Results Snapshot
Figures in Million
Consolidated - Profit And Loss Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
No of Months
12
12
12
12
12
12
Operating Income
737.00
726.00
767.00
645.00
548.00
661.00
Less :Inter divisional transfers
0.00
0.00
0.00
0.00
0.00
0.00
Less: Excise
0.00
0.00
0.00
0.00
0.00
0.00
Net Sales
737.00
726.00
767.00
645.00
548.00
661.00
Expenditure (Ex Depriciation)
Stock Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
Raw Materials Consumed
0.00
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
0.00
0.00
0.00
0.00
0.00
0.00
Employee Cost
0.00
200.00
198.00
168.00
156.00
171.00
Operating Expenses
73.00
71.00
76.00
68.00
54.00
55.00
General and Administration Expenses
410.00
406.00
448.00
351.00
286.00
485.00
Selling and Distribution Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Cost of Software developments
0.00
0.00
0.00
0.00
0.00
0.00
Miscellaneous Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Expenses Capitalised
0.00
0.00
0.00
0.00
0.00
0.00
Total Expenditure
577.00
570.00
606.00
500.00
426.00
637.00
Operating Profit (PBDIT) excl Other Income
159.00
155.00
160.00
145.00
122.00
23.00
Other Income
2.00
1.00
0.00
0.00
0.00
0.00
Operating Profit (PBDIT)
190.00
186.00
190.00
172.00
150.00
66.00
Interest
73.00
71.00
76.00
68.00
54.00
55.00
Profit before Depriciation and Tax
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
28.00
29.00
29.00
27.00
28.00
43.00
Profit Before Taxation & Exceptional Items
85.00
73.00
83.00
77.00
67.00
-40.00
Exceptional Income / Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
85.00
73.00
83.00
77.00
67.00
-40.00
Provision for Tax
31.00
12.00
35.00
20.00
25.00
23.00
Profit After Tax
54.00
60.00
48.00
56.00
41.00
-64.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Adj to Profit After Tax
0.00
0.00
0.00
0.00
0.00
0.00
Profit Balance B/F
0.00
0.00
0.00
0.00
0.00
0.00
Profit Available for appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
0.24
0.26
0.20
0.24
0.18
-0.29
Profit And Loss Analysis Highlights
Net Sales
YoY Growth in year ended Dec 2025 is 1.54% vs -5.41% in Dec 2024
Operating Profit (PBDIT) excl Other Income
YoY Growth in year ended Dec 2025 is 2.76% vs -3.29% in Dec 2024
Interest
YoY Growth in year ended Dec 2025 is 2.23% vs -6.76% in Dec 2024
Profit After Tax
YoY Growth in year ended Dec 2025 is -11.00% vs 26.88% in Dec 2024
Compare Profit and Loss Results of International Personal Finance Plc
Figures in Million
consolidated - Profit And Loss Results
Change(GBP)
Change(%)
No of Months
12
12
Operating Income
737.00
605.00
132.00
21.82%
Less :Inter divisional transfers
0.00
0.00
0.00
0%
Less: Excise
0.00
0.00
0.00
0%
Net Sales
737.00
605.00
132.00
21.82%
Expenditure (Ex Depriciation)
Stock Adjustments
0.00
0.00
0.00
0%
Raw Materials Consumed
0.00
0.00
0.00
0%
Power & Fuel Cost
0.00
0.00
0.00
0%
Employee Cost
0.00
119.00
-119.00
-100.00%
Operating Expenses
73.00
148.00
-75.00
-50.68%
General and Administration Expenses
410.00
0.00
410.00
0%
Selling and Distribution Expenses
0.00
0.00
0.00
0%
Cost of Software developments
0.00
0.00
0.00
0%
Miscellaneous Expenses
0.00
0.00
0.00
0%
Expenses Capitalised
0.00
0.00
0.00
0%
Total Expenditure
577.00
447.00
130.00
29.08%
Operating Profit (PBDIT) excl Other Income
159.00
157.00
2.00
1.27%
Other Income
2.00
0.00
2.00
0%
Operating Profit (PBDIT)
190.00
355.00
-165.00
-46.48%
Interest
73.00
148.00
-75.00
-50.68%
Profit before Depriciation and Tax
0.00
0.00
0.00
0%
Depreciation
28.00
16.00
12.00
75.00%
Profit Before Taxation & Exceptional Items
85.00
8.00
77.00
962.50%
Exceptional Income / Expenses
0.00
0.00
0.00
0%
Profit Before Tax
85.00
8.00
77.00
962.50%
Provision for Tax
31.00
0.00
31.00
0%
Profit After Tax
54.00
8.00
46.00
575.00%
Extraordinary Items
0.00
0.00
0.00
0%
Adj to Profit After Tax
0.00
0.00
0.00
0%
Profit Balance B/F
0.00
0.00
0.00
0%
Profit Available for appropriations
0.00
0.00
0.00
0%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00
Earnings Per Share
0.2358
0.0327
0.20
621.10%
Profit And Loss - Net Sales
Net Sales 737.50 Million
in Dec 2025Figures in Million
YoY Growth in year ended Dec 2025 is 1.54% vs -5.41% in Dec 2024
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 159.90 Million
in Dec 2025Figures in Million
YoY Growth in year ended Dec 2025 is 2.76% vs -3.29% in Dec 2024
Profit And Loss - Interest
Interest 73.30 Million
in Dec 2025Figures in Million
YoY Growth in year ended Dec 2025 is 2.23% vs -6.76% in Dec 2024
Profit And Loss - Profit After Tax
Profit After Tax 54.20 Million
in Dec 2025Figures in Million
YoY Growth in year ended Dec 2025 is -11.00% vs 26.88% in Dec 2024






