73%. Additionally, revenue growth was robust at 41.78% compared to the same quarter last year, demonstrating strong operational momentum.<BR><BR>The company's profit after tax (PAT) margin also expanded to 21.19%, up by 250 basis points year-on-year, showcasing improved cost management and operational efficiency. Furthermore, the interest income for the quarter reached ₹14.49 crores, marking a 15.37% increase from the previous quarter and a 41.78% increase year-on-year.<BR><BR>Despite these positive indicators, there are concerns regarding the company's return on equity (ROE), which stands at 8.28%, below the sector average. This suggests that while the company is growing, it may not be doing so efficiently in terms of capital utilization. Additionally, the market's muted response to the stock, which has seen a decline of 25.18% over the past six months, indicates skepticism about the sustainability of this growth and potential underlying quality issues.<BR><BR>In summary, while the latest results show strong growth and improved profitability, concerns about capital efficiency and market sentiment suggest a mixed outlook for Dar Credit & Capital Ltd.

How has been the historical performance of Dar Credit & Cap?

Dar Credit & Cap has shown consistent growth over the past three years, with net sales increasing from 24.79 Cr in Mar'23 to 40.30 Cr in Mar'25, and profit after tax rising from 2.72 Cr to 7.04 Cr in the same period, indicating strong financial performance and improved operational efficiency. Total assets increased to 236.64 Cr in Mar'24 before slightly decreasing, while cash flow from operating activities recovered to 26.00 Cr in Mar'25.

Answer:<BR>The historical performance of Dar Credit & Cap shows a consistent growth trend in net sales and profit metrics over the past three years.<BR><BR>Breakdown:<BR>Dar Credit & Cap's net sales increased from 24.79 Cr in Mar'23 to 32.22 Cr in Mar'24, and further to 40.30 Cr in Mar'25, indicating a strong upward trajectory. Total operating income mirrored this growth, reaching 40.30 Cr in Mar'25. The company's operating profit (PBDIT) also rose significantly from 4.25 Cr in Mar'23 to 5.48 Cr in Mar'24, and then to 9.72 Cr in Mar'25, reflecting improved operational efficiency. Profit before tax followed a similar trend, increasing from 3.65 Cr in Mar'23 to 4.88 Cr in Mar'24, and reaching 9.05 Cr in Mar'25. Consequently, profit after tax rose from 2.72 Cr in Mar'23 to 3.69 Cr in Mar'24, and further to 7.04 Cr in Mar'25, showcasing a robust growth in profitability. The earnings per share (EPS) also improved significantly, from 2.72 in Mar'23 to 3.69 in Mar'24, and reaching 7.04 in Mar'25. On the balance sheet, total assets increased from 188.01 Cr in Mar'23 to 236.64 Cr in Mar'24, and slightly decreased to 222.03 Cr in Mar'25, while total liabilities decreased from 236.64 Cr in Mar'24 to 222.03 Cr in Mar'25, indicating a strengthening financial position. Cash flow from operating activities showed a recovery, moving from negative figures in the previous years to 26.00 Cr in Mar'25, although the net cash outflow was -11.00 Cr in the same period. Overall, the company demonstrated significant growth in sales, profits, and operational cash flow, reflecting a positive trend in its financial performance.

Is Dar Credit & Cap overvalued or undervalued?

As of November 10, 2025, Dar Credit & Cap is considered a very attractive investment due to its undervalued metrics, including a PE ratio of 11.05, which is significantly lower than its peers, despite a recent slight decline in stock price.

As of 10 November 2025, the valuation grade for Dar Credit & Cap has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently undervalued, with a PE ratio of 11.05, a Price to Book Value of 1.06, and an EV to EBITDA ratio of 5.61. These metrics suggest that the company is trading at a lower valuation compared to its earnings and book value.<BR><BR>In comparison to its peers, Dar Credit & Cap's PE ratio of 11.05 is notably lower than Bajaj Finance's PE of 38.76, which is categorized as very expensive, and Life Insurance's PE of 11.14, which is also very attractive. This positions Dar Credit & Cap favorably within the Non-Banking Financial Company (NBFC) sector. Additionally, while the stock has experienced a slight decline of 2.68% over the past week, it remains an attractive investment opportunity given its strong fundamentals and favorable valuation compared to its peers.

Who are the top shareholders of the Dar Credit & Cap?

The top shareholder of Dar Credit & Cap is promoter Ramesh Kumar Vijay, holding 15.91%, followed by public shareholder Vikasa India EIF I Fund - Incube Opportunities at 2.34%. There are no pledged promoter holdings, and the company has no mutual funds or foreign institutional investors.

The top shareholders of Dar Credit & Cap include Ramesh Kumar Vijay, who is the promoter with the highest holding at 15.91%. The highest public shareholder is Vikasa India EIF I Fund - Incube Opportunities, holding 2.34%. Notably, there are no pledged promoter holdings, and the company has no mutual funds or foreign institutional investors (FIIs) holding shares. The majority of the shares are held by promoters.

When is the next results date for Dar Credit & Cap?

No Upcoming Board Meetings

Has Dar Credit & Cap declared dividend?

No Dividend History Available