Banco BBVA Perú SA Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Million

Standalone Quarterly Results

Dec'12

Sep'12

Jun'12

Mar'12

Dec'11

Sep'11

Jun'11

Interest Earned

1,008.97

960.93

943.69

880.78

776.07

915.52

748.76

Income On Investments

182.51

166.55

180.95

110.00

57.49

219.75

93.37

Interest On Balances With Rbi Other Inter Bank Funds

27.27

20.66

13.28

17.06

10.81

8.86

11.83

Interest / Discount On Advances / Bills

793.81

769.55

741.95

718.67

697.68

664.12

618.67

Others

5.38

4.17

7.52

35.05

10.08

22.79

24.89

Other Income

189.42

194.38

175.55

176.80

177.07

163.99

164.12

Total Income

1,198.39

1,155.32

1,119.24

1,057.59

953.14

1,079.51

912.88

Interest Expended

271.06

262.81

288.12

249.81

149.28

329.56

196.46

Net Interest Income

737.91

698.12

655.57

630.97

626.78

585.95

552.30

Total Expenditure (Excl Depreciation)

344.66

341.45

325.15

327.74

324.33

298.43

282.72

Employee Cost

278.69

278.25

259.20

246.12

255.67

240.14

226.26

Other Operating Expenses

65.97

63.19

65.96

81.62

68.66

58.29

56.46

Operating Profit Before Provisions and Contingencies

582.67

551.06

505.97

480.03

479.53

451.51

433.70

Exceptional Items

0.00

Provisions and contingencies

135.56

134.44

95.62

79.67

68.55

75.49

72.37

Profit Before Tax

447.11

416.62

410.35

400.36

410.98

376.02

361.33

Tax

116.31

105.50

106.46

100.64

96.02

91.99

94.48

Profit After Tax

330.80

311.12

303.88

299.71

314.96

284.03

266.85

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

330.80

311.12

303.88

299.71

314.96

284.03

266.85

Face Value

0.0

Reserves

2,001.61

1,682.29

1,361.84

1,051.83

1,760.61

1,444.20

1,156.85

Earnings per share (EPS)

0.04

0.03

0.04

0.03

Diluted Earnings per share

0.04

0.03

0.04

0.03

Operating Profit Margin (Excl OI)

0.0%

Gross Profit Margin

44.31%

43.36%

43.48%

45.45%

52.96%

41.07%

48.26%

PAT Margin

32.79%

32.38%

32.2%

34.03%

40.58%

31.02%

35.64%

Net Interest Margin

0.0%

Return on Assets

0.0%

CASA (%)

0.0%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

0.0%

12.85%

13.95%

13.19%

12.46%

13.05%

14.13%

Capital Adequacy Ratio (Tier 1)

0.0%

Provision Coverage Ratio (%)

0.0%

Amount of Gross NPAs

0.00

73.51

98.82

67.46

39.27

53.77

49.50

Amount of Net NPAs

0.00

73.51

98.82

67.46

39.27

53.77

49.50

% of Net NPAs

0.0%

0.24%

0.32%

0.23%

0.14%

0.19%

0.18%

% of Gross NPAs

0.0%

0.24%

0.32%

0.23%

0.14%

0.19%

0.18%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

0.0

Number of Branches

0.0

Quarterly Analysis Highlights - YoY

Interest Earned

YoY Growth in quarter ended Dec 2012 is 30.01% vs 15.39% in Dec 2011

Net Profit

YoY Growth in quarter ended Dec 2012 is 5.02% vs 21.90% in Dec 2011

Operating Profit (PBDIT)

YoY Growth in quarter ended Dec 2012 is 21.52% vs 12.93% in Dec 2011

% of Net NPAs

YoY Growth in quarter ended Dec 2012 is -0.14% vs -0.04% in Dec 2011

% of Gross NPAs

YoY Growth in quarter ended Dec 2012 is -0.14% vs -0.04% in Dec 2011

Compare Quarterly Results Of Banco BBVA Perú SA With

Select Peers

Figures in Million

Consolidate Quarterly Results

Change(PEN)

Change(%)

Interest Earned

999.42

762.42

237.00

31.09%

Income On Investments

0.00

Interest On Balances With Rbi Other Inter Bank Funds

0.00

Interest / Discount On Advances / Bills

0.00

Others

999.42

762.42

237.00

31.09%

Other Income

0.00

269.44

-269.44

-100.0%

Total Income

0.00

269.44

-269.44

-100.0%

Interest Expended

268.20

152.09

116.11

76.34%

Net Interest Income

731.22

610.33

120.89

19.81%

Total Expenditure (Excl Depreciation)

310.13

425.15

-115.02

-27.05%

Employee Cost

0.00

Other Operating Expenses

310.13

425.15

-115.02

-27.05%

Operating Profit Before Provisions and Contingencies

461.30

261.61

199.69

76.33%

Exceptional Items

0.00

Provisions and contingencies

135.56

193.00

-57.44

-29.76%

Profit Before Tax

449.71

268.19

181.52

67.68%

Tax

118.89

77.32

41.57

53.76%

Profit After Tax

330.82

190.88

139.94

73.31%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

330.82

190.88

139.94

73.31%

Face Value

1.00

10.00

0.00

Reserves

4,228.34

4,592.71

-364.37

-7.93%

Earnings per share (EPS)

0.03

0.23

-0.20

-86.96%

Diluted Earnings per share

0.03

0.23

-0.20

-86.96%

Operating Profit Margin (Excl OI)

46.16%

25.35%

0.00

20.81%

Gross Profit Margin

47.05%

37.56%

0.00

9.49%

PAT Margin

33.10%

18.50%

0.00

14.60%

Net Interest Margin

7.88%

9.87%

-1.99

-1.99%

Return on Assets

2.71%

2.28%

0.43

0.43%

CASA (%)

31,778.16%

0.00%

31,778.16

31,778.16%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

0.00%

0.00

0.00%

Capital Adequacy Ratio (Tier 1)

0.00%

0.00

0.00%

Provision Coverage Ratio (%)

0.00

0.00%

Amount of Gross NPAs

393.55

120.12

273.43

227.63%

Amount of Net NPAs

393.55

120.12

273.43

227.63%

% of Net NPAs

1.16%

0.46%

0.70

0.70%

% of Gross NPAs

1.16%

0.46%

0.70

0.70%

Public Share Holdings (%)

0.00

0.00%

Pledged Promotor Holding (%)

0.00

0.00%

Pledged Capital (%)

0.00

0.00%

Number of ATMs

0.00

Number of Branches

0.00

Quarterly - Interest Earned

Interest Earned 100.9 Million

in Dec 2012

Figures in Million

QoQ Growth in quarter ended Dec 2012 is 5.01% vs 1.82% in Sep 2012

YoY Growth in quarter ended Dec 2012 is 30.01% vs 15.39% in Dec 2011

Quarterly - Net Profit

Net Profit 33.08 Million

in Dec 2012

Figures in Million

QoQ Growth in quarter ended Dec 2012 is 6.33% vs 2.37% in Sep 2012

YoY Growth in quarter ended Dec 2012 is 5.02% vs 21.90% in Dec 2011

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 58.27 Million

in Dec 2012

Figures in Million

QoQ Growth in quarter ended Dec 2012 is 5.73% vs 8.91% in Sep 2012

YoY Growth in quarter ended Dec 2012 is 21.52% vs 12.93% in Dec 2011

Quarterly - % of Net NPAs

No % of Net NPAs in the last few periods

Quarterly - % of Gross NPAs

No % of Gross NPAs in the last few periods