Federal Bank

Which are the latest news on Federal Bank?

Why is Federal Bank Ltd falling/rising?

As of 23-Jun, Federal Bank Ltd's stock price is at 319.85, down 1.08% after two days of losses. The decline is attributed to waning investor interest and high valuation metrics, despite strong long-term performance.

As of 23-Jun, Federal Bank Ltd's stock price is currently at 319.85, reflecting a decrease of 3.5 points, or 1.08%. This decline follows a trend where the stock has been losing value for the last two days, resulting in a total drop of 1.39% during this period. Additionally, the stock is 1.72% away from its 52-week high of Rs 324.9, indicating that it is still close to its peak but has not been able to maintain upward momentum.<BR><BR>Investor participation appears to be waning, as evidenced by a significant drop in delivery volume, which fell by 30.31% against the 5-day average. This reduced interest may contribute to the stock's downward pressure. Despite the stock's strong long-term performance, with a 54.70% return over the past year and consistent outperformance against benchmarks, the current price movement suggests that short-term factors, such as declining investor engagement and recent consecutive losses, are influencing the stock's price negatively.<BR><BR>Moreover, while the company boasts high management efficiency and strong fundamentals, the stock's valuation is considered very expensive, trading at a premium compared to its peers. The Price to Book Value ratio of 2.1 and a PEG ratio of 16.8 indicate that the stock may be overvalued relative to its earnings growth, which could also be a factor in the recent price decline.

How big is Federal Bank?

As of 10th June, Federal Bank Ltd has a market capitalization of 77,291.00 Cr and a net profit of 4,117.32 Cr for the latest four quarters, with shareholder's funds at 33,420.62 Cr and total assets of 3,49,530.77 Cr. There is no valid net sales data available.

As of 10th June, <BR><BR>Market Cap: Federal Bank Ltd has a market capitalization of 77,291.00 Cr and is classified as a Mid Cap company.<BR><BR>Recent Quarterly Performance: There is no valid Net Sales data found for summing, resulting in a value of 0.00 Cr. The Net Profit for the latest 4 quarters is 4,117.32 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025. Shareholder's Funds are valued at 33,420.62 Cr, while Total Assets amount to 3,49,530.77 Cr.

Who are in the management team of Federal Bank?

The management team of Federal Bank includes Shyam Srinivasan (Managing Director & CEO), Abhaya Prasad Hota (Part Time Chairman), and several independent directors, along with executive directors like Shalini Warrier and Harsh Dugar, who collectively guide the bank's strategic direction and operations.

The management team of Federal Bank includes the following key individuals:<BR><BR>1. **Shyam Srinivasan** - Managing Director & CEO<BR>2. **Abhaya Prasad Hota** - Part Time Chairman<BR>3. **Siddhartha Sengupta** - Independent Director<BR>4. **Manoj Fadnis** - Independent Director<BR>5. **Samir Pravinbhai Rajdev** - Senior Vice President & Company Secretary<BR>6. **Shalini Warrier** - Executive Director<BR>7. **Sudarshan Sen** - Independent Director<BR>8. **VARSHA VASANT PURANDARE** - Independent Director<BR>9. **SANKARSHAN BASU** - Independent Director<BR>10. **Ramanand Mundkur** - Independent Director<BR>11. **Harsh Dugar** - Executive Director<BR><BR>This team plays a crucial role in guiding the bank's strategic direction and operations.

Who are the peers of the Federal Bank?

The peers of Federal Bank include HDFC Bank, ICICI Bank, Axis Bank, Kotak Mah. Bank, IDBI Bank, Yes Bank, IndusInd Bank, IDFC First Bank, and Bandhan Bank. Federal Bank has the highest 1-year return at 48.88%, while IDBI Bank has the lowest at -26.79%.

