Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
26,365.25
22,188.26
16,803.63
13,660.76
13,757.91
13,210.75
11,419.03
Income On Investments
4,541.82
3,691.62
2,795.57
2,338.67
2,348.94
2,184.07
2,037.45
Interest On Balances With Rbi Other Inter Bank Funds
443.00
338.87
206.25
220.27
368.17
139.96
73.47
Interest / Discount On Advances / Bills
21,016.62
17,734.52
13,491.84
10,829.75
10,795.12
10,670.87
9,089.62
Others
363.81
423.25
309.97
272.07
245.68
215.85
218.49
Other Income
3,801.25
3,079.27
2,330.00
2,089.09
1,958.70
1,931.41
1,351.02
Total Income
30,166.50
25,267.53
19,133.63
15,749.85
15,716.61
15,142.16
12,770.05
Interest Expended
16,897.26
13,894.78
9,571.47
7,698.80
8,224.20
8,561.85
7,242.68
Net Interest Income
9,467.99
8,293.48
7,232.16
5,961.96
5,533.71
4,648.90
4,176.35
Total Expenditure (Excl Depreciation)
7,168.11
6,198.27
4,767.77
4,293.20
3,691.72
3,375.61
2,764.27
Employee Cost
3,088.28
2,829.06
2,173.00
2,320.55
2,034.18
1,772.36
1,377.76
Other Operating Expenses
4,079.83
3,369.21
2,594.77
1,972.65
1,657.54
1,603.25
1,386.51
Operating Profit Before Provisions and Contingencies
6,101.13
5,174.48
4,794.39
3,757.85
3,800.69
3,204.70
2,763.10
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
733.06
196.10
749.89
1,221.77
1,663.42
1,172.17
855.85
Profit Before Tax
5,368.07
4,978.38
4,044.50
2,536.08
2,137.27
2,032.53
1,907.25
Tax
1,316.18
1,257.78
1,033.91
646.26
546.97
489.75
663.36
Profit After Tax
4,051.89
3,720.60
3,010.59
1,889.82
1,590.30
1,542.78
1,243.89
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
4,051.89
3,720.60
3,010.59
1,889.82
1,590.30
1,542.78
1,243.89
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
32,924.44
28,602.34
21,077.99
18,368.32
15,720.23
14,114.07
12,871.02
Earnings per share (EPS)
16.5
15.28
14.23
8.99
7.97
7.74
6.27
Diluted Earnings per share
16.37
15.87
14.13
9.06
7.94
7.7
6.24
Operating Profit Margin (Excl OI)
70.03%
71.18%
67.16%
59.63%
61.08%
65.58%
68.3%
Gross Profit Margin
20.36%
22.44%
24.07%
18.56%
15.53%
15.39%
16.7%
PAT Margin
15.37%
16.77%
17.92%
13.83%
11.56%
11.68%
10.89%
Net Interest Margin
0.0%
0.0%
3.31%
3.16%
3.23%
3.05%
3.14%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.85%
0.0%
0.0%
CASA (%)
30.23%
29.38%
32.68%
36.94%
33.81%
30.5%
32.15%
CASA Amount
85,757.00
74,200.00
69,741.00
67,122.00
58,370.00
46,450.00
43,388.00
Capital Adequacy Ratio (Total)
16.4%
16.13%
14.81%
15.77%
14.62%
14.35%
14.14%
Capital Adequacy Ratio (Tier 1)
15.04%
14.61%
13.02%
14.43%
13.85%
13.29%
13.38%
Provision Coverage Ratio (%)
75.37%
71.08%
70.02%
65.54%
65.14%
72.48%
67.16%
Amount of Gross NPAs
4,375.54
4,528.87
4,183.77
4,136.74
4,602.39
3,530.83
3,260.68
Amount of Net NPAs
1,040.38
1,255.33
1,205.01
1,392.62
1,569.28
1,607.17
1,626.20
% of Net NPAs
0.44%
0.6%
0.69%
0.96%
1.19%
1.31%
1.48%
% of Gross NPAs
1.84%
2.13%
2.36%
2.8%
3.41%
2.84%
2.92%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
2080.0
2015.0
1916.0
1885.0
1957.0
1937.0
1669.0
Number of Branches
1589.0
1504.0
1372.0
1282.0
1272.0
1263.0
1251.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2025 is 18.83% vs 32.04% in Mar 2024
