EFU General Insurance Ltd. Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Million

Consolidate Quarterly Results

Mar'25

Dec'24

Sep'24

Jun'24

Mar'24

Dec'23

Sep'23

Net Sales

0.00

Other Operating Income

2,530.16

2,730.05

2,462.71

2,371.36

2,371.23

2,856.24

2,064.00

Total Operating income

25,301.58

27,300.51

24,627.08

23,713.59

23,712.34

28,562.37

20,640.03

Raw Material Cost

0.00

Purchase of Finished goods

0.00

(Increase) / Decrease In Stocks

0.00

Employee Cost

0.00

Power Cost

0.00

Manufacturing Expenses

25.07

0.00

Selling and Distribution Expenses

5,411.86

5,433.40

5,195.67

4,560.23

4,406.13

5,113.64

4,199.90

Other Expenses

1,733.08

2,027.44

1,786.51

1,621.40

1,664.78

3,812.60

1,432.04

Total Expenditure (Excl Depreciation)

22,767.73

25,707.84

23,060.78

20,774.28

21,053.90

43,239.59

18,520.34

Operating Profit (PBDIT) excl Other Income

2533.8

1592.7

1566.3

2939.3

2658.3999999999996

-14677.2

2119.7

Other Income

180.82

1.23

113.06

87.90

113.50

18,265.13

80.12

Operating Profit (PBDIT)

639.22

470.07

597.35

544.38

542.00

18,672.71

446.20

Interest

25.07

0.00

Exceptional Items

1.99

15.11

-20.31

-2.94

-1.43

-286.90

38.49

Gross Profit (PBDT)

0.00

Depreciation

458.40

468.85

484.28

456.48

428.50

407.57

366.08

Profit Before Tax

2,691.59

1,609.01

1,659.05

3,024.28

2,770.49

3,301.01

2,238.31

Tax

1,194.80

656.29

681.99

1,236.34

1,272.09

1,172.82

897.00

Provisions and contingencies

0.00

Profit After Tax

1,219.77

507.99

739.98

1,412.10

1,122.60

1,789.36

1,105.39

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,219.77

507.99

739.98

1,412.10

1,122.60

1,789.36

1,105.39

Share in Profit of Associates

0.00

Minority Interest

277.03

444.73

237.07

375.84

375.81

338.83

235.93

Other related items

0.00

Consolidated Net Profit

1,496.80

952.72

977.05

1,787.95

1,498.40

2,128.19

1,341.31

Equity Capital

0.00

Face Value

10.0

Reserves

25,072.64

25,272.90

23,970.51

23,147.40

21,579.91

21,317.31

18,872.57

Earnings per share (EPS)

6.1

2.54

3.7

7.06

5.61

8.95

5.53

Diluted Earnings per share

6.1

2.54

3.7

7.06

5.61

8.95

5.53

Operating Profit Margin (Excl OI)

10.01%

5.83%

6.36%

12.4%

11.21%

-51.39%

10.27%

Gross Profit Margin

12.45%

7.61%

8.7%

14.68%

13.49%

12.98%

12.62%

PAT Margin

4.82%

1.86%

3.0%

5.95%

4.73%

6.26%

5.36%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Quarterly Analysis Highlights - YoY

Net Sales

YoY Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Mar 2024

Consolidate Net Profit

YoY Growth in quarter ended Mar 2025 is -0.11% vs 85.47% in Mar 2024

Operating Profit (PBDIT) excl Other Income

YoY Growth in quarter ended Mar 2025 is 6.98% vs 19.76% in Mar 2024

Interest

YoY Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Mar 2024

Operating Profit Margin (Excl OI)

YoY Growth in quarter ended Mar 2025 has fallen from Mar 2024

Compare Quarterly Results Of EFU General Insurance Ltd. With

Select Peers

Figures in Million

Consolidate Quarterly Results

Change(PKR)

Change(%)

Net Sales

0.00

Other Operating Income

25,301.58

6,536.07

18,765.51

287.11%

Total Operating income

25,301.58

6,536.07

18,765.51

287.11%

Raw Material Cost

0.00

Purchase of Finished goods

0.00

(Increase) / Decrease In Stocks

0.00

Employee Cost

0.00

Power Cost

0.00

Manufacturing Expenses

25.07

0.00

25.07

Selling and Distribution Expenses

5,411.86

1,462.97

3,948.89

269.92%

Other Expenses

1,733.08

462.92

1,270.16

274.38%

Total Expenditure (Excl Depreciation)

22,767.73

6,092.13

16,675.60

273.72%

Operating Profit (PBDIT) excl Other Income

2,533.85

443.93

2,089.92

470.78%

Other Income

180.82

4.36

176.46

4,047.25%

Operating Profit (PBDIT)

639.22

113.52

525.70

463.09%

Interest

25.07

0.00

25.07

Exceptional Items

1.99

0.00

1.99

Gross Profit (PBDT)

0.00

Depreciation

458.40

109.17

349.23

319.90%

Profit Before Tax

2,691.59

448.29

2,243.30

500.41%

Tax

1,194.80

331.26

863.54

260.68%

Provisions and contingencies

0.00

Profit After Tax

1,219.77

495.21

724.56

146.31%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,219.77

495.21

724.56

146.31%

Share in Profit of Associates

0.00

Minority Interest

277.03

12.11

264.92

2,187.61%

Other related items

0.00

Consolidated Net Profit

1,496.80

507.32

989.48

195.04%

Equity Capital

0.00

Face Value

10.00

0.00

Reserves

25,072.64

63,494.11

-38,421.47

-60.51%

Earnings per share (EPS)

6.10

3.47

2.63

75.79%

Diluted Earnings per share

6.10

3.47

2.63

75.79%

Operating Profit Margin (Excl OI)

10.01%

6.79%

0.00

3.22%

Gross Profit Margin

12.45%

8.53%

0.00

3.92%

PAT Margin

4.82%

7.58%

0.00

-2.76%

Public Share Holdings (%)

0.00

0.00%

Pledged Promotor Holding (%)

0.00

0.00%

Quarterly - Net Sales

No Net Sales in the last few periods

Quarterly - Consolidate Net Profit

Consolidate Net Profit 149.68 Million

in Mar 2025

Figures in Million

QoQ Growth in quarter ended Mar 2025 is 57.11% vs -2.50% in Dec 2024

YoY Growth in quarter ended Mar 2025 is -0.11% vs 85.47% in Mar 2024

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 45.84 Million

in Mar 2025

Figures in Million

QoQ Growth in quarter ended Mar 2025 is -2.22% vs -3.20% in Dec 2024

YoY Growth in quarter ended Mar 2025 is 6.98% vs 19.76% in Mar 2024

Quarterly - Interest

Interest 2.51 Million

in Mar 2025

Figures in Million

QoQ Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Dec 2024

YoY Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Mar 2024

Quarterly - Operating Profit Margin (Excl OI)

Operating Profit Margin (Excl OI) 10.01%

in Mar 2025

Figures in %

QoQ Growth in quarter ended Mar 2025 has improved from Dec 2024

YoY Growth in quarter ended Mar 2025 has fallen from Mar 2024