Results Snapshot
Figures in Million
Standalone Annual Results
Dec'05
Dec'04
Dec'03
Dec'02
Dec'01
Interest Earned
13,292.79
9,777.56
7,629.96
7,455.62
7,446.35
Income On Investments
0.00
0.00
0.00
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0.00
0.00
0.00
0.00
Interest / Discount On Advances / Bills
13,292.79
9,777.56
7,629.96
7,455.62
7,446.35
Others
0.00
0.00
0.00
0.00
0.00
Other Income
3,033.05
2,735.55
2,162.15
1,548.67
1,239.36
Total Income
16,325.84
12,513.11
9,792.12
9,004.28
8,685.70
Interest Expended
7,458.43
5,039.40
3,879.45
4,434.86
5,008.66
Net Interest Income
5,834.36
4,738.16
3,750.51
3,020.76
2,437.69
Total Expenditure (Excl Depreciation)
4,784.50
4,180.04
3,250.38
2,463.58
2,015.10
Employee Cost
2,379.83
2,145.86
1,709.34
1,317.19
1,026.29
Other Operating Expenses
2,404.67
2,034.18
1,541.04
1,146.39
988.81
Operating Profit Before Provisions and Contingencies
4,082.91
3,293.67
2,662.29
2,105.84
1,661.95
Exceptional Items
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
414.86
699.20
623.21
401.97
240.40
Profit Before Tax
3,668.05
2,594.47
2,039.08
1,703.87
1,421.54
Tax
1,309.97
867.37
571.87
391.32
374.88
Profit After Tax
2,358.08
1,727.10
1,467.21
1,312.55
1,046.66
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
Net Profit
2,358.08
1,727.10
1,467.21
1,312.55
1,046.66
Face Value
0.0
0.0
0.0
0.0
0.0
Reserves
12,626.21
11,501.15
9,233.25
6,594.54
5,452.01
Earnings per share (EPS)
2.51
1.77
3.05
3.49
4.52
Diluted Earnings per share
2.51
1.77
3.05
3.49
4.52
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
27.59%
26.53%
26.72%
22.85%
19.09%
PAT Margin
17.74%
17.66%
19.23%
17.6%
14.06%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
15.46%
15.07%
16.2%
Capital Adequacy Ratio (Tier 1)
9.68%
10.78%
13.43%
14.94%
15.72%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
7,367.10
4,964.12
5,272.20
4,518.66
4,183.90
Amount of Net NPAs
7,367.10
4,964.12
5,272.20
4,518.66
4,183.90
% of Net NPAs
6.59%
5.81%
211.33%
177.05%
176.7%
% of Gross NPAs
6.59%
5.81%
211.33%
177.05%
176.7%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2005 is 35.95% vs 28.15% in Dec 2004
Net Profit
YoY Growth in year ended Dec 2005 is 36.54% vs 17.71% in Dec 2004
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2005 is 23.96% vs 23.72% in Dec 2004
% of Net NPAs
YoY Growth in year ended Dec 2005 is 0.78% vs -205.52% in Dec 2004
% of Gross NPAs
YoY Growth in year ended Dec 2005 is 0.78% vs -205.52% in Dec 2004
Compare Annual Results Of Commercial Bank of Ceylon Plc With
Figures in Million
Consolidate Annual Results
Change(LKR)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 1329.28 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 35.95% vs 28.15% in Dec 2004
Annual - Net Profit
Net Profit 235.81 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 36.54% vs 17.71% in Dec 2004
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 408.29 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 23.96% vs 23.72% in Dec 2004
Annual - % of Net NPAs
% of Net NPAs 6.59%
in Dec 2005Figures in %
YoY Growth in year ended Dec 2005 is 0.78% vs -205.52% in Dec 2004
Annual - % of Gross NPAs
% of Gross NPAs 6.59%
in Dec 2005Figures in %
YoY Growth in year ended Dec 2005 is 0.78% vs -205.52% in Dec 2004






