Is ECB Bancorp, Inc. overvalued or undervalued?
2025-12-01 11:06:33As of 28 November 2025, the valuation grade for ECB Bancorp, Inc. has moved from very attractive to attractive. The company appears to be overvalued based on its current metrics. The P/E ratio stands at 31, significantly higher than the peer average of approximately 28.07, while the Price to Book Value is at 0.85, indicating a potential overvaluation compared to its book value. Additionally, the EV to EBITDA ratio of 35.00 suggests that the market may be pricing the company too high relative to its earnings before interest, taxes, depreciation, and amortization. In comparison to its peers, LINKBANCORP, Inc. has a much lower P/E ratio of 7.19, and FinWise Bancorp shows a P/E of 20.49, both indicating that ECB Bancorp may be priced at a premium. Despite a strong 1-month return of 11.18% compared to a decline of 0.61% in the S&P 500, the 3-year return of 3.88% starkly contrasts with the S&P 500's 72.78%, rein...
Read MoreIs ECB Bancorp, Inc. overvalued or undervalued?
2025-11-30 11:06:46As of 28 November 2025, the valuation grade for ECB Bancorp, Inc. has moved from very attractive to attractive. The company appears to be overvalued based on its current metrics. Key ratios include a P/E ratio of 31, a Price to Book Value of 0.85, and an EV to EBITDA of 35.00. In comparison, LINKBANCORP, Inc. shows a significantly lower P/E of 7.1852, while FinWise Bancorp has a P/E of 20.4928, indicating that ECB Bancorp is trading at a premium relative to its peers. In terms of recent performance, ECB Bancorp has outperformed the S&P 500 on a year-to-date basis with a return of 17.25% compared to 16.45%. However, over a three-year period, it has significantly lagged behind the S&P 500, returning only 3.88% versus 72.78%. This mixed performance further supports the conclusion that the stock is overvalued given its current ratios and peer comparisons....
Read More
ECB Bancorp, Inc. Experiences Revision in Its Stock Evaluation Amid Mixed Market Performance
2025-10-20 17:45:13ECB Bancorp, Inc. has recently adjusted its valuation, with its current price at $14.94. Over the past year, the company has seen a return of -0.73%, underperforming compared to the S&P 500. Key metrics indicate cautious profitability and efficiency, amidst mixed comparisons with regional banking peers.
Read More
ECB Bancorp, Inc. Experiences Valuation Adjustment Amidst Competitive Regional Banking Landscape
2025-10-13 16:12:18ECB Bancorp, Inc. has recently adjusted its valuation, with its current price at $15.14. Over the past year, the company has returned 4.56%, lagging behind the S&P 500. Key metrics include a P/E ratio of 31 and a price-to-book value of 0.85, indicating competitive challenges.
Read More
ECB Bancorp, Inc. Experiences Valuation Adjustment Amidst Competitive Market Landscape
2025-10-06 16:25:38ECB Bancorp, Inc. has adjusted its valuation, showcasing a P/E ratio of 31 and a price-to-book value of 0.85. Compared to peers like LINKBANCORP and Investar Holding, its metrics indicate a distinct market position. The company's operational efficiency is reflected in its ROCE and ROE figures.
Read MoreIs ECB Bancorp, Inc. overvalued or undervalued?
2025-10-05 11:16:39As of 3 October 2025, the valuation grade for ECB Bancorp, Inc. has moved from attractive to very attractive, indicating a strong positive shift in its valuation outlook. Based on the current metrics, the company appears to be undervalued. The P/E ratio stands at 31, which is significantly higher than peers like LINKBANCORP, Inc. at 7.19 and FinWise Bancorp at 20.49, suggesting that ECB Bancorp may be priced higher relative to its earnings. Additionally, the Price to Book Value is 0.85, and the EV to Sales ratio is 3.18, both of which further support the undervaluation perspective. In terms of performance, ECB Bancorp's year-to-date return of 6.54% lags behind the S&P 500's 14.18%, and its three-year return of 9.41% is substantially lower than the S&P's 82.57%. This performance comparison reinforces the notion that the stock may be undervalued, as it has not kept pace with broader market returns. Overall, ...
Read More
ECB Bancorp, Inc. Experiences Revision in Its Stock Evaluation Amid Competitive Landscape
2025-09-29 16:16:38ECB Bancorp, Inc. has recently adjusted its valuation, showcasing a P/E ratio of 31 and a price-to-book value of 0.85. The company's return on capital employed is 2.44%, while its return on equity stands at 2.77%, reflecting its efficiency in profit generation compared to peers in the regional banking sector.
Read MoreIs ECB Bancorp, Inc. overvalued or undervalued?
2025-09-28 11:03:34As of 26 September 2025, the valuation grade for ECB Bancorp, Inc. has moved from attractive to very attractive. The company appears to be undervalued based on its current metrics. Key ratios include a P/E ratio of 31, a Price to Book Value of 0.85, and an EV to EBITDA of 35.00, which suggest that the stock is trading at a discount relative to its earnings potential and book value. In comparison to peers, LINKBANCORP, Inc. has a P/E ratio of 7.19, while Investar Holding Corp. has a P/E of 9.99, indicating that ECB Bancorp is priced higher than these competitors but may still offer growth potential. Recent stock performance shows that ECB Bancorp has returned 8.29% year-to-date, which lags behind the S&P 500's 12.96% return, suggesting that while the stock is undervalued, it has not kept pace with broader market performance....
Read MoreIs ECB Bancorp, Inc. overvalued or undervalued?
2025-09-23 11:07:36As of 19 September 2025, the valuation grade for ECB Bancorp, Inc. has moved from very attractive to attractive, indicating a shift in perceived value. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 31, a Price to Book Value of 0.85, and an EV to EBITDA of 35.00. In comparison to peers, LINKBANCORP, Inc. has a significantly lower P/E ratio of 7.19, while Investar Holding Corp. is rated very attractive with a P/E of 9.99. While the stock's recent performance against the S&P 500 is not available, the valuation metrics suggest that ECB Bancorp, Inc. is positioned reasonably within its industry, though it does not exhibit the same level of attractiveness as some of its peers....
Read More





