Ellington Credit Co.

  • Market Cap: Micro Cap
  • Industry: Realty
  • ISIN: US2885781078
USD
5.33
0.04 (0.76%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

151.39 k

Shareholding (Mar 2025)

FII

1.79%

Held by 19 FIIs

DII

91.06%

Held by 9 DIIs

Promoter

0.00%

How big is Ellington Credit Co.?

22-Jun-2025

As of Jun 18, Ellington Credit Co. has a market capitalization of 212.96 million, with net sales of 99.70 million and a net profit of -5.23 million over the last four quarters. The company has shareholder's funds of 193.73 million and total assets of 824.09 million as of Dec 24.

Market Cap: As of Jun 18, Ellington Credit Co. has a market capitalization of 212.96 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Ellington Credit Co. reported net sales of 99.70 million and a net profit of -5.23 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company has shareholder's funds amounting to 193.73 million and total assets of 824.09 million.

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What does Ellington Credit Co. do?

22-Jun-2025

Ellington Credit Co. is a micro-cap REIT focused on acquiring and managing residential mortgage- and real estate-related assets. As of March 2025, it reported net sales of $33 million and a net profit loss of $8 million, with a market cap of $212.96 million.

Overview:<BR>Ellington Credit Co. is a real estate investment trust (REIT) specializing in acquiring, investing in, and managing residential mortgage- and real estate-related assets within the Realty industry and falls under the micro-cap market category.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 33 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: -8 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 212.96 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 10.00<BR>Dividend Yield: 7.34%<BR>Debt Equity: -999,999.00<BR>Return on Equity: -2.30%<BR>Price to Book: 0.93<BR><BR>Contact Details:<BR>Address: 53 Forest Ave, OLD GREENWICH CT: 06870-1526<BR>Tel: 1 203 6981200<BR>Website: http://www.earnreit.com/

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Who are in the management team of Ellington Credit Co.?

22-Jun-2025

As of March 2022, the management team of Ellington Credit Co. includes Thomas Robards (Independent Chairman), Laurence Penn (President and CEO), Michael Vranos (Co-Chief Investment Officer), and several independent trustees: Robert Allardice, David Miller, Ronald Simon, and Menes Chee. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Ellington Credit Co. includes the following individuals:<BR><BR>- Mr. Thomas Robards: Independent Chairman of the Board, Trustee<BR>- Mr. Laurence Penn: President, Chief Executive Officer, Trustee<BR>- Mr. Michael Vranos: Co-Chief Investment Officer, Trustee<BR>- Mr. Robert Allardice: Independent Trustee<BR>- Mr. David Miller: Independent Trustee<BR>- Dr. Ronald Simon: Independent Trustee<BR>- Mr. Menes Chee: Independent Trustee<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

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Is Ellington Credit Co. overvalued or undervalued?

20-Sep-2025

As of August 19, 2025, Ellington Credit Co. is considered an attractive investment due to its undervaluation indicated by a P/E ratio of 10, despite underperforming the S&P 500 with a year-to-date return of -13.44%.

As of 19 August 2025, the valuation grade for Ellington Credit Co. has moved from risky to attractive, indicating a significant improvement in its investment appeal. The company appears to be undervalued, supported by a P/E ratio of 10, a Price to Book Value of 1.11, and an EV to EBITDA of 7.30. In comparison to peers, AG Mortgage Investment Trust, Inc. has a P/E of 4.76, while Empire State Realty OP LP is considered expensive with a P/E of 45.84, highlighting Ellington's relative attractiveness in the market.<BR><BR>Despite its recent valuation improvement, Ellington Credit Co. has underperformed against the S&P 500 over various time frames, with a year-to-date return of -13.44% compared to the S&P 500's 12.22%. This trend continues over longer periods, with a 5-year return of -51.40% versus the S&P 500's 96.61%, suggesting that while the stock may be undervalued, it faces challenges in regaining market confidence.

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Is Ellington Credit Co. technically bullish or bearish?

20-Sep-2025

As of September 3, 2025, Ellington Credit Co. shows a mildly bearish trend with mixed technical indicators, underperforming the S&P 500 significantly with a year-to-date return of -13.44% compared to 12.22% for the index.

