Dave, Inc. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Dave, Inc.

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Community West Bancshares

Why is Dave, Inc. ?

With a growth in Net Profit of 101.08%, the company declared Very Positive results in Mar 26

The company has declared positive results for the last 12 consecutive quarters
OPERATING CASH FLOW(Y) Highest at USD 326.81 MM
ROCE(HY) Highest at 111.62%
RAW MATERIAL COST(Y) Fallen by -5.56% (YoY)

With ROE of 57.54%, it has a fair valuation with a 6.73 Price to Book Value

Over the past year, while the stock has generated a return of 40.89%, its profits have risen by 581.5% ; the PEG ratio of the company is 0

High Institutional Holdings at 97.29%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Consistent Returns over the last 3 years

Along with generating 40.89% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Dave, Inc. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Dave, Inc. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Dave, Inc.

40.89%

10.57

74.32%

S&P 500

20.78%

1.56

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

37.94%

EBIT Growth (5y)

56.81%

EBIT to Interest (avg)

-5.97

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

7.66%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

97.29%

ROCE (avg)

8.62%

ROE (avg)

6.80%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

6.73

EV to EBIT

12.46

EV to EBITDA

12.00

EV to Capital Employed

7.59

EV to Sales

4.20

PEG Ratio

0.02

Dividend Yield

ROCE (Latest)

60.89%

ROE (Latest)

57.54%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

Mildly Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

23What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 326.81 MM

ROCE(HY)

Highest at 111.62%

RAW MATERIAL COST(Y)

Fallen by -5.56% (YoY

NET SALES(Q)

At USD 158.41 MM has Grown at 46.71%

PRE-TAX PROFIT(Q)

At USD 59.73 MM has Grown at 76.6%

NET PROFIT(Q)

At USD 49.32 MM has Grown at 71.42%

-3What is not working for the Company

DEBT-EQUITY RATIO (HY)

Highest at 45.28 %

Here's what is working for Dave, Inc.

Operating Cash Flow

Highest at USD 326.81 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Sales

At USD 158.41 MM has Grown at 46.71%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Pre-Tax Profit

At USD 59.73 MM has Grown at 76.6%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 49.32 MM has Grown at 71.42%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Raw Material Cost

Fallen by -5.56% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Dave, Inc.

Debt-Equity Ratio

Highest at 45.28 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio