ScoreWhy is E-L Financial Corp. Ltd. ?
1
Negative results in Mar 26
- OPERATING CASH FLOW(Y) Lowest at CAD 398.17 MM
- NET SALES(Q) Lowest at CAD 370.63 MM
- OPERATING PROFIT(Q) Lowest at CAD -45.58 MM
2
Underperformed the market in the last 1 year
- The stock has generated a return of 8.16% in the last 1 year, much lower than market (S&P/TSX 60) returns of 29.60%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is E-L Financial Corp. Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
E-L Financial Corp. Ltd.
8.16%
-4.75
20.42%
S&P/TSX 60
29.6%
2.31
12.81%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-1.94%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
16.61%
Dividend Payout Ratio
4.35%
Pledged Shares
0
Institutional Holding
0.31%
ROCE (avg)
0
ROE (avg)
16.26%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.67
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
0.67
EV to Sales
1.99
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
13.53%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
DIVIDEND PAYOUT RATIO(Y)
Highest at 42.55%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 1.5 %
-18What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at CAD 398.17 MM
NET SALES(Q)
Lowest at CAD 370.63 MM
OPERATING PROFIT(Q)
Lowest at CAD -45.58 MM
OPERATING PROFIT MARGIN(Q)
Lowest at -12.3 %
PRE-TAX PROFIT(Q)
Lowest at CAD -51.34 MM
NET PROFIT(Q)
Lowest at CAD 32.52 MM
EPS(Q)
Lowest at CAD 0.09
Here's what is working for E-L Financial Corp. Ltd.
Debt-Equity Ratio
Lowest at 1.5 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Dividend Payout Ratio
Highest at 42.55%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for E-L Financial Corp. Ltd.
Pre-Tax Profit
At CAD -51.34 MM has Fallen at -153.77%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (CAD MM)
Net Profit
At CAD 32.52 MM has Fallen at -62.12%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (CAD MM)
Operating Cash Flow
Lowest at CAD 398.17 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (CAD MM)
Net Sales
Lowest at CAD 370.63 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (CAD MM)
Net Sales
Fallen at -21.38%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (CAD MM)
Operating Profit
Lowest at CAD -45.58 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (CAD MM)
Operating Profit Margin
Lowest at -12.3 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at CAD -51.34 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (CAD MM)
Net Profit
Lowest at CAD 32.52 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (CAD MM)
EPS
Lowest at CAD 0.09
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (CAD)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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