Results Snapshot
Figures in Million
Standalone Annual Results
Mar'05
Mar'04
Mar'03
Mar'02
Mar'01
Interest Earned
20,071.00
19,905.00
20,142.00
22,910.00
26,283.00
Income On Investments
1,649.00
1,609.00
1,517.00
2,539.00
3,718.00
Interest On Balances With Rbi Other Inter Bank Funds
1.00
0.00
4.00
5.00
15.00
Interest / Discount On Advances / Bills
18,279.00
18,144.00
18,424.00
19,737.00
21,166.00
Others
142.00
152.00
197.00
629.00
1,384.00
Other Income
11,466.00
9,051.00
10,137.00
11,967.00
9,409.00
Total Income
31,537.00
28,956.00
30,279.00
34,877.00
35,692.00
Interest Expended
711.00
851.00
1,234.00
3,019.00
5,505.00
Net Interest Income
19,360.00
19,054.00
18,908.00
19,891.00
20,778.00
Total Expenditure (Excl Depreciation)
24,098.00
23,599.00
26,100.00
25,156.00
24,645.00
Employee Cost
0.00
0.00
0.00
0.00
0.00
Other Operating Expenses
23,917.00
23,324.00
25,588.00
25,107.00
24,605.00
Operating Profit Before Provisions and Contingencies
5,806.00
4,771.00
2,518.00
6,259.00
5,517.00
Exceptional Items
922.00
-265.00
427.00
443.00
25.00
Provisions and contingencies
2,887.00
1,699.00
9,642.00
5,893.00
3,198.00
Profit Before Tax
3,841.00
2,807.00
-6,697.00
809.00
2,344.00
Tax
1,105.00
775.00
-421.00
711.00
1,067.00
Profit After Tax
2,736.00
2,032.00
-6,276.00
98.00
1,277.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
Net Profit
2,736.00
2,032.00
-6,276.00
98.00
1,277.00
Face Value
0.0
0.0
0.0
0.0
0.0
Reserves
34,423.00
31,548.00
30,322.00
35,546.00
37,175.00
Earnings per share (EPS)
236.8
184.78
-621.49
34.36
107.27
Diluted Earnings per share
236.8
184.78
-621.49
34.36
107.27
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
19.14%
14.1%
-33.25%
3.53%
8.92%
PAT Margin
13.63%
10.21%
-31.16%
0.43%
4.86%
Net Interest Margin
0.61%
0.57%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
74,906.00
82,345.00
0.00
0.00
0.00
Amount of Net NPAs
74,906.00
82,345.00
0.00
0.00
0.00
% of Net NPAs
11.09%
12.49%
0.0%
0.0%
0.0%
% of Gross NPAs
11.09%
12.49%
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2005 is 0.83% vs -1.18% in Mar 2004
Net Profit
YoY Growth in year ended Mar 2005 is 34.65% vs 132.38% in Mar 2004
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2005 is 21.69% vs 89.48% in Mar 2004
% of Net NPAs
YoY Growth in year ended Mar 2005 is -1.40% vs 12.49% in Mar 2004
% of Gross NPAs
YoY Growth in year ended Mar 2005 is -1.40% vs 12.49% in Mar 2004
Compare Annual Results Of The Bank of Kochi, Ltd. With
Figures in Million
Consolidate Annual Results
Change(JPY)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 2007.1 Million
in Mar 2005Figures in Million
YoY Growth in year ended Mar 2005 is 0.83% vs -1.18% in Mar 2004
Annual - Net Profit
Net Profit 273.60 Million
in Mar 2005Figures in Million
YoY Growth in year ended Mar 2005 is 34.65% vs 132.38% in Mar 2004
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 580.60 Million
in Mar 2005Figures in Million
YoY Growth in year ended Mar 2005 is 21.69% vs 89.48% in Mar 2004
Annual - % of Net NPAs
% of Net NPAs 11.09%
in Mar 2005Figures in %
YoY Growth in year ended Mar 2005 is -1.40% vs 12.49% in Mar 2004
Annual - % of Gross NPAs
% of Gross NPAs 11.09%
in Mar 2005Figures in %
YoY Growth in year ended Mar 2005 is -1.40% vs 12.49% in Mar 2004






