Federal Bank

  • Market Cap: Mid Cap
  • Industry: Private Sector Bank
  • ISIN: INE171A01029
  • NSEID: FEDERALBNK
  • BSEID: 500469
INR
259.05
0.55 (0.21%)
BSENSE

Dec 05

BSE+NSE Vol: 51.39 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
13,428.79
12,908.16
10,479.81
7,649.64
6,734.96
6,932.05
6,483.55
Income On Investments
2,303.03
2,243.98
1,708.83
1,296.86
1,171.75
1,198.64
1,082.67
Interest On Balances With Rbi Other Inter Bank Funds
261.53
210.61
161.21
104.97
103.24
187.28
57.83
Interest / Discount On Advances / Bills
10,706.29
10,268.10
8,395.06
6,109.54
5,346.02
5,423.47
5,243.74
Others
157.94
185.47
214.71
138.27
113.95
122.66
99.31
Other Income
2,195.15
1,879.13
1,462.83
1,062.14
996.14
940.67
812.44
Total Income
15,623.94
14,787.29
11,942.64
8,711.78
7,731.10
7,872.72
7,295.99
Interest Expended
8,596.72
8,248.95
6,504.80
4,283.30
3,837.11
4,255.76
4,205.60
Net Interest Income
4,832.07
4,659.21
3,975.01
3,366.34
2,897.85
2,676.29
2,277.95
Total Expenditure (Excl Depreciation)
3,826.76
3,472.07
2,811.04
2,242.87
1,992.39
1,735.08
1,588.83
Employee Cost
1,601.05
1,519.29
1,243.05
1,014.95
1,100.23
983.31
838.54
Other Operating Expenses
2,225.71
1,952.78
1,567.99
1,227.92
892.16
751.77
750.29
Operating Profit Before Provisions and Contingencies
3,200.46
3,066.27
2,626.80
2,185.61
1,901.60
1,881.88
1,501.56
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
763.25
302.62
199.48
434.54
788.79
929.65
443.81
Profit Before Tax
2,437.21
2,763.65
2,427.32
1,751.07
1,112.81
952.23
1,057.75
Tax
620.20
697.43
619.76
446.70
285.26
243.84
256.84
Profit After Tax
1,817.01
2,066.22
1,807.56
1,304.37
827.55
708.39
800.91
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,817.01
2,066.22
1,807.56
1,304.37
827.55
708.39
800.91
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
7.39
8.43
7.69
6.18
3.94
3.55
4.03
Diluted Earnings per share
7.32
8.36
8.2
6.14
4.04
3.55
4.0
Operating Profit Margin (Excl OI)
65.82%
70.76%
71.27%
65.0%
58.71%
61.56%
68.65%
Gross Profit Margin
18.15%
21.41%
23.16%
22.89%
16.52%
13.74%
16.31%
PAT Margin
13.53%
16.01%
17.25%
17.05%
12.29%
10.22%
12.35%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
3.2%
3.13%
3.01%
Return on Assets
0.52%
0.64%
0.66%
0.58%
0.42%
0.38%
0.51%
CASA (%)
31.01%
30.07%
31.17%
34.61%
36.16%
33.68%
31.55%
CASA Amount
89,591.00
80,926.00
72,589.00
68,873.00
62,191.00
52,785.00
44,023.00
Capital Adequacy Ratio (Total)
15.71%
15.2%
15.5%
13.84%
14.97%
14.64%
13.98%
Capital Adequacy Ratio (Tier 1)
14.37%
13.82%
13.79%
12.62%
14.09%
13.33%
12.87%
Provision Coverage Ratio (%)
73.45%
71.62%
71.03%
67.41%
65.43%
64.65%
66.16%
Amount of Gross NPAs
4,532.01
4,884.49
4,436.05
4,031.06
4,445.84
3,552.19
3,612.11
Amount of Net NPAs
1,165.16
1,322.29
1,229.81
1,262.35
1,502.44
1,218.14
1,843.64
% of Net NPAs
0.48%
0.57%
0.64%
0.78%
1.12%
0.99%
1.59%
% of Gross NPAs
1.83%
2.09%
2.26%
2.46%
3.24%
2.84%
3.07%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
2082.0
2052.0
1937.0
1876.0
1874.0
1941.0
1942.0
Number of Branches
1595.0
1533.0
1408.0
1305.0
1272.0
1271.0
1251.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2025 is 4.03% vs 23.17% in Sep 2024