Peers: The peers of the Federal Bank are HDFC Bank, ICICI Bank, Axis Bank, Kotak Mah. Bank, IDBI Bank, Yes Bank, IndusInd Bank, IDFC First Bank, and Bandhan Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank, ICICI Bank, Axis Bank, Kotak Mah. Bank, and Bandhan Bank, while Average management risk is found at IDBI Bank, Yes Bank, and IDFC First Bank. Good management risk is noted at Federal Bank and IndusInd Bank. Growth ratings are Excellent for ICICI Bank, Federal Bank, and IDFC First Bank, while Good growth is seen at HDFC Bank, Axis Bank, Kotak Mah. Bank, IDBI Bank, Yes Bank, and the rest. Below Average growth is present at IndusInd Bank and Bandhan Bank. Excellent capital structure is noted at HDFC Bank, ICICI Bank, Kotak Mah. Bank, IDBI Bank, and IndusInd Bank, while Good capital structure is found at Federal Bank, Axis Bank, Yes Bank, IDFC First Bank, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Federal Bank at 48.88%, while IDBI Bank has the lowest at -26.79%. Federal Bank's return significantly outperforms IDBI Bank. Additionally, IDBI Bank and IDFC First Bank have negative six-month returns.

What does Federal Bank do?

Federal Bank Ltd is a prominent Indian private sector bank offering a variety of banking services, including retail and wholesale banking. As of March 2026, it reported net sales of ₹7,399.09 Cr and a net profit of ₹1,259 Cr, with a market capitalization of ₹77,291 Cr.

Overview: <BR>Federal Bank Ltd is a major Indian commercial bank in the private sector, operating in the mid-cap market, and provides a range of banking services including treasury operations, wholesale banking, retail banking, and other banking operations.<BR><BR>History: <BR>Federal Bank was incorporated in the year 1945 and has since established itself as a significant player in the banking sector. The latest quarterly results reported are for March 2026, showcasing the bank's performance in terms of sales and profit.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 7,399.09 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 1,259 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 77,291 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.38% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details: <BR>Address: P B No 103 Federal Towers, Aluva Kerala: 683101 <BR>Phone: 91-484-2623620-29 <BR>Email: secretarial@federalbank.co.in <BR>Website: http://www.federalbank.co.in

Should I buy, sell or hold Federal Bank Ltd?

Are Federal Bank Ltd latest results good or bad?

Federal Bank Ltd's latest Q4 FY26 results are strong, with a net profit of ₹1,259.10 crore, up 20.93% quarter-on-quarter and 22.22% year-on-year. The bank also improved its net interest margin to 3.74% and reduced its gross NPA ratio to 1.62%, indicating favorable performance and strong asset quality.

Federal Bank Ltd's latest results for Q4 FY26 are quite strong, indicating a positive performance overall. The bank reported a net profit of ₹1,259.10 crore, which represents a significant increase of 20.93% quarter-on-quarter and 22.22% year-on-year. This growth in profitability is complemented by a robust net interest income of ₹3,172.61 crore, showing a 19.60% increase from the previous quarter and a 33.45% increase year-on-year.<BR><BR>Additionally, the bank's net interest margin improved to 3.74%, up 56 basis points from the previous quarter, reflecting effective margin management. Importantly, the gross non-performing asset (NPA) ratio decreased to an all-time low of 1.62%, down from 1.72% in the previous quarter, showcasing the bank's strong asset quality.<BR><BR>Overall, Federal Bank's performance in this quarter highlights its operational strength and effective strategic initiatives, making the results favorable. The stock has also performed well, gaining 40.04% over the past year, significantly outperforming the broader market.

Is Federal Bank technically bullish or bearish?

As of 21 October 2025, the trend is bullish with strong indicators like the weekly MACD and Bollinger Bands supporting this view, although caution is advised due to mildly bearish signals from the monthly MACD and KST.

As of 21 October 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The weekly MACD is bullish, and both the weekly and monthly Bollinger Bands are bullish. Daily moving averages also indicate a bullish trend. However, the monthly MACD and KST are mildly bearish, suggesting some caution. Overall, the bullish signals from the Dow Theory and OBV reinforce the positive outlook, despite some mixed signals in the longer time frames.

How has been the historical performance of Federal Bank?

Federal Bank has shown consistent growth from March 2019 to March 2025, with significant increases in interest earned, net interest income, total income, and profits, alongside a substantial rise in total assets and improved liquidity. Overall, the bank's financial metrics reflect a strong upward trend.

