Dar Credit & Cap

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE04Q901010
  • NSEID: DCCL
  • BSEID:
INR
48.00
-0.95 (-1.94%)
BSENSE

Dec 05

BSE+NSE Vol: 36000

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
{
  "main_header": {
    "sid": 10039594,
    "name": "Dar Credit & Cap",
    "stock_name": "Dar Credit & Cap",
    "full_name": "Dar Credit & Capital Ltd",
    "name_url": "stocks-analysis/dar-credit-cap",
    "exchange": 1,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "48.00",
    "chg": -0.95,
    "chgp": "-1.94%",
    "dir": -1,
    "prev_price": "48.95",
    "mcapval": "69.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": "",
    "symbol": "DCCL",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE04Q901010",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": 36000,
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/dar-credit-cap-10039594-1&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
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  },
  "news": {
    "results": [
      {
        "title": "How has been the historical performance of Dar Credit & Cap?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-dar-credit-cap-3695910",
        "imagepath": "",
        "date": "2025-11-13 00:45:00",
        "description": "Answer:\nThe historical performance of Dar Credit & Cap shows a consistent growth trend in net sales and profit metrics over the past three years.\n\nBreakdown:\nDar Credit & Cap's net sales increased from 24.79 Cr in Mar'23 to 32.22 Cr in Mar'24, and further to 40.30 Cr in Mar'25, indicating a strong upward trajectory. Total operating income mirrored this growth, reaching 40.30 Cr in Mar'25. The company's operating profit (PBDIT) also rose significantly from 4.25 Cr in Mar'23 to 5.48 Cr in Mar'24, and then to 9.72 Cr in Mar'25, reflecting improved operational efficiency. Profit before tax followed a similar trend, increasing from 3.65 Cr in Mar'23 to 4.88 Cr in Mar'24, and reaching 9.05 Cr in Mar'25. Consequently, profit after tax rose from 2.72 Cr in Mar'23 to 3.69 Cr in Mar'24, and further to 7.04 Cr in Mar'25, showcasing a robust growth in profitability. The earnings per share (EPS) also improved significan..."
      },
      {
        "title": "Are Dar Credit & Cap latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-dar-credit-cap-latest-results-good-or-bad-3693283",
        "imagepath": "",
        "date": "2025-11-12 19:36:27",
        "description": "Dar Credit & Capital's latest financial results for Q2 FY26 reflect a company experiencing growth in both net sales and net profit. The net sales reached ₹11.90 crores, representing an 8.68% increase from the previous quarter and a 15.31% increase year-on-year. This marks the highest quarterly revenue in the company's recent history, indicating a consistent upward trend since June 2024. \n\nIn terms of profitability, the net profit for the quarter was ₹2.50 crores, which is a 23.76% increase from the prior quarter and a substantial 47.93% increase compared to the same quarter last year. The profit after tax (PAT) margin also improved significantly, reaching 21.01%, up from 18.45% in the previous quarter and 16.38% in Q2 FY25, suggesting enhanced operational efficiency and effective cost management.\n\nDespite these positive operational metrics, the company continues to face challenges regarding capital efficien..."
      },
      {
        "title": "Dar Credit & Capital Shows Improved Financial Metrics Amid Market Challenges",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/dar-credit-capitals-financial-trend-improves-from-flat-to-positive-amid-strong-performance-metrics-3692461",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/DarCreditCapita_fintrenddot_3692461.png",
        "date": "2025-11-12 11:01:33",
        "description": "Dar Credit & Capital, a microcap NBFC, has reported improved financial metrics for the quarter ending September 2025, including a low debt-equity ratio of 1.45 times and record quarterly PBDIT of Rs 7.87 crore. Despite these gains, the stock has faced recent market challenges, underperforming compared to the Sensex."
      },
      {
        "title": "Dar Credit & Capital Q2 FY26: Profit Surge Masks Underlying Quality Concerns",
        "link": "https://www.marketsmojo.com/news/result-analysis/dar-credit-capital-q2-fy26-profit-surge-masks-underlying-quality-concerns-3692886",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/DarCreditCapita_quaterlyResult_3692886.png",
        "date": "2025-11-12 09:57:58",
        "description": "Dar Credit & Capital Ltd., a micro-cap non-banking financial company, reported a net profit of ₹2.50 crores for Q2 FY26, marking a 23.76% sequential increase from ₹2.02 crores in Q1 FY26 and a robust 47.93% year-on-year growth from ₹1.69 crores in Q2 FY25. Despite this impressive profit trajectory, the company's stock remains under pressure, trading at ₹55.50 with a modest market capitalisation of ₹77.00 crores. The quarterly results reveal a tale of two narratives: strong operational momentum coupled with persistent concerns about fundamental quality that continue to weigh on investor sentiment."
      },
      {
        "title": "Is Dar Credit & Cap overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-dar-credit-cap-overvalued-or-undervalued-3688007",
        "imagepath": "",
        "date": "2025-11-11 08:16:34",
