Banco BBVA Perú SA Annual Results: Standalone & Consolidated Reports

Annual Results

Results Snapshot

Figures in Million

Standalone Annual Results

Dec'12

Dec'11

Dec'10

Dec'09

Dec'08

Dec'07

Dec'06

Interest Earned

3,794.38

3,154.91

2,576.38

2,761.07

2,533.43

1,906.07

1,526.17

Income On Investments

640.01

466.30

414.68

596.38

515.72

334.80

316.30

Interest On Balances With Rbi Other Inter Bank Funds

78.27

66.70

35.78

7.93

74.36

100.20

92.88

Interest / Discount On Advances / Bills

3,023.97

2,547.28

2,078.62

2,141.08

1,919.64

1,466.47

1,109.90

Others

52.12

74.63

47.30

15.68

23.71

4.59

7.09

Other Income

736.16

660.43

582.33

518.95

514.34

484.36

397.44

Total Income

4,530.53

3,815.35

3,158.71

3,280.02

3,047.77

2,390.43

1,923.61

Interest Expended

1,071.81

862.32

494.15

700.46

906.51

658.42

520.84

Net Interest Income

2,722.57

2,292.60

2,082.22

2,060.61

1,626.92

1,247.65

1,005.33

Total Expenditure (Excl Depreciation)

1,339.00

1,181.72

1,027.95

954.50

887.79

726.71

661.21

Employee Cost

1,062.26

932.92

762.77

701.48

649.54

518.77

450.36

Other Operating Expenses

276.75

248.79

265.17

253.03

226.04

199.82

198.74

Operating Profit Before Provisions and Contingencies

2,119.72

1,771.31

1,636.61

1,625.06

1,243.50

999.56

741.38

Exceptional Items

0.00

0.58

0.36

3.57

10.44

5.24

0.18

Provisions and contingencies

445.29

276.64

281.71

331.41

245.58

166.99

46.96

Profit Before Tax

1,674.43

1,494.67

1,354.90

1,293.65

1,007.89

838.30

694.60

Tax

428.91

365.71

347.65

366.14

283.78

245.06

206.40

Profit After Tax

1,245.52

1,128.96

1,007.25

927.51

724.11

593.25

488.20

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,245.52

1,128.96

1,007.25

927.51

724.11

593.25

488.20

Face Value

0.0

Reserves

2,001.61

1,760.61

1,540.49

1,416.43

1,123.54

1,133.80

857.75

Earnings per share (EPS)

0.14

0.13

0.11

0.1

0.08

0.07

0.05

Diluted Earnings per share

0.14

0.13

0.11

0.1

0.08

0.07

0.05

Operating Profit Margin (Excl OI)

0.0%

Gross Profit Margin

44.13%

47.38%

52.59%

46.85%

39.78%

43.98%

45.51%

PAT Margin

32.83%

35.78%

39.1%

33.59%

28.58%

31.12%

31.99%

Net Interest Margin

0.0%

Return on Assets

0.0%

CASA (%)

0.0%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

0.0%

12.46%

14.65%

13.31%

0.0%

11.59%

0.0%

Capital Adequacy Ratio (Tier 1)

0.0%

Provision Coverage Ratio (%)

0.0%

Amount of Gross NPAs

0.00

39.27

43.91

50.21

66.41

38.85

0.00

Amount of Net NPAs

0.00

39.27

43.91

50.21

66.41

38.85

0.00

% of Net NPAs

0.0%

0.14%

0.18%

0.25%

0.32%

0.24%

0.0%

% of Gross NPAs

0.0%

0.14%

0.18%

0.25%

0.32%

0.24%

0.0%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

0.0

Number of Branches

0.0

Annual Analysis Highlights

Interest Earned

YoY Growth in year ended Dec 2012 is 20.27% vs 22.45% in Dec 2011

Net Profit

YoY Growth in year ended Dec 2012 is 10.32% vs 12.09% in Dec 2011

Operating Profit (PBDIT)