Answer:<BR>The historical performance of Federal Bank shows a consistent growth trajectory in various financial metrics over the years.<BR><BR>Breakdown:<BR>Federal Bank's interest earned has increased significantly from INR 13,210.75 crore in March 2019 to INR 26,365.25 crore in March 2025, reflecting a strong upward trend. The net interest income also rose from INR 4,176.35 crore in March 2019 to INR 9,467.99 crore in March 2025. Total income followed suit, climbing from INR 12,770.05 crore in March 2019 to INR 30,166.50 crore in March 2025. However, interest expended also increased, from INR 7,242.68 crore in March 2019 to INR 16,897.26 crore in March 2025. Profit before tax saw a notable rise from INR 1,907.25 crore in March 2019 to INR 5,368.07 crore in March 2025, while profit after tax grew from INR 1,243.89 crore to INR 4,051.89 crore in the same period. The bank's total assets surged from INR 1,80,932.16 crore in March 2019 to INR 3,49,530.77 crore in March 2025, and total liabilities increased from INR 1,80,932.16 crore to INR 3,49,530.76 crore. The cash and cash equivalents at the end of March 2025 stood at INR 30,859 crore, up from INR 12,574 crore in March 2019, indicating improved liquidity. Overall, Federal Bank has demonstrated robust growth in income, profit, and asset base over the years.

Is Federal Bank overvalued or undervalued?

As of August 4, 2025, Federal Bank is considered overvalued with a valuation grade of expensive, reflected by a PE ratio of 12.37, a price to book value of 1.45, and a lower return on equity of 11.68% compared to peers like HDFC Bank and ICICI Bank, despite a strong long-term performance.

As of 4 August 2025, the valuation grade for Federal Bank has moved from attractive to expensive, indicating a shift in perception regarding its market value. The bank is currently considered overvalued. Key ratios include a PE ratio of 12.37, a price to book value of 1.45, and a PEG ratio of 12.37. <BR><BR>In comparison to its peers, Federal Bank's PE ratio is significantly lower than that of HDFC Bank at 22.05 and ICICI Bank at 21.33, both of which are also classified as expensive. Additionally, while Federal Bank's return on equity stands at 11.68%, it lags behind many competitors in the sector. Despite a strong performance over the long term, with a 5-year return of 275.72% compared to the Sensex's 114.97%, the current valuation suggests that investors may want to exercise caution.

Who are the top shareholders of the Federal Bank?

The top shareholders of Federal Bank include mutual funds with 35.85%, Foreign Institutional Investors (FIIs) at 26.28%, and HDFC Mutual Fund holding 7.11%. Individual investors own 17.53%, with no pledged promoter holdings or a single highest promoter.

The top shareholders of Federal Bank include a significant presence of mutual funds, which collectively hold 35.85% of the shares through 45 different schemes. Foreign Institutional Investors (FIIs) also have a substantial stake, owning 26.28% of the bank's shares across 325 entities. Among public shareholders, HDFC Mutual Fund stands out with a holding of 7.11%. Additionally, individual investors account for 17.53% of the shareholding. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

When is the next results date for Federal Bank?

No Upcoming Board Meetings

What is the bonus history of the Federal Bank?

The Federal Bank's most recent bonus action was a 1:1 bonus issue announced on July 8, 2015, with a record date of July 9, 2015, for eligible shareholders.

The Federal Bank has a bonus history that includes a 1:1 bonus issue announced on July 8, 2015. The record date for this bonus was July 9, 2015, which means that shareholders on this date were eligible to receive the bonus shares. This was the most recent bonus action taken by the bank.

Has Federal Bank declared dividend?

Yes, Federal Bank has declared a 60% dividend, amounting to ₹1.2 per share, with an ex-date of August 23, 2024. The bank has shown strong total returns over various periods, particularly in the long term.

Federal Bank Ltd has declared a 60% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 60%<BR>- Amount per share: 1.2<BR>- Ex-date: 23 Aug 24<BR><BR>Dividend Yield: 0.58%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -2.3%, with no dividend return, resulting in a total return of -2.3%.<BR><BR>Over the past year, the price return was 26.81%, the dividend return was 0.72%, leading to a total return of 27.53%.<BR><BR>In the 2-year period, the price return was 65.29%, with a dividend return of 1.79%, culminating in a total return of 67.08%.<BR><BR>For the 3-year period, the price return stood at 129.48%, the dividend return was 4.61%, resulting in a total return of 134.09%.<BR><BR>In the last 4 years, the price return was 137.72%, with a dividend return of 5.38%, leading to a total return of 143.1%.<BR><BR>Over the past 5 years, the price return was 341.01%, with a dividend return of 8.78%, resulting in a total return of 349.79%.<BR><BR>Overall, Federal Bank has declared a significant dividend, and the total returns over various periods indicate strong performance, particularly in the longer term, reflecting a positive trend for investors.