        "description": "As of 10 November 2025, the valuation grade for Dar Credit & Cap has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently undervalued, with a PE ratio of 11.05, a Price to Book Value of 1.06, and an EV to EBITDA ratio of 5.61. These metrics suggest that the company is trading at a lower valuation compared to its earnings and book value.\n\nIn comparison to its peers, Dar Credit & Cap's PE ratio of 11.05 is notably lower than Bajaj Finance's PE of 38.76, which is categorized as very expensive, and Life Insurance's PE of 11.14, which is also very attractive. This positions Dar Credit & Cap favorably within the Non-Banking Financial Company (NBFC) sector. Additionally, while the stock has experienced a slight decline of 2.68% over the past week, it remains an attractive investment opportunity given its strong fundamentals and favorable va..."
      },
      {
        "title": "Is Dar Credit & Cap overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-dar-credit-cap-overvalued-or-undervalued-3683062",
        "imagepath": "",
        "date": "2025-11-09 08:12:49",
        "description": "As of 7 November 2025, the valuation grade for Dar Credit & Cap has moved from very attractive to attractive, indicating a shift in perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 11.66, an EV to EBITDA of 6.11, and a ROCE of 18.04%. \n\nIn comparison to peers, Bajaj Finance is deemed very expensive with a PE of 38.09, while Life Insurance is very attractive with a PE of 11.44. This positions Dar Credit & Cap favorably within its industry, particularly given its lower valuation metrics. Additionally, the company's stock has outperformed the Sensex over the past month, with a return of 9.52% compared to the Sensex's 1.53%, reinforcing the positive valuation outlook...."
      },
      {
        "title": "Is Dar Credit & Cap overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-dar-credit-cap-overvalued-or-undervalued-3681998",
        "imagepath": "",
        "date": "2025-11-08 08:12:50",
        "description": "As of 7 November 2025, the valuation grade for Dar Credit & Cap has moved from very attractive to attractive. The company is currently assessed as undervalued, particularly when compared to its peers. Key ratios include a PE ratio of 11.66, an EV to EBIT of 6.62, and an ROCE of 18.04%. In comparison, Bajaj Finance is considered very expensive with a PE ratio of 38.09, while Life Insurance is very attractive with a PE of 11.44.\n\nDar Credit & Cap's valuation appears favorable against its peers, especially given its PEG ratio of 0.00, indicating potential for growth at a low price. The company's recent performance has outpaced the Sensex, with a 1-month stock return of 9.52% compared to the Sensex's 1.53%. Overall, the combination of strong financial ratios and favorable peer comparisons supports the conclusion that Dar Credit & Cap is undervalued in the current market...."
      },
      {
        "title": "Is Dar Credit & Cap overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-dar-credit-cap-overvalued-or-undervalued-3674320",
        "imagepath": "",
        "date": "2025-11-06 08:11:52",
        "description": "As of 4 November 2025, the valuation grade for Dar Credit & Cap has moved from very attractive to attractive. The company is currently considered undervalued. Key ratios include a PE Ratio of 11.47, an EV to EBIT of 6.45, and a Price to Book Value of 1.10, which indicate a favorable valuation compared to its peers.\n\nIn comparison, Bajaj Finance is categorized as very expensive with a PE Ratio of 37.67, while Life Insurance is viewed as very attractive with a PE Ratio of 11.76. This suggests that Dar Credit & Cap is positioned well within its industry, especially given its PEG Ratio of 0.00, indicating potential for growth without the corresponding high valuation. Additionally, Dar Credit & Cap has outperformed the Sensex over the past week and month, reinforcing its attractive valuation narrative...."
      },
      {
        "title": "Is Dar Credit & Cap overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-dar-credit-cap-overvalued-or-undervalued-3673001",
        "imagepath": "",
        "date": "2025-11-05 08:11:08",
        "description": "As of 4 November 2025, the valuation grade for Dar Credit & Cap has moved from very attractive to attractive. The company is currently assessed as undervalued. Key ratios include a PE ratio of 11.47, an EV to EBITDA of 5.95, and a ROCE of 18.04%. \n\nIn comparison to peers, Dar Credit & Cap's PE ratio is significantly lower than that of Bajaj Finance, which stands at 37.67, indicating that Dar Credit & Cap may be undervalued relative to this competitor. Additionally, Life Insurance, which is considered very attractive, has a PE ratio of 11.76, further supporting the notion that Dar Credit & Cap is positioned favorably within its sector. Recently, the company has outperformed the Sensex with a 1-week return of 4.72% compared to the Sensex's decline of 1.31%, reinforcing its attractive valuation...."
      }
    ],
    "total": 38,
    "sid": "10039594",
    "stock_news_url": "https://www.marketsmojo.com/news/dar-credit-capital-10039594"
  },
  "announcements": "",
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "Dar Credit & Capital Ltd has declared <strong>5%</strong> dividend, ex-date: 21 Nov 25",
          "dt": "2025-11-21",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}
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BOARD MEETING

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DIVIDEND

Dar Credit & Capital Ltd has declared 5% dividend, ex-date: 21 Nov 25

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SPLITS

No Splits history available

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BONUS

No Bonus history available

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RIGHTS

No Rights history available