Annual Results Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'26
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Interest Earned
67,450.71
62,002.16
55,614.78
44,942.21
38,856.22
39,105.78
21,404.97
Income On Investments
16,068.25
15,315.39
13,401.85
11,647.17
10,964.82
11,166.89
5,278.82
Interest On Balances With Rbi Other Inter Bank Funds
1,648.78
1,585.43
1,386.20
877.53
851.34
425.46
177.43
Interest / Discount On Advances / Bills
48,853.54
44,856.39
40,618.85
31,941.15
26,927.56
27,363.53
15,933.04
Others
880.14
244.95
207.88
476.36
112.50
149.90
15.68
Other Income
9,990.58
9,223.48
7,866.72
7,143.06
6,915.45
5,650.19
3,312.46
Total Income
77,441.29
71,225.64
63,481.50
52,085.27
45,771.67
44,755.97
24,717.43
Interest Expended
40,535.79
36,825.79
32,341.49
24,716.75
22,128.27
23,439.84
13,798.55
Net Interest Income
26,914.92
25,176.37
23,273.29
20,225.46
16,727.95
15,665.94
7,606.42
Total Expenditure (Excl Depreciation)
16,989.40
15,401.65
14,300.46
12,097.90
10,926.50
10,349.55
4,420.84
Employee Cost
10,760.29
9,883.98
9,264.59
7,527.23
6,695.71
6,378.24
2,472.96
Other Operating Expenses
6,229.11
5,517.67
5,035.87
4,570.67
4,230.79
3,971.31
1,947.88
Operating Profit Before Provisions and Contingencies
19,916.10
18,998.20
16,839.55
15,270.62
12,716.90
10,966.58
6,498.04
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
3,512.38
4,211.27
5,888.41
9,356.21
9,512.67
8,061.00
5,125.31
Profit Before Tax
16,403.72
14,786.93
10,951.14
5,914.41
3,204.23
2,905.58
1,372.73
Tax
4,248.07
3,868.64
2,888.20
632.71
-740.59
-99.10
619.37
Profit After Tax
12,155.65
10,918.29
8,062.94
5,281.70
3,944.82
3,004.68
753.36
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
12,155.65
10,918.29
8,062.94
5,281.70
3,944.82
3,004.68
753.36
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
69,876.76
60,762.20
51,065.97
40,620.42
36,252.34
31,527.61
18,492.62
Earnings per share (EPS)
90.25
81.06
59.86
42.41
31.67
26.6
12.37
Diluted Earnings per share
90.24
81.06
63.23
42.41
32.38
26.61
14.33
Operating Profit Margin (Excl OI)
69.6%
68.37%
63.7%
52.26%
47.4%
52.92%
55.4%
Gross Profit Margin
24.32%
23.85%
19.69%
13.16%
8.25%
7.43%
6.41%
PAT Margin
18.02%
17.61%
14.5%
11.75%
10.15%
7.68%
3.52%
Net Interest Margin
3.36%
3.51%
3.47%
3.37%
2.91%
2.85%
2.73%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
39.67%
40.17%
40.77%
41.99%
41.77%
42.3%
34.6%
CASA Amount
3,13,548.00
2,82,854.00
2,80,487.00
2,60,809.00
2,47,926.00
2,27,595.00
1,99,488.00
Capital Adequacy Ratio (Total)
17.93%
17.94%
16.44%
16.49%
16.53%
15.71%
14.12%
Capital Adequacy Ratio (Tier 1)
16.4%
15.36%
14.03%
13.48%
13.17%
11.93%
12.08%
Provision Coverage Ratio (%)
98.28%
98.1%
96.34%
93.82%
87.38%
82.12%
73.05%
Amount of Gross NPAs
13,190.02
18,178.86
21,106.31
28,179.53
35,214.25
38,455.35
14,150.84
Amount of Net NPAs
964.88
1,109.56
2,222.58
4,043.07
8,848.65
12,271.13
6,184.24
% of Net NPAs
0.15%
0.19%
0.43%
0.9%
2.27%
3.37%
3.13%
% of Gross NPAs
1.98%
3.09%
3.95%
5.95%
8.47%
9.85%
6.87%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
5657.0
5268.0
4937.0
4929.0
4925.0
5428.0
4059.0
Number of Branches
6001.0
5901.0
5847.0
5787.0
5732.0
6004.0
2886.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2026 is 8.79% vs 11.49% in Mar 2025
Net Profit
