Dave, Inc.

Is Dave, Inc. overvalued or undervalued?

As of August 6, 2025, Dave, Inc. is considered very expensive due to its high P/E ratio of 54 and EV to EBITDA ratio of 40.98, significantly exceeding peer averages, despite strong recent performance.

As of 6 August 2025, the valuation grade for Dave, Inc. moved from expensive to very expensive, indicating a significant increase in perceived overvaluation. The company is overvalued, as evidenced by its P/E ratio of 54, which is substantially higher than the peer average P/E of 33.11, and an EV to EBITDA ratio of 40.98 compared to the peer average of 24.35. Additionally, the PEG ratio of 0.21 suggests that despite high growth expectations, the current valuation is not justified.<BR><BR>In comparison to its peers, Dave, Inc. shows a stark contrast with its elevated valuation metrics, particularly in the Major Banks industry. The company's strong returns, including a YTD return of 162.08% compared to the S&P 500's 12.22%, highlight its recent performance; however, this does not mitigate the concerns regarding its current valuation levels.

Is Dave, Inc. technically bullish or bearish?

As of September 11, 2025, Dave, Inc. shows a bullish trend supported by daily moving averages and monthly indicators, despite some short-term caution from weekly metrics, with a year-to-date return of 162.08% compared to the S&P 500's 12.22%.

As of 11 September 2025, the technical trend for Dave, Inc. has changed from mildly bullish to bullish. The daily moving averages indicate a bullish stance, while the monthly MACD and Bollinger Bands also support this bullish outlook. However, the weekly MACD and KST are mildly bearish, suggesting some short-term caution. The stock has significantly outperformed the S&P 500 across multiple periods, with a year-to-date return of 162.08% compared to the S&P's 12.22%, and a one-year return of 494.31% versus 17.14%. Overall, the current technical stance is bullish, with strong momentum indicated by the longer-term metrics.

How big is Dave, Inc.?

As of Jun 18, Dave, Inc. has a market capitalization of 2,724.90 million, with net sales of 381.49 million and a net profit of 52.44 million over the latest four quarters.

Market Cap: As of Jun 18, Dave, Inc. has a market capitalization of 2,724.90 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Dave, Inc. reported net sales of 381.49 million and a net profit of 52.44 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the company reported shareholder's funds of 183.10 million and total assets of 299.33 million.

What does Dave, Inc. do?

Dave, Inc. is a micro-cap company in the Major Banks industry, reporting net sales of $108 million and a net profit of $29 million for Q1 2025, with a market cap of approximately $2.72 billion. Key metrics include a P/E ratio of 54.00 and a return on equity of 27.21%.

Overview:<BR>Dave, Inc. operates in the Major Banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 108 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 29 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 2,724.90 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 54.00<BR>Dividend Yield: 0.00%<BR>Debt Equity: -999,999.00<BR>Return on Equity: 27.21%<BR>Price to Book: 13.66<BR><BR>Contact Details:<BR>Registrar Address: Not available.

Should I buy, sell or hold Dave, Inc.?