ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Dave, Inc. ?
1
With a growth in Operating Profit of 443.03%, the company declared Outstanding results in Jun 25
- The company has declared positive results for the last 8 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 192.23 MM
- NET SALES(Q) Highest at USD 131.76 MM
- INTEREST COVERAGE RATIO(Q) The company hardly has any interest cost
2
With ROE of 27.21%, it has a fair valuation with a 14.82 Price to Book Value
- Over the past year, while the stock has generated a return of 146.77%, its profits have risen by 278.4% ; the PEG ratio of the company is 0.2
3
High Institutional Holdings at 82.7%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.87% over the previous quarter.
4
Market Beating performance in long term as well as near term
- Along with generating 146.77% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Dave, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Dave, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Dave, Inc.
134.37%
5.42
87.87%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
69.87%
EBIT Growth (5y)
47.95%
EBIT to Interest (avg)
-5.97
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
7.66%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
82.70%
ROCE (avg)
8.62%
ROE (avg)
6.80%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
54
Industry P/E
Price to Book Value
14.82
EV to EBIT
45.72
EV to EBITDA
40.98
EV to Capital Employed
15.76
EV to Sales
7.71
PEG Ratio
0.21
Dividend Yield
NA
ROCE (Latest)
34.48%
ROE (Latest)
27.21%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend38What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 192.23 MM
NET SALES(Q)
Highest at USD 131.76 MM
INTEREST COVERAGE RATIO(Q)
The company hardly has any interest cost
RAW MATERIAL COST(Y)
Fallen by -15.92% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at -12.64 %
OPERATING PROFIT(Q)
Highest at USD 42.7 MM
PRE-TAX PROFIT(Q)
Highest at USD 39.89 MM
NET PROFIT(Q)
Highest at USD 31.34 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Dave, Inc.
Pre-Tax Profit
At USD 39.89 MM has Grown at 840.65%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 31.34 MM has Grown at 420.3%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 192.23 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 131.76 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Net Sales
At USD 131.76 MM has Grown at 64.46%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Profit
Highest at USD 42.7 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Pre-Tax Profit
Highest at USD 39.89 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 31.34 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Debt-Equity Ratio
Lowest at -12.64 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by -15.92% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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