Results Snapshot
Figures in Cr
Standalone - Balance Sheet Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
SOURCES OF FUNDS
No of Months
12
12
12
12
12
12
Share Capital
515.43
514.78
449.47
449.47
449.47
427.80
Share warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
0.00
Total Reserve
1,433.62
1,977.01
1,265.53
962.13
902.59
656.29
Shareholder's Funds
1,949.05
2,491.79
1,715.00
1,411.60
1,352.06
1,084.09
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
23,276.44
19,867.80
14,665.62
12,815.07
8,999.43
7,028.38
Borrowings
1,405.73
3,222.53
3,354.20
2,952.83
1,694.00
1,203.32
Other Liabilities & Provisions
547.07
504.77
488.86
528.06
293.16
154.19
Total Liabilities
27,178.29
26,086.89
20,223.68
17,707.56
12,338.65
9,469.98
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
1,351.42
1,364.64
739.55
1,300.67
428.07
304.77
Balances with banks and money at call and short notice
627.68
58.28
27.50
211.24
1,391.05
598.02
Investments
5,995.26
5,541.02
4,888.53
4,070.30
1,932.07
1,733.63
Advances
18,027.87
18,293.11
13,924.33
11,637.01
8,167.59
6,547.82
Gross Block
491.84
401.84
335.01
267.29
208.69
165.80
Less : Accumulated Depreciation
254.73
196.90
147.32
107.89
76.09
49.88
Less : Impairment of Assets
0.00
0.00
0.00
0.00
0.00
0.00
Net Block
-746.57
-598.74
-482.33
-375.18
-284.78
-215.68
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
63.30
2.61
0.24
0.07
5.91
4.20
Other Assets
875.62
622.28
455.85
328.88
281.36
165.63
Total Assets
27,178.27
26,086.88
20,223.69
17,707.58
12,338.65
9,469.98
Contingent Liability
198.59
2.19
1.90
2.05
1.50
1.50
Bills for collection
0.00
0.00
0.00
0.00
0.00
0.00
Book Value per share (adjusted)
0
48.41
38.16
31.41
30.08
25.34
Balance Sheet Analysis Highlights
Deposits
YoY Growth in year ended Mar 2025 is 17.16% vs 35.47% in Mar 2024
Advances
YoY Growth in year ended Mar 2025 is -1.45% vs 31.38% in Mar 2024
Investments
YoY Growth in year ended Mar 2025 is 8.20% vs 13.35% in Mar 2024
TOTAL ASSETS
YoY Growth in year ended Mar 2025 is 4.18% vs 28.99% in Mar 2024
Compare Balance Sheet Results of ESAF Small Fin
Figures in Cr
Standalone - Balance Sheet Results
Change(INR)
Change(%)
No of Months
12
12
SOURCES OF FUNDS
Share Capital
515.43
106.28
409.15
384.97%
Share warrants & Outstandings
0.00
0.00
0.00
0.00%
Total Reserve
1,433.62
1,820.81
-387.19
-21.26%
Shareholder's Funds
1,949.05
1,927.09
21.96
1.14%
Minority Interest
0.00
0.00
0.00
0.00%
Deposits
23,276.44
10,579.61
12,696.83
120.01%
Borrowings
1,405.73
2,710.29
-1,304.56
-48.13%
Other Liabilities & Provisions
547.07
404.00
143.07
35.41%
Total Liabilities
27,178.29
15,620.99
11,557.30
73.99%
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
1,351.42
1,466.14
-114.72
-7.82%
Balances with banks and money at call and short notice
627.68
243.24
384.44
158.05%
Investments
5,995.26
3,137.48
2,857.78
91.09%
Advances
18,027.87
9,974.35
8,053.52
80.74%
Gross Block
491.84
354.77
137.07
38.64%
Less : Accumulated Depreciation
254.73
199.16
55.57
27.90%
Less : Impairment of Assets
0.00
0.00
0.00
0.00%
Net Block
-746.57
-553.93
-192.64
-34.78%
Lease Adjustment
0.00
0.00
0.00
0.00%
Capital Work in Progress
63.30
134.53
-71.23
-52.95%
Other Assets
875.62
509.64
365.98
71.81%
Total Assets
27,178.27
15,620.99
11,557.28
73.99%
Contingent Liability
198.59
20.76
177.83
856.60%
Bills for collection
0.00
0.00
0.00
0.00%
Book Value per share (adjusted)
0.00
181.31
-181.31
-100.00%
Annual - Deposits
Deposits 23,276.44 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 17.16% vs 35.47% in Mar 2024
Annual - Advances
Advances 18,027.87 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is -1.45% vs 31.38% in Mar 2024
Annual - Investments
Investments 5,995.26 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 8.20% vs 13.35% in Mar 2024
Annual - TOTAL ASSETS
TOTAL ASSETS 27,178.27 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 4.18% vs 28.99% in Mar 2024






