Federal Bank

Which are the latest news on Federal Bank?

Why is Federal Bank Ltd falling/rising?

As of 05-Sep, Federal Bank Ltd's stock price is at 343.00, down 1.0 (-0.29%), reflecting a recent decline and reduced investor interest. Despite strong long-term performance, current trends indicate potential weakening momentum and high valuation concerns.

As of 05-Sep, Federal Bank Ltd's stock price is currently at 343.00, reflecting a decrease of 1.0 (-0.29%). The stock has been experiencing a decline, having underperformed its sector by 0.85% today and has fallen consecutively for the last two days, resulting in a total drop of 2.86% during this period. <BR><BR>In terms of trading activity, there has been a notable decrease in investor participation, with the delivery volume on September 3 falling by 9.19% compared to the 5-day average. This decline in trading volume may indicate reduced interest among investors, contributing to the stock's downward movement. <BR><BR>Despite the stock's strong long-term performance, with an impressive 80.76% return over the past year and a 139.69% increase over three years, the current short-term trends are concerning. The stock is trading above its 100-day and 200-day moving averages but below its 5-day, 20-day, and 50-day moving averages, suggesting a potential weakening in momentum. <BR><BR>Additionally, while Federal Bank Ltd has demonstrated high management efficiency and strong fundamentals, the stock is considered very expensive with a Price to Book Value of 2.3, which may deter some investors. The company's profits have only risen by 13.5% over the past year, while the stock has significantly outperformed in terms of price appreciation, leading to a PEG ratio of 1.5, indicating that the stock may be overvalued relative to its earnings growth.<BR><BR>Overall, the combination of recent price declines, reduced trading volume, and high valuation concerns are contributing to the current downward trend in Federal Bank Ltd's stock price.

Should I buy, sell or hold Federal Bank Ltd?

Who are in the management team of Federal Bank?

The management team of Federal Bank includes Shyam Srinivasan (Managing Director & CEO), Abhaya Prasad Hota (Part Time Chairman), and several independent directors, along with executive directors Shalini Warrier and Harsh Dugar, bringing diverse expertise to the bank.

The management team of Federal Bank includes the following key members:<BR><BR>1. **Shyam Srinivasan** - Managing Director & CEO<BR>2. **Abhaya Prasad Hota** - Part Time Chairman<BR>3. **Siddhartha Sengupta** - Independent Director<BR>4. **Manoj Fadnis** - Independent Director<BR>5. **Samir Pravinbhai Rajdev** - Senior Vice President & Company Secretary<BR>6. **Shalini Warrier** - Executive Director<BR>7. **Sudarshan Sen** - Independent Director<BR>8. **VARSHA VASANT PURANDARE** - Independent Director<BR>9. **SANKARSHAN BASU** - Independent Director<BR>10. **Ramanand Mundkur** - Independent Director<BR>11. **Harsh Dugar** - Executive Director<BR><BR>This team brings a diverse range of expertise and leadership to the bank.

What does Federal Bank do?

Federal Bank Ltd is a major Indian private sector bank involved in treasury, wholesale, and retail banking, with a recent net profit of ₹1,177 Cr and a market cap of ₹84,478 Cr as of June 2026. Key metrics include a dividend yield of 0.35%, CAR of 15.89%, and a gross NPA of 1.52%.

Overview:<BR>Federal Bank Ltd is a major Indian commercial bank in the private sector, operating in various banking segments including treasury, wholesale, and retail banking.<BR><BR>History:<BR>Federal Bank was incorporated in the early 20th century and has since established itself as a significant player in the banking sector. The latest quarterly results reported are for June 2026, showcasing the bank's ongoing performance.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 7,238.31 Cr (Quarterly Results - Jun 2026)<BR>Most recent Net Profit: 1,177 Cr (Quarterly Results - Jun 2026)<BR>Market-cap value: INR 84,478 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank<BR>Dividend Yield: 0.35%<BR>CAR: 15.89%<BR>Return on Assets: 1.14%<BR>Net NPA: 0.18%<BR>Gross NPA: 1.52%<BR><BR>Contact Details:<BR>Address: P B No 103 Federal Towers, Aluva Kerala: 683101<BR>Phone: 91-484-2623620-29<BR>Email: secretarial@federalbank.co.in<BR>Website: http://www.federalbank.co.in

Who are the peers of the Federal Bank?

