Eastern Bankshares, Inc.

Is Eastern Bankshares, Inc. overvalued or undervalued?

As of October 31, 2025, Eastern Bankshares, Inc. is considered very expensive and overvalued due to poor financial ratios, including a Price to Book Value of 0.88 and negative EV to EBIT and EV to EBITDA ratios, alongside disappointing stock performance compared to its peers and the S&P 500.

As of 31 October 2025, the valuation grade for Eastern Bankshares, Inc. moved from expensive to very expensive, indicating a significant deterioration in its valuation outlook. The company is overvalued, particularly highlighted by its Price to Book Value of 0.88 and a troubling EV to EBIT of -22.40, which suggests inefficiencies in generating earnings relative to its enterprise value. Additionally, the EV to EBITDA ratio stands at -33.26, further emphasizing the company's struggles.<BR><BR>In comparison to its peers, Eastern Bankshares, Inc. shows stark contrasts; for instance, Ameris Bancorp has a fair valuation with a P/E of 13.35, while International Bancshares Corp. is very attractive with a P/E of 16.50. The company's recent stock performance has been underwhelming, with a YTD return of -1.80% compared to the S&P 500's 16.30%, reinforcing the notion that it is overvalued in the current market context.

Is Eastern Bankshares, Inc. technically bullish or bearish?

As of September 11, 2025, Eastern Bankshares, Inc. shows a mildly bullish trend supported by weekly MACD and Bollinger Bands, despite daily moving averages indicating a bearish stance, while outperforming the S&P 500 in the short term but underperforming over the longer term.

As of 11 September 2025, the technical trend for Eastern Bankshares, Inc. has changed from sideways to mildly bullish. The weekly MACD and Bollinger Bands are both bullish, supporting the positive outlook. However, the daily moving averages indicate a mildly bearish stance, which tempers the overall bullish sentiment. The Dow Theory also reflects a mildly bullish position on both weekly and monthly time frames. <BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past week and month, with returns of 4.25% and 14.37% compared to 1.05% and 2.33% for the index, respectively. However, the longer-term returns show underperformance, particularly over the 3-year and 1-year periods. Overall, the current technical stance is mildly bullish, driven primarily by the weekly MACD and Bollinger Bands.

How big is Eastern Bankshares, Inc.?

As of Jun 18, Eastern Bankshares, Inc. has a market capitalization of 2,993.26 million, with total assets of 25,642.40 million and shareholder's funds of 3,611.97 million. The company reported a net profit of -136.76 million over the latest four quarters.

Market Cap: As of Jun 18, Eastern Bankshares, Inc. has a market capitalization of 2,993.26 million, classifying it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the sum of interest earned is 1,009.86 million, while the sum of net profit is -136.76 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the shareholder's funds amount to 3,611.97 million, and total assets are reported at 25,642.40 million.

What does Eastern Bankshares, Inc. do?

Eastern Bankshares, Inc. is a bank holding company in the Regional Banks industry, offering banking, trust, investment, and insurance services. As of March 2025, it reported net sales of $266 million and a net profit loss of $218 million, with a market cap of approximately $2.99 billion.

Overview:<BR>Eastern Bankshares, Inc. is a bank holding company operating in the Regional Banks industry, providing a variety of banking, trust, investment, and insurance services.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 266 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -218 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 2,993.26 Million (Small Cap)<BR><BR>Key Metrics:<BR>P/E: NA (Loss Making) <BR>Industry P/E: NA <BR>Dividend Yield: 282.84% <BR>Debt Equity: 0.00 <BR>Return on Equity: -3.82% <BR>Price to Book: 0.84<BR><BR>Contact Details:<BR>Address: 265 Franklin Street, BOSTON MA: 02110 <BR>Tel: 1 617 8971100

Should I buy, sell or hold Eastern Bankshares, Inc.?

Who are in the management team of Eastern Bankshares, Inc.?

As of March 2022, the management team of Eastern Bankshares, Inc. includes Mr. Robert Rivers as Chairman and CEO, with Ms. Deborah Jackson as Lead Independent Director, alongside independent directors Mr. Richard Holbrook, Mr. Richard Bane, Mr. Luis Borgen, and Mr. Joseph Chung.

As of March 2022, the management team of Eastern Bankshares, Inc. includes Mr. Robert Rivers, who serves as the Chairman of the Board and Chief Executive Officer. Additionally, Ms. Deborah Jackson is the Lead Independent Director. The Board of Directors also comprises Mr. Richard Holbrook, Mr. Richard Bane, Mr. Luis Borgen, and Mr. Joseph Chung, all of whom are independent directors.