Dashboard
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 16.26%
2
Healthy long term growth as Net Sales has grown by an annual rate of 7.69%
3
The company has declared negative results in Dec'2024 after 4 consecutive positive quarters
4
With ROE of 14.85%, it has a attractive valuation with a 0.68 Price to Book Value
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
5.77%
0%
5.77%
6 Months
-1.79%
0%
-1.79%
1 Year
11.86%
0%
11.86%
2 Years
65.0%
0%
65.0%
3 Years
-98.17%
0%
-98.17%
4 Years
-98.16%
0%
-98.16%
5 Years
-97.66%
0%
-97.66%
E-L Financial Corp. Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
7.69%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
16.61%
Dividend Payout Ratio
3.26%
Pledged Shares
0
Institutional Holding
0.31%
ROCE (avg)
0
ROE (avg)
16.26%
Valuation key factors
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.68
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
0.69
EV to Sales
2.01
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
14.85%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
Mildly Bullish
Shareholding Snapshot : Sep 2018
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0.31%)
Strategic Entities with highest holding
Highest Public shareholder
Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY
Jun'25
Jun'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
0.00
0.00
Interest
7.60
6.10
24.59%
Exceptional Items
0.00
-2.80
100.00%
Consolidate Net Profit
408.00
265.30
53.79%
Operating Profit Margin (Excl OI)
566.50%
430.00%
13.65%
USD in Million.
Net Sales
YoY Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Jun 2024
Consolidated Net Profit
YoY Growth in quarter ended Jun 2025 is 53.79% vs 20.70% in Jun 2024
Annual Results Snapshot (Consolidated) - Dec'24
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
10.60
9.10
16.48%
Interest
25.40
25.90
-1.93%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,744.40
1,073.00
62.57%
Operating Profit Margin (Excl OI)
600.30%
175.40%
42.49%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023
Consolidated Net Profit
YoY Growth in year ended Dec 2024 is 62.57% vs 426.54% in Dec 2023
About E-L Financial Corp. Ltd. 
E-L Financial Corp. Ltd.
Insurance
E-L Financial Corp Ltd is a Canada-based investment and insurance holding company. It operates through the segments: E-L Corporate and The Empire Life Insurance Company (Empire or Empire Life). The operation of E-L Corporate segment include the oversight of investments in global equities held through direct and indirect holdings of common shares, investment funds, closed-end investment companies and other private companies in United, Economic and Algoma. The Empire Life operating segment underwrites life and health insurance policies and provides segregated funds, mutual funds and annuity products. Its Empire Life segment provides a range of life insurance and wealth management products, employee benefit plans and financial services for individuals, professionals and businesses through a network of Independent Financial Advisors (IFAs), Managing General Agents (MGAs), National Account firms, Mutual Fund Dealers and Employee Benefits brokers and representatives.
Company Coordinates 
Company Details
165 University Ave 10th Floor , TORONTO ON : M5H3B8
Registrar Details