stock-summary

Net Profit

Growth in half year ended Sep 2025 is -12.06% vs 14.31% in Sep 2024

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2025 is 4.38% vs 16.73% in Sep 2024

stock-summary

% of Net NPAs

Growth in half year ended Sep 2025 is -0.09% vs -0.07% in Sep 2024

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2025 is -0.26% vs -0.17% in Sep 2024

Compare Half Yearly Results Of Federal Bank With
Markets Mojo
Figures in Cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
13,428.79
23,872.51
-10,443.72
-43.75%
Income On Investments
2,303.03
3,848.90
-1,545.87
-40.16%
Interest On Balances With Rbi Other Inter Bank Funds
261.53
962.68
-701.15
-72.83%
Interest / Discount On Advances / Bills
10,706.29
18,844.18
-8,137.89
-43.19%
Others
157.94
216.75
-58.81
-27.13%
Other Income
2,195.15
3,804.20
-1,609.05
-42.3%
Total Income
15,623.94
27,676.71
-12,052.77
-43.55%
Interest Expended
8,596.72
14,823.32
-6,226.60
-42.01%
Net Interest Income
4,832.07
9,049.19
-4,217.12
-46.6%
Total Expenditure (Excl Depreciation)
3,826.76
8,173.23
-4,346.47
-53.18%
Employee Cost
1,601.05
2,562.91
-961.86
-37.53%
Other Operating Expenses
2,225.71
5,610.32
-3,384.61
-60.33%
Operating Profit Before Provisions and Contingencies
3,200.46
4,680.16
-1,479.70
-31.62%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
763.25
4,360.16
-3,596.91
-82.49%
Profit Before Tax
2,437.21
320.00
2,117.21
661.63%
Tax
620.20
80.54
539.66
670.05%
Profit After Tax
1,817.01
239.46
1,577.55
658.79%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,817.01
239.46
1,577.55
658.79%
Face Value
2.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
7.39
3.07
4.32
140.72%
Diluted Earnings per share
7.32
3.07
4.25
138.44%
Operating Profit Margin (Excl OI)
65.82%
47.50%
0.00
18.32%
Gross Profit Margin
18.15%
1.34%
0.00
16.81%
PAT Margin
13.53%
1.00%
0.00
12.53%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.52%
0.00%
0.52
0.52%
CASA (%)
31.01%
0.00%
31.01
31.01%
CASA Amount
89,591.00
0.00
89,591.00
Capital Adequacy Ratio (Total)
15.71%
17.10%
-1.39
-1.39%
Capital Adequacy Ratio (Tier 1)
14.37%
15.88%
-1.51
-1.51%
Provision Coverage Ratio (%)
73.45%
0.00%
73.45
73.45%
Amount of Gross NPAs
4,532.01
0.00
4,532.01
Amount of Net NPAs
1,165.16
0.00
1,165.16
% of Net NPAs
0.48%
0.00%
0.48
0.48%
% of Gross NPAs
1.83%
0.00%
1.83
1.83%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
2,082.00
0.00
2,082.00
Number of Branches
1,595.00
0.00
1,595.00
Half Yearly - Interest Earned
Interest Earned 13428.79 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 4.03% vs 23.17% in Sep 2024

Half Yearly - Net Profit
Net Profit 1,817.01 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -12.06% vs 14.31% in Sep 2024

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 3,200.46 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 4.38% vs 16.73% in Sep 2024

Half Yearly - % of Net NPAs
% of Net NPAs 0.48%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.09% vs -0.07% in Sep 2024

Half Yearly - % of Gross NPAs
% of Gross NPAs 1.83%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.26% vs -0.17% in Sep 2024