ECB Bancorp, Inc.

How big is ECB Bancorp, Inc.?

As of Jun 18, ECB Bancorp, Inc. has a market capitalization of 136.05 million, with total assets of 1,418.84 million and shareholder's funds of 168.27 million. The company reported interest earned of 68.98 million and a net profit of 4.67 million over the latest four quarters.

As of Jun 18, ECB Bancorp, Inc. has a market capitalization of 136.05 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 68.98 million and a net profit of 4.67 million.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 168.27 million and total assets of 1,418.84 million.

What does ECB Bancorp, Inc. do?

ECB Bancorp, Inc. is a micro-cap regional bank with recent net sales of $18 million and a net profit of $1 million. It has a market cap of $136.05 million, a P/E ratio of 31.00, and a return on equity of 2.77%.

Overview:<BR>ECB Bancorp, Inc. operates in the regional banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 18 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 1 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 136.05 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 31.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 2.77% <BR>Price to Book: 0.81 <BR><BR>Contact Details:<BR>Registrar Address: Not available.

Should I buy, sell or hold ECB Bancorp, Inc.?

Is ECB Bancorp, Inc. technically bullish or bearish?

As of September 11, 2025, ECB Bancorp, Inc. shows a mildly bullish trend with mixed technical indicators, including bullish MACD and moving averages, but a mildly bearish KST and OBV, while year-to-date returns are 10.11%, trailing the S&P 500's 12.22%, yet outperforming it over the past year.

As of 11 September 2025, the technical trend for ECB Bancorp, Inc. has changed from bullish to mildly bullish. The weekly MACD is bullish, and the monthly MACD is also bullish, supporting a positive outlook. The daily moving averages are bullish, while the Bollinger Bands indicate a bullish stance on the weekly and a mildly bullish stance on the monthly. However, the KST is mildly bearish on the weekly, and the OBV shows a mildly bearish trend as well. The Dow Theory indicates no trend on the weekly but is bullish on the monthly.<BR><BR>In terms of performance, ECB Bancorp has a year-to-date return of 10.11%, which is below the S&P 500's 12.22%, but it has outperformed the S&P 500 over the past year with a return of 20.06% compared to 17.14%. Overall, the current technical stance is mildly bullish, with mixed signals from various indicators.

Is ECB Bancorp, Inc. overvalued or undervalued?

As of November 28, 2025, ECB Bancorp, Inc. is considered attractive but overvalued with a high P/E ratio of 31 compared to the industry average of 28.07, and despite a 16.43% return over the past year, its three-year return of 2.81% significantly lags behind the S&P 500's 72.78%.

As of 28 November 2025, the valuation grade for ECB Bancorp, Inc. has moved from very attractive to attractive. The company appears to be overvalued given its P/E ratio of 31, which is significantly higher than the industry average P/E of 28.07, and a PEG ratio of 2.04, indicating that the stock may not be growing fast enough to justify its price. Additionally, the Price to Book Value stands at 0.85, suggesting that the stock is trading below its book value, but when compared to peers like LINKBANCORP, Inc. with a P/E of 7.19 and FinWise Bancorp at 20.49, ECB Bancorp's valuation seems stretched.<BR><BR>In terms of recent performance, ECB Bancorp's stock has returned 16.43% over the past year, slightly outperforming the S&P 500's return of 14.18%. However, over a three-year period, ECB Bancorp's return of 2.81% pales in comparison to the S&P 500's impressive 72.78%, reinforcing the notion that the stock may not be a compelling investment at its current valuation.