Results Snapshot
Figures in Million
Standalone Annual Results
Dec'04
Dec'03
Dec'02
Dec'01
Dec'00
Dec'99
Interest Earned
1,692.13
1,630.63
2,304.12
2,870.25
2,280.90
1,635.20
Income On Investments
0.00
0.00
0.00
0.00
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0.00
0.00
0.00
0.00
0.00
Interest / Discount On Advances / Bills
1,692.13
1,630.63
2,304.12
2,870.25
2,280.90
1,635.20
Others
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
995.31
765.20
767.37
673.06
838.03
630.18
Total Income
2,687.44
2,395.83
3,071.49
3,543.31
3,118.93
2,265.39
Interest Expended
857.99
750.90
1,288.36
1,920.16
1,569.85
954.77
Net Interest Income
834.14
879.72
1,015.77
950.09
711.05
680.43
Total Expenditure (Excl Depreciation)
1,413.51
1,545.66
1,609.30
1,493.09
1,405.85
964.63
Employee Cost
0.00
0.00
0.00
0.00
0.00
0.00
Other Operating Expenses
1,413.47
1,545.65
1,609.19
1,493.06
1,405.74
964.42
Operating Profit Before Provisions and Contingencies
415.13
99.03
173.53
129.78
142.68
345.82
Exceptional Items
0.81
0.24
0.32
0.28
0.56
0.16
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
415.94
99.27
173.84
130.06
143.24
345.98
Tax
74.84
101.24
63.77
31.71
-9.35
140.38
Profit After Tax
341.10
-1.98
110.08
98.35
152.59
205.60
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
341.10
-1.98
110.08
98.35
152.59
205.60
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
3,005.86
2,578.71
2,587.14
2,472.68
1,556.42
1,486.22
Earnings per share (EPS)
2.82
0.23
1.08
0.77
1.63
2.22
Diluted Earnings per share
2.82
0.23
1.08
0.77
1.63
2.22
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
24.58%
6.09%
7.54%
4.53%
6.28%
21.16%
PAT Margin
20.16%
-0.12%
4.78%
3.43%
6.69%
12.57%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
15.41%
14.6%
14.32%
0.0%
10.7%
13.5%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
0.00
0.00
0.00
0.00
0.00
Amount of Net NPAs
0.00
0.00
0.00
0.00
0.00
0.00
% of Net NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
% of Gross NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2004 is 3.77% vs -29.23% in Dec 2003
Net Profit
YoY Growth in year ended Dec 2004 is 17,155.00% vs -101.82% in Dec 2003
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2004 is 319.29% vs -42.94% in Dec 2003
% of Net NPAs
YoY Growth in year ended Dec 2004 is 0.00% vs 0.00% in Dec 2003
% of Gross NPAs
YoY Growth in year ended Dec 2004 is 0.00% vs 0.00% in Dec 2003
Compare Annual Results Of ING Bank Slaski SA With
Figures in Million
Consolidate Annual Results
Change(PLN)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 169.21 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is 3.77% vs -29.23% in Dec 2003
Annual - Net Profit
Net Profit 34.11 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is 17,155.00% vs -101.82% in Dec 2003
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 41.51 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is 319.29% vs -42.94% in Dec 2003
Annual - % of Net NPAs
No % of Net NPAs in the last few periods
Annual - % of Gross NPAs
No % of Gross NPAs in the last few periods






