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E-L Financial Corp. Ltd.

  • Market Cap: Mid Cap
  • Industry: Insurance
  • ISIN: CA2685751075
  • TSE: ELF
CAD
18.10
0.21 (1.17%)

Sep 22

TSE

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
E-L Financial Corp. Ltd.
Sagicor Financial Co. Ltd.

Why is E-L Financial Corp. Ltd. ?

1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 16.26%
2
Healthy long term growth as Net Sales has grown by an annual rate of -1.94%
3
With a growth in Net Profit of 176.83%, the company declared Very Positive results in Jun 26
  • ROCE(HY) Highest at 20.25%
  • RAW MATERIAL COST(Y) Fallen by 0% (YoY)
  • NET SALES(Q) Highest at CAD 1,693.28 MM
4
With ROE of 13.53%, it has a attractive valuation with a 0.68 Price to Book Value
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 20.83%, its profits have risen by 6.9%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to E-L Financial Corp. Ltd. should be less than 10%
  2. Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is E-L Financial Corp. Ltd. for you?

Low Risk, Low Return

Absolute
Risk Adjusted
Volatility
E-L Financial Corp. Ltd.
6.35%
-4.68
20.72%
S&P/TSX 60
20.36%
2.51
12.02%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
-1.94%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
16.01%
Dividend Payout Ratio
4.35%
Pledged Shares
0
Institutional Holding
0.31%
ROCE (avg)
0
ROE (avg)
16.26%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.68
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
0.68
EV to Sales
2.02
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
13.53%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

22What is working for the Company
ROCE(HY)

Highest at 20.25%

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

NET SALES(Q)

Highest at CAD 1,693.28 MM

OPERATING PROFIT(Q)

Highest at CAD 1,299.96 MM

OPERATING PROFIT MARGIN(Q)

Highest at 76.77 %

PRE-TAX PROFIT(Q)

Highest at CAD 1,293.14 MM

NET PROFIT(Q)

Highest at CAD 1,010.72 MM

EPS(Q)

Highest at CAD 2.85

-2What is not working for the Company
INTEREST(Q)

At CAD 6.83 MM has Grown at 18.6%

Here's what is working for E-L Financial Corp. Ltd.

Net Sales
At CAD 1,693.28 MM has Grown at 105.49%
Year on Year (YoY)
MOJO Watch
Near term sales trend is very positive

Net Sales (CAD MM)

Pre-Tax Profit
At CAD 1,293.14 MM has Grown at 181.61%
Year on Year (YoY)
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (CAD MM)

Net Profit
At CAD 1,010.72 MM has Grown at 176.83%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is very positive

Net Profit (CAD MM)

Net Sales
Highest at CAD 1,693.28 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (CAD MM)

Operating Profit
Highest at CAD 1,299.96 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (CAD MM)

Operating Profit Margin
Highest at 76.77 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
Highest at CAD 1,293.14 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (CAD MM)

Net Profit
Highest at CAD 1,010.72 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (CAD MM)

EPS
Highest at CAD 2.85
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (CAD)

Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for E-L Financial Corp. Ltd.

Interest
At CAD 6.83 MM has Grown at 18.6%
period on period (QoQ)
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (CAD MM)

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