International Personal Finance Plc

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: GB00B1YKG049
GBP
2.55
0.00 (0.00%)
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stock-recommendationAnnual Results
Results Snapshot
Figures in Million
Consolidate Annual Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Net Sales
737.50
726.30
767.80
645.50
548.70
661.30
889.10
Other Operating Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Operating income
737.50
726.30
767.80
645.50
548.70
661.30
889.10
Raw Material Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
0.00
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Employee Cost
0.00
200.30
198.40
168.40
156.90
171.80
200.90
Power Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Manufacturing Expenses
73.30
71.70
76.90
68.10
54.00
55.00
63.50
Selling and Distribution Expenses
410.90
406.30
448.90
351.30
286.50
485.70
541.40
Other Expenses
9.34
-10.76
-11.73
-8.77
-7.08
-7.51
-9.47
Total Expenditure (Excl Depreciation)
577.60
570.70
606.90
500.10
426.60
637.40
711.10
Operating Profit (PBDIT) excl Other Income
159.9
155.6
160.9
145.39999999999998
122.10000000000001
23.900000000000002
178
Other Income
2.00
1.30
-0.10
0.10
-0.40
-0.20
-0.50
Operating Profit (PBDIT)
190.70
186.20
190.10
172.80
150.40
66.70
209.90
Interest
73.30
71.70
76.90
68.10
54.00
55.00
63.50
Exceptional Items
-3.30
-11.90
0.00
0.00
0.00
-9.40
0.00
Gross Profit (PBDT)
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
28.80
29.30
29.30
27.30
28.70
43.00
32.40
Profit Before Tax
85.30
73.30
83.90
77.40
67.70
-40.70
114.00
Tax
31.10
12.40
35.90
20.60
25.80
23.50
42.20
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Profit After Tax
54.20
60.90
48.00
56.80
41.90
-64.20
71.80
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
54.20
60.90
48.00
56.80
41.90
-64.20
71.80
Share in Profit of Associates
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
54.20
60.90
48.00
56.80
41.90
-64.20
71.80
Equity Capital
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Face Value
0.0
0.1
0.1
0.1
0.1
0.1
0.1
Reserves
546.00
466.30
501.90
445.20
367.10
370.50
436.40
Earnings per share (EPS)
0.24
0.26
0.2
0.24
0.18
-0.29
0.3
Diluted Earnings per share
0.24
0.26
0.2
0.24
0.18
-0.29
0.3
Operating Profit Margin (Excl OI)
21.68%
21.42%
20.96%
22.53%
22.25%
3.61%
20.02%
Gross Profit Margin
15.47%
14.13%
14.74%
16.22%
17.57%
0.35%
16.47%
PAT Margin
7.35%
8.38%
6.25%
8.8%
7.64%
-9.71%
8.08%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Annual Analysis Highlights
stock-summary

Net Sales

YoY Growth in year ended Dec 2025 is 1.54% vs -5.41% in Dec 2024

stock-summary

Consolidate Net Profit

YoY Growth in year ended Dec 2025 is -11.00% vs 26.88% in Dec 2024

stock-summary

Operating Profit (PBDIT) excl Other Income

YoY Growth in year ended Dec 2025 is 2.06% vs -2.79% in Dec 2024

stock-summary

Interest

YoY Growth in year ended Dec 2025 is 2.23% vs -6.76% in Dec 2024

stock-summary

Operating Profit Margin (Excl OI)

YoY Growth in year ended Dec 2025 has improved from Dec 2024

Compare Annual Results Of International Personal Finance Plc With
Markets Mojo
Figures in Million
Consolidate Annual Results
Markets Mojo
Markets Mojo
Change(GBP)
Change(%)
Net Sales
737.50
605.70
131.80
21.76%
Other Operating Income
0.00
0.00
0.00
Total Operating income
737.50
605.70
131.80
21.76%
Raw Material Cost
0.00
250.50
-250.50
-100.00%
Purchase of Finished goods
0
0
0.00
(Increase) / Decrease In Stocks
0
0
0.00
Employee Cost
0.00
119.30
-119.30
-100.00%
Power Cost
0
0
0.00
Manufacturing Expenses
73.30
148.80
-75.50
-50.74%
Selling and Distribution Expenses
410.90
0.00
410.90
Other Expenses
9.34
-7.07
16.41
232.11%
Total Expenditure (Excl Depreciation)
577.60
447.90
129.70
28.96%
Operating Profit (PBDIT) excl Other Income
159.90
157.80
2.10
1.33%
Other Income
2.00
-0.30
2.30
766.67%
Operating Profit (PBDIT)
190.70
355.40
-164.70
-46.34%
Interest
73.30
148.80
-75.50
-50.74%
Exceptional Items
-3.30
-0.40
-2.90
-725.00%
Gross Profit (PBDT)
0.00
338.40
-338.40
-100.00%
Depreciation
28.80
16.80
12.00
71.43%
Profit Before Tax
85.30
8.30
77.00
927.71%
Tax
31.10
0.30
30.80
10,266.67%
Provisions and contingencies
0
0
0.00
Profit After Tax
54.20
8.00
46.20
577.50%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
54.20
8.00
46.20
577.50%
Share in Profit of Associates
0
0
0.00
Minority Interest
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
Consolidated Net Profit
54.20
8.00
46.20
577.50%
Equity Capital
0
0
0.00
Face Value
0.00
0.21
0.00
Reserves
546.00
487.30
58.70
12.05%
Earnings per share (EPS)
0.24
0.03
0.21
700.00%
Diluted Earnings per share
0.24
0.03
0.21
700.00%
Operating Profit Margin (Excl OI)
21.68%
26.05%
0.00
-4.37%
Gross Profit Margin
15.47%
4.14%
0.00
11.33%
PAT Margin
7.35%
1.32%
0.00
6.03%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Annual - Net Sales
Net Sales 73.75 Million
in Dec 2025

Figures in Million
stock-summary

YoY Growth in year ended Dec 2025 is 1.54% vs -5.41% in Dec 2024

Annual - Consolidate Net Profit
Consolidate Net Profit 5.42 Million
in Dec 2025

Figures in Million
stock-summary

YoY Growth in year ended Dec 2025 is -11.00% vs 26.88% in Dec 2024

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 18.87 Million
in Dec 2025

Figures in Million
stock-summary

YoY Growth in year ended Dec 2025 is 2.06% vs -2.79% in Dec 2024

Annual - Interest
Interest 7.33 Million
in Dec 2025

Figures in Million
stock-summary

YoY Growth in year ended Dec 2025 is 2.23% vs -6.76% in Dec 2024

Annual - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 21.68%
in Dec 2025

Figures in %
stock-summary

YoY Growth in year ended Dec 2025 has improved from Dec 2024