The Bank of Saga Ltd.

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: JP3315200000
JPY
4,735.00
170 (3.72%)
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stock-recommendationAnnual Results
Results Snapshot
Figures in Million
Standalone Annual Results
Mar'06
Mar'05
Mar'04
Mar'03
Mar'02
Mar'01
Mar'00
Interest Earned
32,644.00
33,097.00
34,785.00
37,082.00
38,348.00
42,139.00
44,866.00
Income On Investments
6,496.00
6,040.00
5,921.00
6,706.00
6,983.00
8,456.00
9,916.00
Interest On Balances With Rbi Other Inter Bank Funds
10.00
10.00
5.00
6.00
21.00
197.00
410.00
Interest / Discount On Advances / Bills
26,068.00
26,947.00
28,728.00
30,222.00
31,187.00
32,853.00
33,947.00
Others
70.00
100.00
131.00
148.00
157.00
633.00
593.00
Other Income
12,113.00
9,793.00
18,960.00
12,510.00
7,996.00
14,508.00
11,001.00
Total Income
44,757.00
42,890.00
53,745.00
49,592.00
46,344.00
56,647.00
55,867.00
Interest Expended
2,366.00
1,467.00
1,447.00
2,384.00
3,989.00
6,815.00
8,449.00
Net Interest Income
30,278.00
31,630.00
33,338.00
34,698.00
34,359.00
35,324.00
36,417.00
Total Expenditure (Excl Depreciation)
30,829.00
29,739.00
33,163.00
33,297.00
33,383.00
33,518.00
31,578.00
Employee Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Operating Expenses
30,040.00
28,685.00
31,781.00
31,453.00
31,681.00
31,830.00
31,475.00
Operating Profit Before Provisions and Contingencies
12,237.00
12,731.00
16,924.00
15,731.00
10,673.00
17,990.00
15,811.00
Exceptional Items
-675.00
-1,047.00
2,211.00
-1,820.00
-1,701.00
-1,676.00
29.00
Provisions and contingencies
2,284.00
3,173.00
32,319.00
10,065.00
37,572.00
13,876.00
12,130.00
Profit Before Tax
9,278.00
8,511.00
-13,184.00
3,846.00
-28,600.00
2,438.00
3,710.00
Tax
4,654.00
3,403.00
3,966.00
2,327.00
-12,070.00
1,171.00
1,598.00
Profit After Tax
4,624.00
5,108.00
-17,150.00
1,519.00
-16,530.00
1,267.00
2,112.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
4,624.00
5,108.00
-17,150.00
1,519.00
-16,530.00
1,267.00
2,112.00
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
63,160.00
62,253.00
52,412.00
72,414.00
75,117.00
96,621.00
79,771.00
Earnings per share (EPS)
260.52
283.6
-1006.21
77.3
-963.51
64.01
122.99
Diluted Earnings per share
260.52
283.6
-1006.21
77.3
-963.51
64.01
122.99
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
28.42%
25.72%
-37.9%
10.37%
-74.58%
5.79%
8.27%
PAT Margin
14.16%
15.43%
-49.3%
4.1%
-43.11%
3.01%
4.71%
Net Interest Margin
0.42%
0.52%
0.56%
0.6%
0.57%
0.59%
0.6%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
80,436.00
95,236.00
1,15,250.00
1,24,590.00
0.00
0.00
0.00
Amount of Net NPAs
80,436.00
95,236.00
1,15,250.00
1,24,590.00
0.00
0.00
0.00
% of Net NPAs
6.87%
8.25%
9.89%
10.29%
0.0%
0.0%
0.0%
% of Gross NPAs
6.87%
8.25%
9.89%
10.29%
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2006 is -1.37% vs -4.85% in Mar 2005

stock-summary

Net Profit

YoY Growth in year ended Mar 2006 is -9.48% vs 129.78% in Mar 2005

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2006 is -3.88% vs -24.78% in Mar 2005

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2006 is -1.38% vs -1.64% in Mar 2005

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2006 is -1.38% vs -1.64% in Mar 2005

Compare Annual Results Of The Bank of Saga Ltd. With
Markets Mojo
Figures in Million
Consolidate Annual Results
Markets Mojo
Markets Mojo
Change(JPY)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 3264.4 Million
in Mar 2006

Figures in Million
stock-summary

YoY Growth in year ended Mar 2006 is -1.37% vs -4.85% in Mar 2005

Annual - Net Profit
Net Profit 462.40 Million
in Mar 2006

Figures in Million
stock-summary

YoY Growth in year ended Mar 2006 is -9.48% vs 129.78% in Mar 2005

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 1,223.70 Million
in Mar 2006

Figures in Million
stock-summary

YoY Growth in year ended Mar 2006 is -3.88% vs -24.78% in Mar 2005

Annual - % of Net NPAs
% of Net NPAs 6.87%
in Mar 2006

Figures in %
stock-summary

YoY Growth in year ended Mar 2006 is -1.38% vs -1.64% in Mar 2005

Annual - % of Gross NPAs
% of Gross NPAs 6.87%
in Mar 2006

Figures in %
stock-summary

YoY Growth in year ended Mar 2006 is -1.38% vs -1.64% in Mar 2005