As of 3 September 2025, the technical trend for Ellington Credit Co. has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD remains bearish. The RSI shows no signal on the weekly chart but is bullish on the monthly. Moving averages are bearish on the daily timeframe, and the KST is mildly bearish weekly and bearish monthly. The Bollinger Bands are sideways weekly and mildly bearish monthly. Overall, the indicators suggest a mildly bearish sentiment.<BR><BR>In terms of multi-period returns, the stock has underperformed significantly against the S&P 500, with a year-to-date return of -13.44% compared to the S&P 500's 12.22%, and a 5-year return of -51.40% versus the S&P 500's 96.61%.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.49%

  • Poor long term growth as Net Sales has grown by an annual rate of 64.81%
2

Flat results in Jun 25

3

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Realty

stock-summary
Market cap

USD 212 Million (Micro Cap)

stock-summary
P/E

10.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

7.86%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

-2.28%

stock-summary
Price to Book

0.92

Revenue and Profits:
Net Sales:
12 Million
(Quarterly Results - Jun 2025)
Net Profit:
10 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-6.16%
0%
-6.16%
6 Months
-4.99%
0%
-4.99%
1 Year
-21.5%
0%
-21.5%
2 Years
-13.19%
0%
-13.19%
3 Years
-27.88%
0%
-27.88%
4 Years
-49.29%
0%
-49.29%
5 Years
-57.46%
0%
-57.46%

Ellington Credit Co. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
64.81%
EBIT Growth (5y)
-9.46%
EBIT to Interest (avg)
0.89
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
3.98%
Dividend Payout Ratio
343.72%
Pledged Shares
0
Institutional Holding
41.35%
ROCE (avg)
19.64%
ROE (avg)
5.49%
Valuation key factors
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.11
EV to EBIT
3.06
EV to EBITDA
7.30
EV to Capital Employed
1.12
EV to Sales
1.87
PEG Ratio
0.11
Dividend Yield
7.38%
ROCE (Latest)
36.62%
ROE (Latest)
10.97%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 11 Schemes (6.98%)

Foreign Institutions

Held by 19 Foreign Institutions (1.79%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is -6.30% vs -44.05% in Jun 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 1,375.00% vs -166.67% in Jun 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "11.90",
          "val2": "12.70",
          "chgp": "-6.30%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "11.90",
          "val2": "9.40",
          "chgp": "26.60%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1.70",
          "val2": "10.20",
          "chgp": "-83.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "10.20",
          "val2": "-0.80",
          "chgp": "1,375.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "1,001.80%",
          "val2": "736.40%",
          "chgp": "26.54%",
          "chgp_class": "positive"
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    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
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        "suffix": "YoY Growth in year ended Dec 2024 is 440.77% vs 26.21% in Dec 2023",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 43.48% vs 115.23% in Dec 2023",
        "dir": -1
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        "Dec'24",
        "Dec'23",
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          "val2": "49.80",
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          "field": "Interest",
          "val1": "34.80",
          "val2": "45.30",
          "chgp": "-23.18%",
          "chgp_class": "positive"
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          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
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          "field": "Operating Profit Margin (Excl OI)",
          "val1": "605.50%",
          "val2": "3,829.60%",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - YoYstock-summary
Jun'25
Jun'24
Change(%)
Net Sales
11.90
12.70
-6.30%
Operating Profit (PBDIT) excl Other Income
11.90
9.40
26.60%
Interest
1.70
10.20
-83.33%
Exceptional Items
0.00
0.00
Consolidate Net Profit
10.20
-0.80
1,375.00%
Operating Profit Margin (Excl OI)
1,001.80%
736.40%
26.54%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in quarter ended Jun 2025 is -6.30% vs -44.05% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is 1,375.00% vs -166.67% in Jun 2024

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
70.30
13.00
440.77%
Operating Profit (PBDIT) excl Other Income
42.60
49.80
-14.46%
Interest
34.80
45.30
-23.18%
Exceptional Items
0.00
0.00
Consolidate Net Profit
6.60
4.60
43.48%
Operating Profit Margin (Excl OI)
605.50%
3,829.60%
-322.41%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 440.77% vs 26.21% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 43.48% vs 115.23% in Dec 2023

stock-summaryCompany CV
About Ellington Credit Co. stock-summary
stock-summary
Ellington Credit Co.
Realty
Ellington Residential Mortgage REIT is a real estate investment trust. The Company conducts its business through its subsidiaries, EARN OP GP LLC and Ellington Residential Mortgage LP (the Operating Partnership). It specializes in acquiring, investing in and managing residential mortgage- and real estate-related assets. It constructs and managing a portfolio consisting of residential mortgage-backed securities (RMBS) for which the principal and interest payments are guaranteed by the United States Government agency or the United States Government-sponsored entity (Agency RMBS) and, to a lesser extent, RMBS backed by prime jumbo, Alternative A-paper manufactured housing, and subprime residential mortgage loans (non-Agency RMBS). Its Agency RMBS include residential mortgage pass-through certificates, collateralized mortgage obligations (CMOs) and to-be-announced mortgage pass-through certificates (TBAs). Its non-agency RMBS include investment grade and non-investment grade classes.
Company Coordinates stock-summary
Company Details
53 Forest Ave , OLD GREENWICH CT : 06870-1526
stock-summary
Tel: 1 203 6981200
stock-summary
Registrar Details