The peers of the Federal Bank include HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, IDFC First Bank, Yes Bank, and RBL Bank. Federal Bank leads in 1-year returns at 82.06%, while HDFC Bank has the lowest at -25.48%.

Peers: The peers of the Federal Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, IDFC First Bank, Yes Bank, and RBL Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank, ICICI Bank, Kotak Mah. Bank, and Federal Bank, while Good management risk is found at Axis Bank and IndusInd Bank, and Average management risk is present at IDBI Bank, IDFC First Bank, Yes Bank, and RBL Bank. Growth is Excellent at ICICI Bank, Federal Bank, and IDFC First Bank, while Good growth is noted at HDFC Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, and Yes Bank, and Below Average growth is seen at IndusInd Bank. Capital Structure is Excellent at HDFC Bank, ICICI Bank, Kotak Mah. Bank, IDBI Bank, and RBL Bank, while Good capital structure is noted at Federal Bank, IDFC First Bank, and Yes Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Federal Bank at 82.06%, while the peer with the lowest is HDFC Bank at -25.48%, indicating that Federal Bank significantly outperforms its peers in this regard. Additionally, IDBI Bank and HDFC Bank have negative six-month returns.

How big is Federal Bank?

As of 31st August, Federal Bank Ltd has a market capitalization of 84,478.00 Cr and reported a net profit of 4,432.50 Cr over the latest four quarters, with total assets valued at 3,88,054.47 Cr.

As of 31st August, <BR><BR>Market Cap: Federal Bank Ltd has a market capitalization of 84,478.00 Cr, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: The company reported Net Sales of 0.00 Cr, indicating no valid data found for summing. The Net Profit for the latest 4 quarters is 4,432.50 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2026. Shareholder's Funds stand at 38,705.07 Cr, while Total Assets are valued at 3,88,054.47 Cr.

Are Federal Bank Ltd latest results good or bad?

Federal Bank Ltd's latest results are largely positive, with a net profit of ₹1,176.93 crores for June 2026, reflecting a 36.57% year-on-year growth and a record low gross NPA ratio of 1.52%. However, concerns about margin compression and a declining CASA ratio suggest challenges ahead.

Federal Bank Ltd's latest results present a largely positive picture. The bank reported a net profit of ₹1,176.93 crores for the quarter ending June 2026, which reflects a significant year-on-year growth of 36.57%. This strong performance indicates robust momentum, especially when compared to the previous year's decline in net profit.<BR><BR>One of the standout achievements is the gross NPA ratio, which has fallen to a record low of 1.52%, while the net NPA ratio is just 0.18%. These figures highlight the bank's improving asset quality and effective risk management practices, positioning it among the strongest in the private banking sector.<BR><BR>However, there are some concerns regarding margin compression. The net interest margin (NIM) decreased to 3.33%, down 41 basis points from the previous quarter, which could impact future profitability. Additionally, the CASA ratio has also seen a decline, indicating increased reliance on higher-cost deposits.<BR><BR>Overall, while the bank's financial performance shows strong year-on-year growth and excellent asset quality, the sequential decline in margins and CASA ratio presents challenges that need to be monitored closely.

When is the next results date for Federal Bank Ltd?

The next results date for Federal Bank Ltd is 17 July 2026.

The next results date for Federal Bank Ltd is scheduled for 17 July 2026.

Is Federal Bank technically bullish or bearish?

As of 21 October 2025, the trend is bullish with strong indicators like the weekly MACD and Bollinger Bands supporting this view, although caution is advised due to mildly bearish signals from the monthly MACD and KST.

As of 21 October 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The weekly MACD is bullish, and both the weekly and monthly Bollinger Bands are bullish. Daily moving averages also indicate a bullish trend. However, the monthly MACD and KST are mildly bearish, suggesting some caution. Overall, the bullish signals from the Dow Theory and OBV reinforce the positive outlook, despite some mixed signals in the longer time frames.

How has been the historical performance of Federal Bank?

Federal Bank has shown consistent growth from March 2019 to March 2025, with significant increases in interest earned, net interest income, total income, and profits, alongside a substantial rise in total assets and improved liquidity. Overall, the bank's financial metrics reflect a strong upward trend.