YoY Growth in year ended Dec 2012 is 19.67% vs 8.23% in Dec 2011

% of Net NPAs

YoY Growth in year ended Dec 2012 is -0.14% vs -0.04% in Dec 2011

% of Gross NPAs

YoY Growth in year ended Dec 2012 is -0.14% vs -0.04% in Dec 2011

Compare Annual Results Of Banco BBVA Perú SA With

Select Peers

Figures in Million

Consolidate Annual Results

Change(PEN)

Change(%)

Interest Earned

3,427.65

2,971.31

456.34

15.36%

Income On Investments

0.00

Interest On Balances With Rbi Other Inter Bank Funds

0.00

Interest / Discount On Advances / Bills

3,025.84

2,829.30

196.54

6.95%

Others

400.41

135.51

264.90

195.48%

Other Income

992.56

947.95

44.61

4.71%

Total Income

992.56

947.95

44.61

4.71%

Interest Expended

991.59

628.38

363.21

57.8%

Net Interest Income

2,436.06

2,342.93

93.13

3.97%

Total Expenditure (Excl Depreciation)

1,284.92

1,484.47

-199.55

-13.44%

Employee Cost

553.93

730.23

-176.30

-24.14%

Other Operating Expenses

730.99

754.24

-23.25

-3.08%

Operating Profit Before Provisions and Contingencies

1,669.36

1,104.70

564.66

51.11%

Exceptional Items

-3.16

-9.95

6.79

68.24%

Provisions and contingencies

474.34

701.71

-227.37

-32.4%

Profit Before Tax

1,684.38

1,173.47

510.91

43.54%

Tax

439.74

363.63

76.11

20.93%

Profit After Tax

1,245.55

821.42

424.13

51.63%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,245.55

821.42

424.13

51.63%

Face Value

0.00

10.00

0.00

Reserves

4,228.34

4,627.48

-399.14

-8.63%

Earnings per share (EPS)

0.13

0.97

-0.84

-86.6%

Diluted Earnings per share

0.13

0.97

-0.84

-86.6%

Operating Profit Margin (Excl OI)

37.77%

28.19%

0.00

9.58%

Gross Profit Margin

51.28%

41.98%

0.00

9.30%

PAT Margin

28.18%

20.96%

0.00

7.22%

Net Interest Margin

7.11%

9.85%

-2.74

-2.74%

Return on Assets

2.71%

2.48%

0.23

0.23%

CASA (%)

31,778.16%

20,101.12%

11,677.04

11,677.04%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

0.00%

0.00

0.00%

Capital Adequacy Ratio (Tier 1)

0.00%

0.00

0.00%

Provision Coverage Ratio (%)

0.00

0.00%

Amount of Gross NPAs

393.55

388.49

5.06

1.3%

Amount of Net NPAs

393.55

388.49

5.06

1.3%

% of Net NPAs

1.16%

1.61%

-0.45

-0.45%

% of Gross NPAs

1.16%

1.61%

-0.45

-0.45%

Public Share Holdings (%)

0.00

0.00%

Pledged Promotor Holding (%)

0.00

0.00%

Pledged Capital (%)

0.00

0.00%

Number of ATMs

0.00

Number of Branches

0.00

Annual - Interest Earned

Interest Earned 379.44 Million

in Dec 2012

Figures in Million

YoY Growth in year ended Dec 2012 is 20.27% vs 22.45% in Dec 2011

Annual - Net Profit

Net Profit 124.55 Million

in Dec 2012

Figures in Million

YoY Growth in year ended Dec 2012 is 10.32% vs 12.09% in Dec 2011

Annual - Operating Profit (PBDIT)

Operating Profit (PBDIT) 211.97 Million

in Dec 2012

Figures in Million

YoY Growth in year ended Dec 2012 is 19.67% vs 8.23% in Dec 2011

Annual - % of Net NPAs

No % of Net NPAs in the last few periods

Annual - % of Gross NPAs

No % of Gross NPAs in the last few periods