Compare EFU General Insurance Ltd. with Similar Stocks
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-8.69%
0%
-8.69%
6 Months
-3.16%
0%
-3.16%
1 Year
31.27%
0%
31.27%
2 Years
37.9%
0%
37.9%
3 Years
18.14%
0%
18.14%
4 Years
2.73%
0%
2.73%
5 Years
0.97%
0%
0.97%
EFU General Insurance Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
12.32%
EBIT Growth (5y)
13.13%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
4.06
Tax Ratio
41.96%
Dividend Payout Ratio
52.87%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
28.65%
ROE (avg)
18.29%
Valuation key factors
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.96
EV to EBIT
-16193.53
EV to EBITDA
9.03
EV to Capital Employed
0.94
EV to Sales
0.16
PEG Ratio
NA
Dividend Yield
6.81%
ROCE (Latest)
ROE (Latest)
18.89%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY
Dec'25
Dec'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
112.40
187.60
-40.09%
Interest
54.80
24.40
124.59%
Exceptional Items
-728.00
-1,674.70
56.53%
Consolidate Net Profit
1,642.30
950.80
72.73%
Operating Profit Margin (Excl OI)
117.60%
120.40%
-0.28%
USD in Million.
Net Sales
YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024
Consolidated Net Profit
YoY Growth in quarter ended Dec 2025 is 72.73% vs -55.32% in Dec 2024
Annual Results Snapshot (Consolidated) - Dec'25
Dec'25
Dec'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
1,344.30
1,559.60
-13.80%
Interest
206.80
137.70
50.18%
Exceptional Items
-388.10
-1,428.30
72.83%
Consolidate Net Profit
6,838.20
5,213.40
31.17%
Operating Profit Margin (Excl OI)
120.90%
109.20%
1.17%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024
Consolidated Net Profit
YoY Growth in year ended Dec 2025 is 31.17% vs 25.25% in Dec 2024
About EFU General Insurance Ltd. 
EFU General Insurance Ltd.
Insurance
EFU General Insurance Limited is engaged in providing insurance services to commercial and individual clients. The Company operates through four segments: fire and property damage; marine, aviation and transport; motor, and miscellaneous. Its portfolio includes businesses ranging from simple residential property to large industrial risks, including oil and gas exploration/development, petrochemicals and other industrial risks. Marine, Aviation and Transport class of business provides coverage against loss and damage to goods in transit by means of conveyance, physical loss or damage to aircraft, ships and liabilities to third parties and passengers arising from their use. Motor insurance covers physical loss or damage to the vehicle and liabilities to third parties. All other insurances, including cash in hand, cash in transit, personal accident, infidelity, public liabilities, health, crop, livestock, travel and workers compensation are included under Miscellaneous Insurance cover.
Company Coordinates 
Company Details
EFU House, M.A. Jinnah Road,, P.O. Box 5005 KARACHI None : 74000
Registrar Details