Answer:<BR>The historical performance of Federal Bank shows a consistent growth trajectory in various financial metrics over the years.<BR><BR>Breakdown:<BR>Federal Bank's interest earned has increased significantly from INR 13,210.75 crore in March 2019 to INR 26,365.25 crore in March 2025, reflecting a strong upward trend. The net interest income also rose from INR 4,176.35 crore in March 2019 to INR 9,467.99 crore in March 2025. Total income followed suit, climbing from INR 12,770.05 crore in March 2019 to INR 30,166.50 crore in March 2025. However, interest expended also increased, from INR 7,242.68 crore in March 2019 to INR 16,897.26 crore in March 2025. Profit before tax saw a notable rise from INR 1,907.25 crore in March 2019 to INR 5,368.07 crore in March 2025, while profit after tax grew from INR 1,243.89 crore to INR 4,051.89 crore in the same period. The bank's total assets surged from INR 1,80,932.16 crore in March 2019 to INR 3,49,530.77 crore in March 2025, and total liabilities increased from INR 1,80,932.16 crore to INR 3,49,530.76 crore. The cash and cash equivalents at the end of March 2025 stood at INR 30,859 crore, up from INR 12,574 crore in March 2019, indicating improved liquidity. Overall, Federal Bank has demonstrated robust growth in income, profit, and asset base over the years.

Is Federal Bank overvalued or undervalued?

As of August 4, 2025, Federal Bank is considered overvalued with a valuation grade of expensive, reflected by a PE ratio of 12.37, a price to book value of 1.45, and a lower return on equity of 11.68% compared to peers like HDFC Bank and ICICI Bank, despite a strong long-term performance.

As of 4 August 2025, the valuation grade for Federal Bank has moved from attractive to expensive, indicating a shift in perception regarding its market value. The bank is currently considered overvalued. Key ratios include a PE ratio of 12.37, a price to book value of 1.45, and a PEG ratio of 12.37. <BR><BR>In comparison to its peers, Federal Bank's PE ratio is significantly lower than that of HDFC Bank at 22.05 and ICICI Bank at 21.33, both of which are also classified as expensive. Additionally, while Federal Bank's return on equity stands at 11.68%, it lags behind many competitors in the sector. Despite a strong performance over the long term, with a 5-year return of 275.72% compared to the Sensex's 114.97%, the current valuation suggests that investors may want to exercise caution.

Who are the top shareholders of the Federal Bank?

The top shareholders of Federal Bank include mutual funds with 35.85%, Foreign Institutional Investors (FIIs) at 26.28%, and HDFC Mutual Fund holding 7.11%. Individual investors own 17.53%, with no pledged promoter holdings or a single highest promoter.

The top shareholders of Federal Bank include a significant presence of mutual funds, which collectively hold 35.85% of the shares through 45 different schemes. Foreign Institutional Investors (FIIs) also have a substantial stake, owning 26.28% of the bank's shares across 325 entities. Among public shareholders, HDFC Mutual Fund stands out with a holding of 7.11%. Additionally, individual investors account for 17.53% of the shareholding. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

What is the bonus history of the Federal Bank?

The Federal Bank's most recent bonus action was a 1:1 bonus issue announced on July 8, 2015, with a record date of July 9, 2015, for eligible shareholders.

The Federal Bank has a bonus history that includes a 1:1 bonus issue announced on July 8, 2015. The record date for this bonus was July 9, 2015, which means that shareholders on this date were eligible to receive the bonus shares. This was the most recent bonus action taken by the bank.

Has Federal Bank declared dividend?

Yes, Federal Bank has declared a 60% dividend, amounting to ₹1.2 per share, with an ex-date of August 23, 2024. The bank has shown strong total returns over various periods, particularly in the long term.

Federal Bank Ltd has declared a 60% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 60%<BR>- Amount per share: 1.2<BR>- Ex-date: 23 Aug 24<BR><BR>Dividend Yield: 0.58%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -2.3%, with no dividend return, resulting in a total return of -2.3%.<BR><BR>Over the past year, the price return was 26.81%, the dividend return was 0.72%, leading to a total return of 27.53%.<BR><BR>In the 2-year period, the price return was 65.29%, with a dividend return of 1.79%, culminating in a total return of 67.08%.<BR><BR>For the 3-year period, the price return stood at 129.48%, the dividend return was 4.61%, resulting in a total return of 134.09%.<BR><BR>In the last 4 years, the price return was 137.72%, with a dividend return of 5.38%, leading to a total return of 143.1%.<BR><BR>Over the past 5 years, the price return was 341.01%, with a dividend return of 8.78%, resulting in a total return of 349.79%.<BR><BR>Overall, Federal Bank has declared a significant dividend, and the total returns over various periods indicate strong performance, particularly in the longer term, reflecting a positive trend for investors.