YoY Growth in year ended Mar 2026 is 11.33% vs 35.41% in Mar 2025
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2026 is 4.83% vs 12.82% in Mar 2025
% of Net NPAs
YoY Growth in year ended Mar 2026 is -0.04% vs -0.24% in Mar 2025
% of Gross NPAs
YoY Growth in year ended Mar 2026 is -1.11% vs -0.86% in Mar 2025
Compare Annual Results Of Indian Bank With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
67,450.71
1,19,755.07
-52,304.36
-43.68%
Income On Investments
16,068.25
24,595.57
-8,527.32
-34.67%
Interest On Balances With Rbi Other Inter Bank Funds
1,648.78
4,661.47
-3,012.69
-64.63%
Interest / Discount On Advances / Bills
48,853.54
87,789.30
-38,935.76
-44.35%
Others
880.14
2,708.73
-1,828.59
-67.51%
Other Income
9,990.58
22,452.80
-12,462.22
-55.5%
Total Income
77,441.29
1,42,207.87
-64,766.58
-45.54%
Interest Expended
40,535.79
82,683.11
-42,147.32
-50.97%
Net Interest Income
26,914.92
37,071.96
-10,157.04
-27.4%
Total Expenditure (Excl Depreciation)
16,989.40
28,134.50
-11,145.10
-39.61%
Employee Cost
10,760.29
17,856.09
-7,095.80
-39.74%
Other Operating Expenses
6,229.11
10,278.41
-4,049.30
-39.4%
Operating Profit Before Provisions and Contingencies
19,916.10
31,390.26
-11,474.16
-36.55%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
3,512.38
8,763.59
-5,251.21
-59.92%
Profit Before Tax
16,403.72
22,626.67
-6,222.95
-27.5%
Tax
4,248.07
5,600.00
-1,351.93
-24.14%
Profit After Tax
12,155.65
17,026.67
-4,871.02
-28.61%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
12,155.65
17,026.67
-4,871.02
-28.61%
Face Value
10.00
2.00
0.00
Reserves
69,876.76
91,636.14
-21,759.38
-23.75%
Earnings per share (EPS)
90.25
18.77
71.48
380.82%
Diluted Earnings per share
90.24
18.77
71.47
380.77%
Operating Profit Margin (Excl OI)
69.60%
69.19%
0.00
0.41%
Gross Profit Margin
24.32%
18.89%
0.00
5.43%
PAT Margin
18.02%
14.22%
0.00
3.80%
Net Interest Margin
3.36%
2.80%
0.56
0.56%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
39.67%
31.17%
8.50
8.50%
CASA Amount
3,13,548.00
4,14,976.00
-1,01,428.00
-24.44%
Capital Adequacy Ratio (Total)
17.93%
16.33%
1.60
1.60%
Capital Adequacy Ratio (Tier 1)
16.40%
14.37%
2.03
2.03%
Provision Coverage Ratio (%)
98.28%
92.70%
5.58
5.58%
Amount of Gross NPAs
13,190.02
31,530.03
-18,340.01
-58.17%
Amount of Net NPAs
964.88
7,353.31
-6,388.43
-86.88%
% of Net NPAs
0.15%
0.70%
-0.55
-0.55%
% of Gross NPAs
1.98%
2.94%
-0.96
-0.96%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
5,657.00
9,579.00
-3,922.00
-40.94%
Number of Branches
6,001.00
17,672.00
-11,671.00
-66.04%
Annual - Interest Earned
Interest Earned 67450.71 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 8.79% vs 11.49% in Mar 2025
Annual - Net Profit
Net Profit 12,155.65 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 11.33% vs 35.41% in Mar 2025
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 19,916.10 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 4.83% vs 12.82% in Mar 2025
Annual - % of Net NPAs
% of Net NPAs 0.15%
in Mar 2026Figures in %
YoY Growth in year ended Mar 2026 is -0.04% vs -0.24% in Mar 2025
Annual - % of Gross NPAs
% of Gross NPAs 1.98%
in Mar 2026Figures in %
YoY Growth in year ended Mar 2026 is -1.11% vs -0.86% in Mar 2025
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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