Results Snapshot
Figures in Cr
Standalone - Balance Sheet Results
Mar'26
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
SOURCES OF FUNDS
No of Months
12
12
12
12
12
12
Share Capital
515.66
515.43
514.78
449.47
449.47
449.47
Share warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
0.00
Total Reserve
1,270.87
1,433.62
1,977.01
1,265.53
962.13
902.59
Shareholder's Funds
1,786.53
1,949.05
2,491.79
1,715.00
1,411.60
1,352.06
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
25,850.16
23,276.44
19,867.80
14,665.62
12,815.07
8,999.43
Borrowings
2,752.74
1,405.73
3,222.53
3,354.20
2,952.83
1,694.00
Other Liabilities & Provisions
478.55
547.07
504.77
488.86
528.06
293.16
Total Liabilities
30,867.98
27,178.29
26,086.89
20,223.68
17,707.56
12,338.65
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
1,113.70
1,351.42
1,364.64
739.55
1,300.67
428.07
Balances with banks and money at call and short notice
60.82
627.68
58.28
27.50
211.24
1,391.05
Investments
6,399.11
5,995.26
5,541.02
4,888.53
4,070.30
1,932.07
Advances
21,594.23
18,027.87
18,293.11
13,924.33
11,637.01
8,167.59
Gross Block
538.06
491.84
401.84
335.01
267.29
208.69
Less : Accumulated Depreciation
311.90
254.73
196.90
147.32
107.89
76.09
Less : Impairment of Assets
0.00
0.00
0.00
0.00
0.00
0.00
Net Block
-849.96
-746.57
-598.74
-482.33
-375.18
-284.78
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
289.83
63.30
2.61
0.24
0.07
5.91
Other Assets
1,184.14
875.62
622.28
455.85
328.88
281.36
Total Assets
30,867.98
27,178.27
26,086.88
20,223.69
17,707.58
12,338.65
Contingent Liability
514.51
198.59
2.19
1.90
2.05
1.50
Bills for collection
0.00
0.00
0.00
0.00
0.00
0.00
Book Value per share (adjusted)
0
37.81
48.41
38.16
31.41
30.08
Balance Sheet Analysis Highlights
Deposits
YoY Growth in year ended Mar 2026 is 11.06% vs 17.16% in Mar 2025
Advances
YoY Growth in year ended Mar 2026 is 19.78% vs -1.45% in Mar 2025
Investments
YoY Growth in year ended Mar 2026 is 6.74% vs 8.20% in Mar 2025
TOTAL ASSETS
YoY Growth in year ended Mar 2026 is 13.58% vs 4.18% in Mar 2025
Compare Balance Sheet Results of ESAF Small Fin
Figures in Cr
Standalone - Balance Sheet Results
Change(INR)
Change(%)
No of Months
12
12
SOURCES OF FUNDS
Share Capital
515.66
106.29
409.37
385.14%
Share warrants & Outstandings
0.00
0.00
0.00
0.00%
Total Reserve
1,270.87
1,972.03
-701.16
-35.56%
Shareholder's Funds
1,786.53
2,078.32
-291.79
-14.04%
Minority Interest
0.00
0.00
0.00
0.00%
Deposits
25,850.16
13,994.04
11,856.12
84.72%
Borrowings
2,752.74
3,122.36
-369.62
-11.84%
Other Liabilities & Provisions
478.55
696.33
-217.78
-31.28%
Total Liabilities
30,867.98
19,891.05
10,976.93
55.19%
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
1,113.70
1,713.72
-600.02
-35.01%
Balances with banks and money at call and short notice
60.82
385.05
-324.23
-84.20%
Investments
6,399.11
3,692.56
2,706.55
73.30%
Advances
21,594.23
12,878.76
8,715.47
67.67%
Gross Block
538.06
555.62
-17.56
-3.16%
Less : Accumulated Depreciation
311.90
262.45
49.45
18.84%
Less : Impairment of Assets
0.00
0.00
0.00
0.00%
Net Block
-849.96
-818.07
-31.89
-3.90%
Lease Adjustment
0.00
0.00
0.00
0.00%
Capital Work in Progress
289.83
4.87
284.96
5,851.33%
Other Assets
1,184.14
922.92
261.22
28.30%
Total Assets
30,867.98
19,891.05
10,976.93
55.19%
Contingent Liability
514.51
5.42
509.09
9,392.80%
Bills for collection
0.00
0.00
0.00
0.00%
Book Value per share (adjusted)
0.00
0.00
0.00
0.00%
Annual - Deposits
Deposits 25,850.16 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 11.06% vs 17.16% in Mar 2025
Annual - Advances
Advances 21,594.23 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 19.78% vs -1.45% in Mar 2025
Annual - Investments
Investments 6,399.11 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 6.74% vs 8.20% in Mar 2025
Annual - TOTAL ASSETS
TOTAL ASSETS 30,867.98 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 13.58% vs 4.18% in Mar 2025






