Eastern Bankshares, Inc. (EBC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Eastern Bankshares, Inc.

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Why is Eastern Bankshares, Inc. ?

With a growth in Interest of NAN%, the company declared Outstanding results in Mar 26

The company has declared positive results for the last 4 consecutive quarters
ROCE(HY) Highest at 1.33%
NET SALES(Q) Highest at USD 339.55 MM
PRE-TAX PROFIT(Q) At USD 83.83 MM has Grown at 145.57%

With ROA of 0.18%, it has a fair valuation with a 1.03 Price to Book Value

Over the past year, while the stock has generated a return of 36.18%, its profits have fallen by -26.2%

High Institutional Holdings at 80.71%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 11.76% over the previous quarter.

Market Beating Performance

The stock has generated a return of 36.18% in the last 1 year, much higher than market (S&P 500) returns of 22.99%

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Eastern Bankshares, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Eastern Bankshares, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Eastern Bankshares, Inc.

36.18%

2.07

29.11%

S&P 500

22.99%

1.78

12.93%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

23.01%

EBIT Growth (5y)

-181.81%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

118.14%

Pledged Shares

Institutional Holding

80.71%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.03

EV to EBIT

113.48

EV to EBITDA

40.87

EV to Capital Employed

1.03

EV to Sales

3.49

PEG Ratio

Dividend Yield

205.62%

ROCE (Latest)

0.91%

ROE (Latest)

2.03%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

26What is working for the Company

ROCE(HY)

Highest at 1.33%

NET SALES(Q)

Highest at USD 339.55 MM

PRE-TAX PROFIT(Q)

At USD 83.83 MM has Grown at 145.57%

NET PROFIT(Q)

At USD 65.26 MM has Grown at 129.98%

CREDIT DEPOSIT RATIO(Q)

Highest at 0.6%

NII(Q)

Highest at USD 244.66 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

-4What is not working for the Company

ROCE(HY)

Lowest at 1.33%

OPERATING PROFIT(Q)

Lowest at USD 83.83 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 24.69 %

Here's what is working for Eastern Bankshares, Inc.

Net Sales

Highest at USD 339.55 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (USD MM)

Pre-Tax Profit

At USD 83.83 MM has Grown at 145.57%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 65.26 MM has Grown at 129.98%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Credit Deposit Ratio

Highest at 0.6% and Grown

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

NII

Highest at USD 244.66 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Net Sales

At USD 339.55 MM has Grown at 27.79%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for Eastern Bankshares, Inc.

Operating Profit

Lowest at USD 83.83 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at 24.69 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Capital Adequacy Ratio

Lowest at 13.15%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is deteriorating.

CAR (%)