Ellington Credit Co. (EARN) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.Unlock 29 Markets

Comparison

Company

Score

Quality

Valuation

Financial

Technical

AG Mortgage Investment Trust, Inc.

Cherry Hill Mortgage Investment Corp.

Seven Hills Realty Trust

Modiv Industrial, Inc.

Great Ajax Corp.

Empire State Realty OP LP

Sachem Capital Corp.

Ellington Credit Co.

Lument Finance Trust, Inc.

Creative Media & Community Trust Corp.

Arlington Asset Investment Corp.

Why is Ellington Credit Co. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.49%

Poor long term growth as Net Sales has grown by an annual rate of 64.81%

Flat results in Jun 25

NET PROFIT(HY) At USD 2.33 MM has Grown at -25.78%
CASH AND EQV(HY) Lowest at USD 17.38 MM
DIVIDEND PER SHARE(HY) Lowest at USD 0

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -21.50% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Realty)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Ellington Credit Co. for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Ellington Credit Co.

-21.5%

-0.92

25.48%

S&P 500

13.22%

0.65

20.20%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

64.81%

EBIT Growth (5y)

-9.46%

EBIT to Interest (avg)

0.89

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

3.98%

Dividend Payout Ratio

343.72%

Pledged Shares

Institutional Holding

41.35%

ROCE (avg)

19.64%

ROE (avg)

5.49%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.11

EV to EBIT

3.06

EV to EBITDA

7.30

EV to Capital Employed

1.12

EV to Sales

1.87

PEG Ratio

0.11

Dividend Yield

7.38%

ROCE (Latest)

36.62%

ROE (Latest)

10.97%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

24What is working for the Company

NET SALES(HY)

At USD 45.33 MM has Grown at 171.01%

OPERATING CASH FLOW(Y)

Highest at USD 16.86 MM

ROCE(HY)

Highest at 6.89%

DEBT-EQUITY RATIO (HY)

Lowest at 0 %

RAW MATERIAL COST(Y)

Fallen by -4.57% (YoY

PRE-TAX PROFIT(Q)

Highest at USD 10.21 MM

NET PROFIT(Q)

Highest at USD 10.21 MM

-9What is not working for the Company

NET PROFIT(HY)

At USD 2.33 MM has Grown at -25.78%

CASH AND EQV(HY)

Lowest at USD 17.38 MM

DIVIDEND PER SHARE(HY)

Lowest at USD 0

NET SALES(Q)

Lowest at USD 11.9 MM

Here's what is working for Ellington Credit Co.

Pre-Tax Profit

At USD 10.21 MM has Grown at 1,246.63%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 10.21 MM has Grown at 1,352.15%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Debt-Equity Ratio

Lowest at 0 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Operating Cash Flow

Highest at USD 16.86 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Pre-Tax Profit

Highest at USD 10.21 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 10.21 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Raw Material Cost

Fallen by -4.57% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Ellington Credit Co.

Net Sales

Lowest at USD 11.9 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Cash and Eqv

Lowest at USD 17.38 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Dividend per share

Lowest at USD 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (USD)