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Indian Bank

  • Market Cap: Mid Cap
  • Industry: Public Sector Bank
  • ISIN: INE562A01011
  • NSEID: INDIANB
  • BSEID: 532814
INR
810.00
7.45 (0.93%)
BSENSE

Dec 05

BSE+NSE Vol: 30.11 lacs

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stock-recommendationAnnual Results
Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
62,002.16
55,614.78
44,942.21
38,856.22
39,105.78
21,404.97
19,184.81
Income On Investments
15,315.39
13,401.85
11,647.17
10,964.82
11,166.89
5,278.82
5,043.42
Interest On Balances With Rbi Other Inter Bank Funds
1,585.43
1,386.20
877.53
851.34
425.46
177.43
139.52
Interest / Discount On Advances / Bills
44,856.39
40,618.85
31,941.15
26,927.56
27,363.53
15,933.04
13,983.87
Others
244.95
207.88
476.36
112.50
149.90
15.68
17.99
Other Income
9,223.48
7,866.72
7,143.06
6,915.45
5,650.19
3,312.46
1,882.89
Total Income
71,225.64
63,481.50
52,085.27
45,771.67
44,755.97
24,717.43
21,067.70
Interest Expended
36,825.79
32,341.49
24,716.75
22,128.27
23,439.84
13,798.55
12,166.72
Net Interest Income
25,176.37
23,273.29
20,225.46
16,727.95
15,665.94
7,606.42
7,018.09
Total Expenditure (Excl Depreciation)
15,401.65
14,300.46
12,097.90
10,926.50
10,349.55
4,420.84
4,020.37
Employee Cost
9,883.98
9,264.59
7,527.23
6,695.71
6,378.24
2,472.96
2,222.87
Other Operating Expenses
5,517.67
5,035.87
4,570.67
4,230.79
3,971.31
1,947.88
1,797.50
Operating Profit Before Provisions and Contingencies
18,998.20
16,839.55
15,270.62
12,716.90
10,966.58
6,498.04
4,880.62
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
4,211.27
5,888.41
9,356.21
9,512.67
8,061.00
5,125.31
4,596.40
Profit Before Tax
14,786.93
10,951.14
5,914.41
3,204.23
2,905.58
1,372.73
284.21
Tax
3,868.64
2,888.20
632.71
-740.59
-99.10
619.37
-37.74
Profit After Tax
10,918.29
8,062.94
5,281.70
3,944.82
3,004.68
753.36
321.95
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
10,918.29
8,062.94
5,281.70
3,944.82
3,004.68
753.36
321.95
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
60,762.20
51,065.97
40,620.42
36,252.34
31,527.61
18,492.62
15,813.36
Earnings per share (EPS)
81.06
59.86
42.41
31.67
26.6
12.37
6.7
Diluted Earnings per share
81.06
63.23
42.41
32.38
26.61
14.33
6.7
Operating Profit Margin (Excl OI)
68.37%
63.7%
52.26%
47.4%
52.92%
55.4%
55.09%
Gross Profit Margin
23.85%
19.69%
13.16%
8.25%
7.43%
6.41%
1.48%
PAT Margin
17.61%
14.5%
11.75%
10.15%
7.68%
3.52%
1.68%
Net Interest Margin
3.51%
3.47%
3.37%
2.91%
2.85%
2.73%
3.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.12%
CASA (%)
40.17%
40.77%
41.99%
41.77%
42.3%
34.6%
34.7%
CASA Amount
2,82,854.00
2,80,487.00
2,60,809.00
2,47,926.00
2,27,595.00
1,99,488.00
84,022.00
Capital Adequacy Ratio (Total)
17.94%
16.44%
16.49%
16.53%
15.71%
14.12%
13.21%
Capital Adequacy Ratio (Tier 1)
15.85%
14.03%
13.48%
13.17%
11.93%
12.08%
11.29%
Provision Coverage Ratio (%)
98.1%
96.34%
93.82%
87.38%
82.12%
73.05%
65.72%
Amount of Gross NPAs
18,178.86
21,106.31
28,179.53
35,214.25
38,455.35
14,150.84
13,383.30
Amount of Net NPAs
1,109.56
2,222.58
4,043.07
8,848.65
12,271.13
6,184.24
6,793.11
% of Net NPAs
0.19%
0.43%
0.9%
2.27%
3.37%
3.13%
3.75%
% of Gross NPAs
3.09%
3.95%
5.95%
8.47%
9.85%
6.87%
7.12%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
5268.0
4937.0
4929.0
4925.0
5428.0
4059.0
3892.0
Number of Branches
5901.0
5847.0
5787.0
5732.0
6004.0
2886.0
2872.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2025 is 11.49% vs 23.75% in Mar 2024

stock-summary

Net Profit

YoY Growth in year ended Mar 2025 is 35.41% vs 52.66% in Mar 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2025 is 12.82% vs 10.27% in Mar 2024