Net Profit
YoY Growth in year ended Mar 2025 is 8.90% vs 23.58% in Mar 2024
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2025 is 17.91% vs 7.93% in Mar 2024
% of Net NPAs
YoY Growth in year ended Mar 2025 is -0.16% vs -0.09% in Mar 2024
% of Gross NPAs
YoY Growth in year ended Mar 2025 is -0.29% vs -0.23% in Mar 2024
Compare Annual Results Of Federal Bank With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
26,365.25
48,667.67
-22,302.42
-45.83%
Income On Investments
4,541.82
7,663.03
-3,121.21
-40.73%
Interest On Balances With Rbi Other Inter Bank Funds
443.00
1,206.61
-763.61
-63.29%
Interest / Discount On Advances / Bills
21,016.62
39,591.15
-18,574.53
-46.92%
Others
363.81
206.88
156.93
75.86%
Other Income
3,801.25
7,684.19
-3,882.94
-50.53%
Total Income
30,166.50
56,351.86
-26,185.36
-46.47%
Interest Expended
16,897.26
29,636.35
-12,739.09
-42.98%
Net Interest Income
9,467.99
19,031.32
-9,563.33
-50.25%
Total Expenditure (Excl Depreciation)
7,168.11
16,070.65
-8,902.54
-55.4%
Employee Cost
3,088.28
4,810.83
-1,722.55
-35.81%
Other Operating Expenses
4,079.83
11,259.82
-7,179.99
-63.77%
Operating Profit Before Provisions and Contingencies
6,101.13
10,644.86
-4,543.73
-42.68%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
733.06
7,030.14
-6,297.08
-89.57%
Profit Before Tax
5,368.07
3,614.72
1,753.35
48.51%
Tax
1,316.18
971.82
344.36
35.43%
Profit After Tax
4,051.89
2,642.90
1,408.99
53.31%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
4,051.89
2,642.90
1,408.99
53.31%
Face Value
2.00
10.00
0.00
Reserves
32,924.44
63,423.81
-30,499.37
-48.09%
Earnings per share (EPS)
16.50
33.92
-17.42
-51.36%
Diluted Earnings per share
16.37
33.91
-17.54
-51.73%
Operating Profit Margin (Excl OI)
70.03%
52.53%
0.00
17.50%
Gross Profit Margin
20.36%
7.43%
0.00
12.93%
PAT Margin
15.37%
5.43%
0.00
9.94%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
30.23%
0.00%
30.23
30.23%
CASA Amount
85,757.00
0.00
85,757.00
Capital Adequacy Ratio (Total)
16.40%
16.24%
0.16
0.16%
Capital Adequacy Ratio (Tier 1)
15.04%
15.10%
-0.06
-0.06%
Provision Coverage Ratio (%)
75.37%
0.00%
75.37
75.37%
Amount of Gross NPAs
4,375.54
11,046.39
-6,670.85
-60.39%
Amount of Net NPAs
1,040.38
3,287.14
-2,246.76
-68.35%
% of Net NPAs
0.44%
0.95%
-0.51
-0.51%
% of Gross NPAs
1.84%
3.13%
-1.29
-1.29%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
2,080.00
0.00
2,080.00
Number of Branches
1,589.00
0.00
1,589.00
Annual - Interest Earned
Interest Earned 26365.25 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 18.83% vs 32.04% in Mar 2024
Annual - Net Profit
Net Profit 4,051.89 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 8.90% vs 23.58% in Mar 2024
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 6,101.13 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 17.91% vs 7.93% in Mar 2024
Annual - % of Net NPAs
% of Net NPAs 0.44%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.16% vs -0.09% in Mar 2024
Annual - % of Gross NPAs
% of Gross NPAs 1.84%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.29% vs -0.23% in Mar 2024






