Results Snapshot
YoYQoQ
Figures in Million
Standalone Quarterly Results
Jun'04
Mar'04
Sep'03
Jun'03
Mar'03
Interest Earned
128.20
122.73
116.81
126.35
113.77
Income On Investments
0.00
0.00
0.00
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
128.20
122.73
116.81
126.35
113.77
Interest / Discount On Advances / Bills
0.00
0.00
0.00
0.00
0.00
Others
0.00
0.00
0.00
0.00
0.00
Other Income
41.73
35.44
23.00
22.07
32.05
Total Income
169.93
158.17
139.81
148.42
145.82
Interest Expended
29.64
30.83
30.31
30.12
29.99
Net Interest Income
98.56
91.90
86.50
96.23
83.78
Total Expenditure (Excl Depreciation)
99.95
94.07
63.26
100.06
91.81
Employee Cost
70.48
69.19
68.69
66.15
61.88
Other Operating Expenses
34.85
32.78
31.60
53.40
39.20
Operating Profit Before Provisions and Contingencies
38.40
34.45
33.73
16.86
27.77
Exceptional Items
1.94
-1.18
12.51
1.38
-3.75
Provisions and contingencies
19.59
14.66
26.52
-2.26
8.60
Profit Before Tax
20.75
18.61
19.72
20.49
15.42
Tax
5.74
4.43
6.91
6.57
3.42
Profit After Tax
15.01
14.18
12.81
13.92
12.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
Net Profit
15.01
14.18
12.81
13.92
12.00
Face Value
0.0
0.0
0.0
0.0
0.0
Reserves
146.61
129.11
0.00
0.00
0.00
Earnings per share (EPS)
0.0
0.0
0.0
0.0
0.0
Diluted Earnings per share
0.0
0.0
0.0
0.0
0.0
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
16.19%
15.16%
16.88%
16.22%
13.56%
PAT Margin
11.71%
11.55%
10.97%
11.02%
10.55%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
0.00
0.00
0.00
0.00
Amount of Net NPAs
0.00
0.00
0.00
0.00
0.00
% of Net NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
% of Gross NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
Quarterly Analysis Highlights - QoQ
Interest Earned
QoQ Growth in quarter ended Jun 2004 is 4.48% vs 5.05% in Mar 2004
Net Profit
QoQ Growth in quarter ended Jun 2004 is 5.63% vs 10.94% in Mar 2004
Operating Profit (PBDIT)
QoQ Growth in quarter ended Jun 2004 is 11.30% vs 2.37% in Mar 2004
% of Net NPAs
QoQ Growth in quarter ended Jun 2004 is 0.00% vs 0.00% in Mar 2004
% of Gross NPAs
QoQ Growth in quarter ended Jun 2004 is 0.00% vs 0.00% in Mar 2004
Compare Quarterly Results Of Banco Internacional del Perú SAA Interbank With
Figures in Million
Consolidate Quarterly Results
Change(PEN)
Change(%)
Interest Earned
0
1,685.50
-1,685.50
-100.0%
Income On Investments
0
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0.00
0.00
Interest / Discount On Advances / Bills
0
0.00
0.00
Others
0
1,685.50
-1,685.50
-100.0%
Other Income
0
602.30
-602.30
-100.0%
Total Income
0
602.30
-602.30
-100.0%
Interest Expended
0
504.19
-504.19
-100.0%
Net Interest Income
0
1,181.31
-1,181.31
-100.0%
Total Expenditure (Excl Depreciation)
0
832.91
-832.91
-100.0%
Employee Cost
0
0.00
0.00
Other Operating Expenses
0
832.91
-832.91
-100.0%
Operating Profit Before Provisions and Contingencies
0
581.90
-581.90
-100.0%
Exceptional Items
0
0.00
0.00
Provisions and contingencies
0
368.80
-368.80
-100.0%
Profit Before Tax
0
576.86
-576.86
-100.0%
Tax
0
158.36
-158.36
-100.0%
Profit After Tax
0
417.97
-417.97
-100.0%
Extraordinary Items
0
0.00
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
417.97
-417.97
-100.0%
Face Value
0
1.00
0.00
Reserves
0
7,788.76
-7,788.76
-100.0%
Earnings per share (EPS)
0
0.03
-0.03
-100.0%
Diluted Earnings per share
0
0.03
-0.03
-100.0%
Operating Profit Margin (Excl OI)
0%
25.43%
0.00
-25.43%
Gross Profit Margin
0%
38.55%
0.00
-38.55%
PAT Margin
0%
18.27%
0.00
-18.27%
Net Interest Margin
0%
6.66%
-6.66
-6.66%
Return on Assets
0%
1.74%
-1.74
-1.74%
CASA (%)
0%
0.00%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0.00%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0.00%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
1,716.57
-1,716.57
-100.0%
Amount of Net NPAs
0
1,716.57
-1,716.57
-100.0%
% of Net NPAs
0%
2.84%
-2.84
-2.84%
% of Gross NPAs
0%
2.84%
-2.84
-2.84%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Quarterly - Interest Earned
Interest Earned 12.82 Million
in Jun 2004Figures in Million
QoQ Growth in quarter ended Jun 2004 is 4.48% vs 5.05% in Mar 2004
YoY Growth in quarter ended Jun 2004 is 1.5%
Quarterly - Net Profit
Net Profit 1.50 Million
in Jun 2004Figures in Million
QoQ Growth in quarter ended Jun 2004 is 5.63% vs 10.94% in Mar 2004
YoY Growth in quarter ended Jun 2004 is 7.91%
Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 3.84 Million
in Jun 2004Figures in Million
QoQ Growth in quarter ended Jun 2004 is 11.30% vs 2.37% in Mar 2004
YoY Growth in quarter ended Jun 2004 is 127.22%
Quarterly - % of Net NPAs
No % of Net NPAs in the last few periods
Quarterly - % of Gross NPAs
No % of Gross NPAs in the last few periods






