ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Eastern Bankshares, Inc. ?
1
Positive results in Jun 25
- NII(Q) Highest at USD 202.03 MM
- CREDIT DEPOSIT RATIO(Q) Highest at 0.3%
- CASH AND EQV(HY) Highest at USD 287.35 MM
2
With ROA of -0.33%, it has a risky valuation with a 0.88 Price to Book Value
- Over the past year, while the stock has generated a return of 0.95%, its profits have fallen by -175%
3
High Institutional Holdings at 70.3%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Underperformed the market in the last 1 year
- The stock has generated a return of 0.95% in the last 1 year, much lower than market (S&P 500) returns of 12.33%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Eastern Bankshares, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Eastern Bankshares, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Eastern Bankshares, Inc.
4.65%
1.51
32.73%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
20.33%
EBIT Growth (5y)
-191.94%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
68.57%
Pledged Shares
0
Institutional Holding
70.30%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.88
EV to EBIT
-22.40
EV to EBITDA
-33.26
EV to Capital Employed
0.86
EV to Sales
2.54
PEG Ratio
NA
Dividend Yield
268.63%
ROCE (Latest)
-3.82%
ROE (Latest)
-3.82%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend24What is working for the Company
NII(Q)
Highest at USD 202.03 MM
CREDIT DEPOSIT RATIO(Q)
Highest at 0.3%
CASH AND EQV(HY)
Highest at USD 287.35 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 279.34 MM
OPERATING PROFIT(Q)
Highest at USD 100.32 MM
OPERATING PROFIT MARGIN(Q)
Highest at 35.91 %
PRE-TAX PROFIT(Q)
Highest at USD 100.32 MM
NET PROFIT(Q)
Highest at USD 100.23 MM
EPS(Q)
Highest at USD 0.5
-9What is not working for the Company
NET PROFIT(HY)
At USD -117.43 MM has Grown at -280.73%
DIVIDEND PAYOUT RATIO(Y)
Lowest at 25.81%
Here's what is working for Eastern Bankshares, Inc.
Net Profit
At USD 100.23 MM has Grown at 280.67%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
NII
Highest at USD 202.03 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Pre-Tax Profit
At USD 100.32 MM has Grown at 163.99%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Credit Deposit Ratio
Highest at 0.3% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Sales
Highest at USD 279.34 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Net Sales
At USD 279.34 MM has Grown at 34.7%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 100.32 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 35.91 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 100.32 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 100.23 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.5
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 287.35 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Depreciation
Highest at USD 14.14 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for Eastern Bankshares, Inc.
Dividend Payout Ratio
Lowest at 25.81%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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