Results Snapshot
Figures in Million
Standalone Annual Results
Dec'03
Dec'02
Dec'01
Dec'00
Dec'99
Dec'98
Interest Earned
449.65
526.85
553.81
562.33
652.03
625.79
Income On Investments
0.00
526.85
553.81
562.33
652.03
625.79
Interest On Balances With Rbi Other Inter Bank Funds
449.65
0.00
0.00
0.00
0.00
0.00
Interest / Discount On Advances / Bills
0.00
0.00
0.00
0.00
0.00
0.00
Others
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
115.74
129.66
100.14
58.02
203.32
211.95
Total Income
565.39
656.51
653.95
620.35
855.35
837.74
Interest Expended
111.57
131.43
274.44
335.35
383.46
350.98
Net Interest Income
338.08
395.43
279.37
226.98
268.57
274.81
Total Expenditure (Excl Depreciation)
317.00
360.13
341.58
260.42
393.93
415.00
Employee Cost
251.13
0.00
0.00
0.00
113.09
113.59
Other Operating Expenses
65.87
360.13
341.58
260.42
280.84
301.41
Operating Profit Before Provisions and Contingencies
136.81
164.96
37.93
24.58
77.96
71.76
Exceptional Items
0.00
0.00
-32.42
0.00
0.00
0.00
Provisions and contingencies
58.48
129.02
26.71
21.29
67.04
0.00
Profit Before Tax
78.33
35.94
11.23
3.29
10.92
71.76
Tax
26.16
0.00
0.00
0.00
0.00
21.73
Profit After Tax
52.17
35.94
11.23
3.29
10.92
50.04
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
52.17
35.94
11.23
3.29
10.92
50.04
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
155.99
129.29
91.67
97.11
105.76
0.00
Earnings per share (EPS)
0.0
0.0
0.0
0.0
0.0
0.0
Diluted Earnings per share
0.0
0.0
0.0
0.0
0.0
0.0
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
17.42%
6.82%
2.03%
0.59%
1.67%
11.47%
PAT Margin
11.6%
6.82%
2.03%
0.59%
1.67%
8.0%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
258.76
329.66
339.04
400.31
0.00
Amount of Net NPAs
0.00
258.76
329.66
339.04
400.31
0.00
% of Net NPAs
0.0%
9.34%
12.58%
13.37%
12.82%
0.0%
% of Gross NPAs
0.0%
9.34%
12.58%
13.37%
12.82%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2003 is -14.65% vs -4.86% in Dec 2002
Net Profit
YoY Growth in year ended Dec 2003 is 45.40% vs 220.54% in Dec 2002
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2003 is -17.09% vs 335.36% in Dec 2002
% of Net NPAs
YoY Growth in year ended Dec 2003 is -9.34% vs -3.24% in Dec 2002
% of Gross NPAs
YoY Growth in year ended Dec 2003 is -9.34% vs -3.24% in Dec 2002
Compare Annual Results Of Banco Internacional del Perú SAA Interbank With
Figures in Million
Consolidate Annual Results
Change(PEN)
Change(%)
Interest Earned
0
5,108.17
-5,108.17
-100.0%
Income On Investments
0
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0.00
0.00
Interest / Discount On Advances / Bills
0
4,998.97
-4,998.97
-100.0%
Others
0
5.91
-5.91
-100.0%
Other Income
0
2,313.92
-2,313.92
-100.0%
Total Income
0
2,313.92
-2,313.92
-100.0%
Interest Expended
0
1,579.25
-1,579.25
-100.0%
Net Interest Income
0
3,528.92
-3,528.92
-100.0%
Total Expenditure (Excl Depreciation)
0
2,779.14
-2,779.14
-100.0%
Employee Cost
0
1,626.76
-1,626.76
-100.0%
Other Operating Expenses
0
1,152.37
-1,152.37
-100.0%
Operating Profit Before Provisions and Contingencies
0
2,046.19
-2,046.19
-100.0%
Exceptional Items
0
-24.80
24.80
100.0%
Provisions and contingencies
0
1,017.52
-1,017.52
-100.0%
Profit Before Tax
0
2,035.55
-2,035.55
-100.0%
Tax
0
551.14
-551.14
-100.0%
Profit After Tax
0
1,488.00
-1,488.00
-100.0%
Extraordinary Items
0
0.00
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
1,488.00
-1,488.00
-100.0%
Face Value
0
1.00
0.00
Reserves
0
7,141.28
-7,141.28
-100.0%
Earnings per share (EPS)
0
0.11
-0.11
-100.0%
Diluted Earnings per share
0
0.11
-0.11
-100.0%
Operating Profit Margin (Excl OI)
0%
27.57%
0.00
-27.57%
Gross Profit Margin
0%
45.21%
0.00
-45.21%
PAT Margin
0%
20.05%
0.00
-20.05%
Net Interest Margin
0%
5.85%
-5.85
-5.85%
Return on Assets
0%
1.83%
-1.83
-1.83%
CASA (%)
0%
51,902.07%
-51,902.07
-51,902.07%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0.00%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0.00%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
944.53
-944.53
-100.0%
Amount of Net NPAs
0
944.53
-944.53
-100.0%
% of Net NPAs
0%
1.75%
-1.75
-1.75%
% of Gross NPAs
0%
1.75%
-1.75
-1.75%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 44.97 Million
in Dec 2003Figures in Million
YoY Growth in year ended Dec 2003 is -14.65% vs -4.86% in Dec 2002
Annual - Net Profit
Net Profit 5.22 Million
in Dec 2003Figures in Million
YoY Growth in year ended Dec 2003 is 45.40% vs 220.54% in Dec 2002
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 13.68 Million
in Dec 2003Figures in Million
YoY Growth in year ended Dec 2003 is -17.09% vs 335.36% in Dec 2002
Annual - % of Net NPAs
No % of Net NPAs in the last few periods
Annual - % of Gross NPAs
No % of Gross NPAs in the last few periods