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2025 is -0.24% vs -0.47% in Mar 2024

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2025 is -0.86% vs -2.00% in Mar 2024

Compare Annual Results Of Indian Bank With
Markets Mojo
Figures in Cr
Standalone Annual Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
62,002.16
1,07,725.97
-45,723.81
-42.44%
Income On Investments
15,315.39
23,184.19
-7,868.80
-33.94%
Interest On Balances With Rbi Other Inter Bank Funds
1,585.43
5,088.37
-3,502.94
-68.84%
Interest / Discount On Advances / Bills
44,856.39
79,066.91
-34,210.52
-43.27%
Others
244.95
386.50
-141.55
-36.62%
Other Income
9,223.48
19,812.92
-10,589.44
-53.45%
Total Income
71,225.64
1,27,538.89
-56,313.25
-44.15%
Interest Expended
36,825.79
70,512.30
-33,686.51
-47.77%
Net Interest Income
25,176.37
37,213.67
-12,037.30
-32.35%
Total Expenditure (Excl Depreciation)
15,401.65
25,936.55
-10,534.90
-40.62%
Employee Cost
9,883.98
14,667.64
-4,783.66
-32.61%
Other Operating Expenses
5,517.67
11,268.91
-5,751.24
-51.04%
Operating Profit Before Provisions and Contingencies
18,998.20
31,090.04
-12,091.84
-38.89%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
4,211.27
7,610.98
-3,399.71
-44.67%
Profit Before Tax
14,786.93
23,479.06
-8,692.13
-37.02%
Tax
3,868.64
5,491.92
-1,623.28
-29.56%
Profit After Tax
10,918.29
17,987.14
-7,068.85
-39.3%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
10,918.29
17,987.14
-7,068.85
-39.3%
Face Value
10.00
10.00
0.00
Reserves
60,762.20
99,876.34
-39,114.14
-39.16%
Earnings per share (EPS)
81.06
23.56
57.50
244.06%
Diluted Earnings per share
81.06
23.56
57.50
244.06%
Operating Profit Margin (Excl OI)
68.37%
68.86%
0.00
-0.49%
Gross Profit Margin
23.85%
21.80%
0.00
2.05%
PAT Margin
17.61%
16.70%
0.00
0.91%
Net Interest Margin
3.51%
2.91%
0.60
0.60%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
40.17%
33.52%
6.65
6.65%
CASA Amount
2,82,854.00
4,26,325.00
-1,43,471.00
-33.65%
Capital Adequacy Ratio (Total)
17.94%
18.02%
-0.08
-0.08%
Capital Adequacy Ratio (Tier 1)
15.85%
16.24%
-0.39
-0.39%
Provision Coverage Ratio (%)
98.10%
94.61%
3.49
3.49%
Amount of Gross NPAs
18,178.86
35,350.38
-17,171.52
-48.58%
Amount of Net NPAs
1,109.56
5,969.29
-4,859.73
-81.41%
% of Net NPAs
0.19%
0.63%
-0.44
-0.44%
% of Gross NPAs
3.09%
3.60%
-0.51
-0.51%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
5,268.00
8,910.00
-3,642.00
-40.88%
Number of Branches
5,901.00
8,621.00
-2,720.00
-31.55%
Annual - Interest Earned
Interest Earned 62002.16 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 11.49% vs 23.75% in Mar 2024

Annual - Net Profit
Net Profit 10,918.29 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 35.41% vs 52.66% in Mar 2024

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 18,998.20 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 12.82% vs 10.27% in Mar 2024

Annual - % of Net NPAs
% of Net NPAs 0.19%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -0.24% vs -0.47% in Mar 2024

Annual - % of Gross NPAs
% of Gross NPAs 3.09%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -0.86% vs -2.00% in Mar 2024

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